Best Money Market Rates in Garland, Texas - June 2026
Brian McKay
Brian McKay
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Current Garland, Texas and the surrounding area money market deposit account rates include State Bank of TexasState Bank of Texas517 W I 30, Garland, TX 75043A+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY, Texans Credit UnionTexans Credit Union626 Austin St, Garland, TX 75040A+5.0 ★Texas Ratio: 2.78% Performance Money Market Account at 3.50% APY, TruistTruist2720 Belt Line Rd, Garland, TX 75044A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, The Huntington National BankThe Huntington National Bank1001 Main St, Garland, TX 75040A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, and Randolph Brooks FCURandolph Brooks FCU5175 N President George Bush Hwy, Garland, TX 75040A+5.0 ★Texas Ratio: 4.42% RBFCU Classic Money Market at 2.43% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Garland has 8 local institutions in our database, with money market rates as high as 3.76% APY from State Bank of Texas at 517 W I 30, Garland, TX 75043. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Garland, Texas and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Garland, Texas & the Surrounding Area
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Balance: $1,000,000 or more
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Balance: $750,000 to $999,999.99
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Balance: $500,000 to $749,999.99
Balance: $250,000 to $499,999.99
Balance: $100,000 to $249,999.99
Balance: $50,000 to $99,999.99
Balance: $25,000 to $49,999.99
Balance: $10,000 to $24,999.99
Balance: $0.01 to $9,999.99
Rates as of June 10, 2026. Rates are subject to change without notice. Fees could reduce earnings on the account.
Rates as of June 10, 2026. Rates are subject to change without notice. Fees could reduce earnings on the account.
Rates as of June 10, 2026. Rates are subject to change without notice. Fees could reduce earnings on the account.
Rates as of June 10, 2026. Rates are subject to change without notice. Fees could reduce earnings on the account.
Interest rate up to
Tier: $100,000 and up
Balance $50,000 or more
$15,000+
New money only
New money only
Tiered balance; $24,999.01 & Above
Rate information is effective as of the date printed in the header. Rates and APYs are subject to change without notice. Fees may reduce earnings on this account. Please see account disclosures for full details.
$250,000.00 - $499,999.99
$500,000.00 and above
Tiered balance; $24,999.00 & Below
APY for 6 months
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
MMA Rates and APYs valid for IRAs
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Balances less than $250,000
Balances less than $500,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Garland, TX Money Market Rate Trends
Compare local Garland, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield MMA rates currently average 3.218% APY.
Texas standard MMA rates fell 0.003 points over the past 7 days to 0.770% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Garland, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Garland, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Garland, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Garland, Texas
What is a Money Market Account (MMA)?
Are Money Market accounts in Garland, Texas safe?
How often do MMA rates change in Garland, Texas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Garland, Texas?
Best Money Market Rates in Garland, Texas
- State Bank of Texas
High-Rate Jumbo Money Market — 3.76% APY - Texans Credit Union
Performance Money Market Account — 3.50% APY - Truist
Small Business Money Market Account — 3.25% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY - Randolph Brooks FCU
RBFCU Classic Money Market — 2.43% APY
