Best Money Market Rates in Plano, Texas (TX) - May 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Plano, Texas and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank5049 W Park Blvd, Plano, TX 75093A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Texans Credit UnionTexans Credit Union101 W Spring Creek Pkwy Ste 733, Plano, TX 75023A+5.0 ★Texas Ratio: 2.88% Money Market Account at 3.50% APY, Sunflower BankSunflower Bank2701 Dallas Pkwy, Plano, TX 75093A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, TruistTruist3409 N Central Expy, Plano, TX 75023A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and Golden Bank National AssociationGolden Bank National Association240 Legacy Dr, Plano, TX 75023A+5.0 ★Texas Ratio: 3.27% money market account at 3.38% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Plano has 10 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 5049 W Park Blvd, Plano, TX 75093. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Plano, Texas and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Plano, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5049 W Park Blvd, Plano, TX 75093
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5049 W Park Blvd, Plano, TX 75093
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
101 W Spring Creek Pkwy Ste 733, Plano, TX 75023
Money Market Account
3.50%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $1,000,000
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
2701 Dallas Pkwy, Plano, TX 75093
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
3409 N Central Expy, Plano, TX 75023
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
240 Legacy Dr, Plano, TX 75023
money market account
3.38%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 16, 2026
Details
new money
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5049 W Park Blvd, Plano, TX 75093
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5049 W Park Blvd, Plano, TX 75093
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
2701 Dallas Pkwy, Plano, TX 75093
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
EECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Business Money Market Savings
2.78%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 12, 2026
Details
As High As; Min balance of $100K; Tiered interest rates for higher balances
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Classic Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Classic Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Choice Money Market
2.22%
$2,500
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Choice Money Market
2.04%
$10,000
▼
Rate1.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Classic Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
RBFCU Choice Money Market
1.76%
$25,000
▼
Rate1.75%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
2701 Dallas Pkwy Ste 100, Plano, TX 75093
Business Money Markets
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
On balance above $350,000
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Balance $50,000 or more
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Las Colinas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Money Market Account
3.50%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000-Above
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
On balances of $25,000+
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$750,000.00-$999,999.99
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage IRA Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Business Advantage Money Market Account
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†6 Months
3.14%
$1,000
▼
Rate3.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500,000.00-$749,999.99
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
MMA Platinum and up)
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Money Market
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
$100,000 +
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†13 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†11 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†12 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†9 Months
2.59%
$1,000
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†90-179 Days
2.59%
$1,000
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Plano, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Plano, TX Money Market Rate Trends
Compare local Plano, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
3.319%
▲ 0.003 vs 7 days ago
Texas high-yield MMA rates rose 0.003 points over the past 7 days to 3.319% APY.
Standard MMA — TX Avg
0.750%
▲ 0.002 vs 7 days ago
Texas standard MMA rates rose 0.002 points over the past 7 days to 0.750% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Plano, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plano, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Plano, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Plano, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Plano, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Plano, Texas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Plano, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Plano, Texas
Here are some of the highest money market account APYs currently available in Plano, Texas and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Texans Credit Union
Money Market Account — 3.50% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Truist
Small Business Money Market Account — 3.40% APY - Golden Bank National Association
money market account — 3.38% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plano, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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