MonitorBankRates
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Best Money Market Rates in Rosenberg, Texas (TX) - May 2026

Current Rosenberg, Texas and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank24310 Southwest Fwy, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, b1BANKb1BANK24701 Southwest Fwy, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 2.61% MAX Money Market at 3.12% APY, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6419 Reading Rd Ste 115, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 3.85% Money Market at 2.02% APY, Houston Federal Credit UnionHouston Federal Credit Union28050 Southwest Fwy, Rosenberg, TX 77471 7101A+5.0 ★Texas Ratio: 2.55% Money Market at 1.55% APY, and Brazos Valley Schools Credit UnionBrazos Valley Schools Credit Union2308 1st St, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 4.59% Money Market Accounts at 1.35% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Rosenberg has 6 local institutions in our database, with money market rates as high as 3.45% APY from Sunflower Bank at 24310 Southwest Fwy, Rosenberg, TX 77471. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Rosenberg, Texas and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Rosenberg, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
24310 Southwest Fwy, Rosenberg, TX 77471
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.01 & Above

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
24701 Southwest Fwy, Rosenberg, TX 77471
MAX Money Market
3.12%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
24310 Southwest Fwy, Rosenberg, TX 77471
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
6419 Reading Rd Ste 115, Rosenberg, TX 77471
Money Market
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Money Market
1.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

yields as high as

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
6419 Reading Rd Ste 115, Rosenberg, TX 77471
Money Market
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2308 1st St, Rosenberg, TX 77471
Money Market Accounts
1.35%
$2,500
Rate1.35%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2308 1st St, Rosenberg, TX 77471
Money Market Accounts
1.30%
$2,500
Rate1.30%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
6419 Reading Rd Ste 115, Rosenberg, TX 77471
Money Market
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2308 1st St, Rosenberg, TX 77471
Money Market Accounts
1.25%
$2,500
Rate1.25%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2308 1st St, Rosenberg, TX 77471
Money Market Accounts
1.20%
$2,500
Rate1.20%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
6419 Reading Rd Ste 115, Rosenberg, TX 77471
Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market Account
0.70%
$0
Rate0.69%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market
0.70%
$0
Rate0.69%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market Account
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market
0.30%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market Account
0.30%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market
0.20%
$0
Rate0.19%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market Account
0.20%
$0
Rate0.19%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
24706 Southwest Fwy, Rosenberg, TX 77471
Money Market Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2308 1st St, Rosenberg, TX 77471
Money Market Accounts
0.00%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
28050 Southwest Fwy, Rosenberg, TX 77471 7101
Insured Money Market
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Fannin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Money Market
3.82%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Money Market
3.82%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 4, 2026
Details

Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

On balance above $350,000

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
3.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
Rate3.50%
Min Deposit$250
Min Balance
UpdatedMay 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Balance $50,000 or more

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

New money only

Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Money Market Account
3.50%
$500
Rate
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000,000

Las Colinas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Money Market Account
3.50%
$500
Rate
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

New money only

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedApr 16, 2026
Details

new money

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000,000-Above

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
Rate3.20%
Min Deposit$2,500
Min Balance
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 6 Months
3.14%
$1,000
Rate3.09%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
MAX Money Market
3.12%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
Rate3.00%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
Rate3.00%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
Rate2.90%
Min Deposit$2,500
Min Balance
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
Rate2.80%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
Rate2.80%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 13 Months
2.83%
$1,000
Rate2.79%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 12 Months
2.83%
$1,000
Rate2.79%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 11 Months
2.83%
$1,000
Rate2.79%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.75%
$100,000
Rate2.72%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 9 Months
2.59%
$1,000
Rate2.56%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 90-179 Days
2.59%
$1,000
Rate2.56%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.50%
$50,000
Rate2.47%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.25%
$1,000
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.20%
$0
Rate2.18%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT MMA
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

(formerly MonuMINT Savings)

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA Balances less than
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$250,000; (Money Market)

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT MMA
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

(formerly ManageMINT Savings)

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA Balances less than
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$500,000; (Money Market)

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Rosenberg, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Rosenberg, TX Money Market Rate Trends

Compare local Rosenberg, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
3.319%
▲ 0.003 vs 7 days ago

Texas high-yield MMA rates rose 0.003 points over the past 7 days to 3.319% APY.

Standard MMA — TX Avg
0.750%
▲ 0.002 vs 7 days ago

Texas standard MMA rates rose 0.002 points over the past 7 days to 0.750% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rosenberg, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rosenberg, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Rosenberg, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Rosenberg, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Rosenberg, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Rosenberg, Texas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Rosenberg, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Rosenberg, Texas

Here are some of the highest money market account APYs currently available in Rosenberg, Texas and the surrounding area:
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • b1BANK
    MAX Money Market — 3.12% APY
  • Gulf Coast Educators Federal Credit Union
    Money Market — 2.02% APY
  • Houston Federal Credit Union
    Money Market — 1.55% APY
  • Brazos Valley Schools Credit Union
    Money Market Accounts — 1.35% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rosenberg, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026