Best Money Market Rates in Laketown, Utah (UT) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Laketown, Utah and the surrounding area money market rates include Education 1st Credit UnionEducation 1st Credit UnionA+5.0 ★Texas Ratio: 1.13% Money Market Account at 4.25% APY, Granite Federal Credit UnionGranite Federal Credit UnionA+5.0 ★Texas Ratio: 2.83% Business Builder Money Market at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Utah First Federal Credit UnionUtah First Federal Credit UnionA+5.0 ★Texas Ratio: 2.03% Money Market at 3.90% APY, and Central Bank Provo, UTCentral Bank Provo, UTA+5.0 ★Texas Ratio: 0.40% High Yield Money Market Account at 3.82% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.
Laketown is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Utah area are available to Laketown residents, with money market rates as high as 4.25% APY from Education 1st Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Laketown, Utah and surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Money Market Rates Today in Laketown, Utah & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
4.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Builder Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
3.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
3.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA)
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Prime Alliance Bank
Institution Rating:
D3.1 ★ Texas Ratio: 37.64%
Personal Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS & UP
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$500,000.00
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
>$250,000.00
Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market Tier 5
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
>$250,000.00
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
more than $1
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000,000.00
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 27.08%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
On balances of $25,000+
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA)
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Builder Money Market
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$250
Utah Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market
2.78%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$100,000 - $249,999.99
Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market Tier 4
2.78%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$100,000 - $249,999.99
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 27.08%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$100,000+
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA)
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
2.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
MONEY MARKET
2.60%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Builder Money Market
2.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100,000.00 - $499,999.99
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market and Savings
2.47%
$2,500
▼
Rate2.45%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market and Savings
2.22%
$2,500
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $999,999.99
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market and Savings
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Personal Money Market and Savings
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000.00 - $99,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $249,999.99
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
1.51%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Starting at a 1.51% APY* See rate tiers.
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Money Market Account K to $1M
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
High Yield Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Laketown, Utah and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Laketown, UT Money Market Rate Trends
Compare local Laketown, UT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — UT Avg
3.033%
▲ 0.938 vs 7 days ago
Utah high-yield MMA rates rose 0.938 points over the past 7 days to 3.033% APY.
Standard MMA — UT Avg
2.033%
Unchanged vs 7 days ago
Utah standard MMA rates currently average 2.033% APY.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Laketown, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Laketown, Utah. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Laketown, Utah
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Utah.
Are Money Market accounts in Laketown, Utah safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.
How often do MMA rates change in Laketown, Utah?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Laketown, Utah
Here are some of the highest money market account APYs currently available in Laketown, Utah and the surrounding area:
- Education 1st Credit Union
Money Market Account — 4.25% APY - Granite Federal Credit Union
Business Builder Money Market — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Utah First Federal Credit Union
Money Market — 3.90% APY - Central Bank Provo, UT
High Yield Money Market Account — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Laketown, Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026
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