Best Money Market Rates in Ogden, Utah - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ogden, Utah and the surrounding area money market deposit account rates include Granite Federal Credit UnionGranite Federal Credit Union905 26th St, Ogden, UT 84401 2523A+5.0 ★Texas Ratio: 2.69% Business Builder Money Market at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union358 N Harrisville Rd, Ogden, UT 84404A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Education 1st Credit UnionEducation 1st Credit Union1250 Country Hills Dr, Ogden, UT 84403 2560A+5.0 ★Texas Ratio: 1.08% Money Market Account at 3.85% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union147 26th st, Ogden, UT 84401A+5.0 ★Texas Ratio: 1.97% Insured Money Market Account at 3.65% APY, and Mountain America Federal Credit UnionMountain America Federal Credit Union1825 Washington Blvd, Ogden, UT 84401A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY. Money market rates as of June 1, 2026 according to verified data from MonitorBankRates.
Ogden has 6 local institutions in our database, with money market rates as high as 4.00% APY from Granite Federal Credit Union at 905 26th St, Ogden, UT 84401 2523. Use the table below to compare all available offers, including options from institutions serving the broader Utah area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ogden, Utah and surrounding area. Last Updated and Verified: June 1, 2026
Compare the Best Money Market Rates Today in Ogden, Utah & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Builder Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
3.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
3.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
TAB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.12%
4185 Harrison Blvd, Ogden, UT 84403
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000,000
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Always Insured - ICS Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
147 26th st, Ogden, UT 84401
Insured Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1825 Washington Blvd, Ogden, UT 84401
Money market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market Checking
0.30%
$10,000
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market Checking
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking SEP
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market Checking
0.20%
$10,000
▼
Rate0.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
905 26th St, Ogden, UT 84401 2523
Business Money Market Checking SEP
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
358 N Harrisville Rd, Ogden, UT 84404
Money Market Checking
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 30, 2026
Details
Prime Alliance Bank
Institution Rating:
D3.1 ★ Texas Ratio: 37.64%
Personal Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
As Low As
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS & UP
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$500,000.00
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
more than $1M
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$250
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$100,000.00 - $499,999.99
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$100
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Qualifying balance up to $999,999.99
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$25
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$25,000.00 - $99,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Qualifying balance up to $249,999.99
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$100K to $1M
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ogden, Utah and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ogden, UT Money Market Rate Trends
Compare local Ogden, UT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — UT Avg
3.023%
Unchanged vs 7 days ago
Utah high-yield MMA rates currently average 3.023% APY.
Standard MMA — UT Avg
1.306%
Unchanged vs 7 days ago
Utah standard MMA rates currently average 1.306% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ogden, Utah money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ogden, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ogden, Utah. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ogden, Utah
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Utah.
Are Money Market accounts in Ogden, Utah safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.
How often do MMA rates change in Ogden, Utah?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Ogden, Utah?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ogden, Utah require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Ogden, Utah
Here are some of the highest money market account APYs currently available in Ogden, Utah and the surrounding area:
- Granite Federal Credit Union
Business Builder Money Market — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Education 1st Credit Union
Money Market Account — 3.85% APY - Goldenwest Federal Credit Union
Insured Money Market Account — 3.65% APY - Mountain America Federal Credit Union
Money market — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ogden, Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 1, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking