Best Money Market Rates in Salt Lake City, Utah - June 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Salt Lake City, Utah and the surrounding area money market deposit account rates include Granite Federal Credit UnionGranite Federal Credit Union3675 S 900 E, Salt Lake City, UT 84106A+5.0 ★Texas Ratio: 2.69% Business Builder Money Market at 4.00% APY, Utah First Federal Credit UnionUtah First Federal Credit Union200 E South Temple, Salt Lake City, UT 84111A+5.0 ★Texas Ratio: 1.94% Money Market at 3.90% APY, America First Federal Credit UnionAmerica First Federal Credit Union6924 S 2300 E, Salt Lake City, UT 84121A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Deseret First Federal Credit UnionDeseret First Federal Credit Union50 E South Temple, Salt Lake City, UT 84111 1010A5.0 ★Texas Ratio: 6.69% Business Money Market at 3.85% APY, and Cyprus Federal Credit UnionCyprus Federal Credit Union5750 S Redwood Rd, Salt Lake City, UT 84123 5356A+5.0 ★Texas Ratio: 2.25% Money Market at 3.70% APY. Money market rates as of June 1, 2026 according to verified data from MonitorBankRates.
Salt Lake City has 17 local institutions in our database, with money market rates as high as 4.00% APY from Granite Federal Credit Union at 3675 S 900 E, Salt Lake City, UT 84106. Use the table below to compare all available offers, including options from institutions serving the broader Utah area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Salt Lake City, Utah and surrounding area. Last Updated and Verified: June 1, 2026
Compare the Best Money Market Rates Today in Salt Lake City, Utah & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Builder Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
6924 S 2300 E, Salt Lake City, UT 84121
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
200 E South Temple, Salt Lake City, UT 84111
Money Market
3.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Money Market Account
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Business Money Market
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
5750 S Redwood Rd, Salt Lake City, UT 84123 5356
Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
769 E South Temple, Salt Lake City, UT 84102 1221
Insured Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1715 W 700 N, Salt Lake City, UT 84116 1801
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Business Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
6924 S 2300 E, Salt Lake City, UT 84121
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
200 E South Temple, Salt Lake City, UT 84111
Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account
3.38%
$0
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
more than $1M
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
769 E South Temple, Salt Lake City, UT 84102 1221
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Business Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
5750 S Redwood Rd, Salt Lake City, UT 84123 5356
Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
769 E South Temple, Salt Lake City, UT 84102 1221
Insured Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.78%
500 Foothill Dr, Salt Lake City, UT 84148 0001
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1715 W 700 N, Salt Lake City, UT 84116 1801
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$250
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.78%
500 Foothill Dr, Salt Lake City, UT 84148 0001
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
6924 S 2300 E, Salt Lake City, UT 84121
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
200 E South Temple, Salt Lake City, UT 84111
Money Market
2.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
769 E South Temple, Salt Lake City, UT 84102 1221
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Business Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Money Market Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
5750 S Redwood Rd, Salt Lake City, UT 84123 5356
Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
4897 W LAKE PARK BLVD, SALT LAKE CITY, UT 84120
Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
4897 W LAKE PARK BLVD, SALT LAKE CITY, UT 84120
Money Market Checking
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$100
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
1715 W 700 N, Salt Lake City, UT 84116 1801
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Always Insured - ICS Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
3920 W Terminal Dr, Salt Lake City, UT 84116
Business Money Market Accounts
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
200 E South Temple, Salt Lake City, UT 84111
Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.78%
500 Foothill Dr, Salt Lake City, UT 84148 0001
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
6924 S 2300 E, Salt Lake City, UT 84121
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
3920 W Terminal Dr, Salt Lake City, UT 84116
Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
3920 W Terminal Dr, Salt Lake City, UT 84116
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3675 S 900 E, Salt Lake City, UT 84106
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.69%
50 E South Temple, Salt Lake City, UT 84111 1010
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
5750 S Redwood Rd, Salt Lake City, UT 84123 5356
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
769 E South Temple, Salt Lake City, UT 84102 1221
Insured Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
4897 W Lake Park Blvd, Salt Lake City, UT 84120 8205
Money Markets
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
4897 W Lake Park Blvd, Salt Lake City, UT 84120 8205
Money Market Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$25
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$100K to $1M
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$2.5
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 2.75%
39 W 2100 S, Salt Lake City, UT 84115
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20K to $100K
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Account less than $20K
Prime Alliance Bank
Institution Rating:
D3.1 ★ Texas Ratio: 37.64%
Personal Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
As Low As
State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
MONEY MARKET ACCOUNTS & UP
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$500,000.00
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Salt Lake City, Utah and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Salt Lake City, UT Money Market Rate Trends
Compare local Salt Lake City, UT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — UT Avg
3.023%
Unchanged vs 7 days ago
Utah high-yield MMA rates currently average 3.023% APY.
Standard MMA — UT Avg
1.306%
Unchanged vs 7 days ago
Utah standard MMA rates currently average 1.306% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Salt Lake City, Utah money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Salt Lake City, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Salt Lake City, Utah. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Salt Lake City, Utah
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Utah.
Are Money Market accounts in Salt Lake City, Utah safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.
How often do MMA rates change in Salt Lake City, Utah?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Salt Lake City, Utah?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Salt Lake City, Utah require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Salt Lake City, Utah
Here are some of the highest money market account APYs currently available in Salt Lake City, Utah and the surrounding area:
- Granite Federal Credit Union
Business Builder Money Market — 4.00% APY - Utah First Federal Credit Union
Money Market — 3.90% APY - America First Federal Credit Union
Money Market — 3.90% APY - Deseret First Federal Credit Union
Business Money Market — 3.85% APY - Cyprus Federal Credit Union
Money Market — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Salt Lake City, Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 1, 2026
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