Best Money Market Rates in Gainesville, Virginia - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Gainesville, Virginia and the surrounding area money market deposit account rates include Apple Federal Credit UnionApple Federal Credit Union14385 McGraws Corner Drive, Gainesville, VA 22155A+5.0 ★Texas Ratio: 3.07% Commercial Money Market at 4.00% APY, TruistTruist411 N Main St, Gainesville, FL 32601A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Northwest Federal Credit UnionNorthwest Federal Credit Union7500 Webb Dr, Gainesville, VA 20155A+5.0 ★Texas Ratio: 2.13% MONEY MARKET at 1.39% APY, Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, and University of Virginia Community Credit UnionUniversity of Virginia Community Credit UnionA+5.0 ★Texas Ratio: 3.06% MaxSaver Money Market at 4.02% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Gainesville has 3 local institutions in our database, with money market rates as high as 4.00% APY from Apple Federal Credit Union at 14385 McGraws Corner Drive, Gainesville, VA 22155. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Gainesville, Virginia and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Gainesville, Virginia & the Surrounding Area
Compounded: Monthly
Minimum opening deposit for 4.00% is $1,000,000. No monthly maintenance fees or ongoing balance requirements. No minimum withdrawal requirements. Make deposits in any amount at any time. Dividends are compounded daily and paid monthly.
Compounded: Monthly
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Tiered Rate; Balance $1,000,000 or more
Compounded: Monthly
Tiered Rate; Balance $250,000 to $999,999
Tiered Rate; Balance $100,000 to $249,999
Tiered Rate; Balance $50,000 - $99,999
Tiered Rate; Balance $20,000 - $49,999
Tiered Rate; Balance $2,500 - $19,999
Compounded: Monthly
Compounded: Monthly
$1,000,000 or more
or more
$250,000-$999,999.99
$250,000 - $999,999.99
Compounded: Monthly
Compounded: Monthly
$100,000-$249,999.99
$100,000 - $249,999.99
$50,000-$99,999.99
$50,000 - $99,999.99
$25,000 - $49,999.99
$25,000-$49,999.99
Less than $2,500
Less than $2,500
Tiered Rate; Balance up to $2,499
Compounding: Monthly
The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
as high as
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
A $10,000 deposit of new money is required.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
$15,000+
New money only
New money only
$25,000 Minimum to Open On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
On balances of $25,000+
APY for 6 months
$200,000+
$125,000.00
APY*
Daily Balances of $1,500,000 and up
APY*
Visit or Call
APY*
Visit or Call
APY*
Visit or Call
Daily Balances of $500,000 - $1,499,999.99
Daily Balances of $100,000 - $499,999.99
Daily Balances
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gainesville, VA Money Market Rate Trends
Compare local Gainesville, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.324% APY.
Virginia standard MMA rates currently average 0.811% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Gainesville, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Gainesville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gainesville, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Gainesville, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Gainesville, Virginia safe?
How often do MMA rates change in Gainesville, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Gainesville, Virginia?
Best Money Market Rates in Gainesville, Virginia
- Apple Federal Credit Union
Commercial Money Market — 4.00% APY - Truist
Small Business Money Market Account — 3.25% APY - Northwest Federal Credit Union
MONEY MARKET — 1.39% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY - University of Virginia Community Credit Union
MaxSaver Money Market — 4.02% APY
Gainesville, Virginia Rates & Resources
