Best Money Market Rates in Lovingston, Virginia - June 2026
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Brian McKay
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Current Lovingston, Virginia and the surrounding area money market deposit account rates include TruistTruist93 Front St, Lovingston, VA 22949A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, Apple Federal Credit UnionApple Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Commercial Money Market at 4.00% APY, Beacon Credit Union IncorporatedBeacon Credit Union IncorporatedA+5.0 ★Texas Ratio: 1.82% Business Money Market at 4.00% APY, and University of Virginia Community Credit UnionUniversity of Virginia Community Credit UnionA+5.0 ★Texas Ratio: 3.06% MaxSaver Money Market Account at 4.00% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Lovingston has 1 local institution in our database, with money market rates as high as 3.40% APY from Truist at 93 Front St, Lovingston, VA 22949. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lovingston, Virginia and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Lovingston, Virginia & the Surrounding Area
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
as high as
Qualifying balance up to $1,000.00
As High As. Minimum opening deposit for 4.00% is $1,000,000. No monthly maintenance fees or ongoing balance requirements. No minimum withdrawal requirements. Make deposits in any amount at any time. Dividends are compounded daily and paid monthly. APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 06/03/2026.
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Balance Tier: $1,000,000 and over
as high as
$250
Minimum new money deposit of $10,000.
Requires a minimum new money deposit of $10,000.
New money only
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Preferred rates. Standard rates: 0.03% APY.
New money only
$15,000+
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Balance Tier: $500,000 to $999,999
Preferred rates. Standard rates: 0.15% APY.
On balances of $25,000+
Qualifying balance up to $1,000.00
Compounded Monthly
Balance Tier: $250,000 to $499,999
Tier #1
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
See footnote 2.
$125,000.00
Min. to Obtain APY*: $150,000 and above
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
As High As
Daily Balances of $500,000 and up
$500,000 and up
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lovingston, VA Money Market Rate Trends
Compare local Lovingston, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.288% APY.
Virginia standard MMA rates currently average 0.820% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lovingston, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lovingston, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lovingston, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lovingston, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Lovingston, Virginia safe?
How often do MMA rates change in Lovingston, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lovingston, Virginia?
Best Money Market Rates in Lovingston, Virginia
- Truist
Small Business Money Market Account — 3.40% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY - Apple Federal Credit Union
Commercial Money Market — 4.00% APY - Beacon Credit Union Incorporated
Business Money Market — 4.00% APY - University of Virginia Community Credit Union
MaxSaver Money Market Account — 4.00% APY
