Best Money Market Rates in Madison, Virginia (VA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Madison, Virginia and the surrounding area money market rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, Apple Federal Credit UnionApple Federal Credit UnionA+5.0 ★Texas Ratio: 0.37% Money Market at 4.00% APY, 1st Advantage Federal Credit Union1st Advantage Federal Credit UnionA+5.0 ★Texas Ratio: 2.79% Business Performance Plus Money Market Account at 4.00% APY, Beacon Credit Union IncorporatedBeacon Credit Union IncorporatedA+5.0 ★Texas Ratio: 1.89% Business Money Market at 4.00% APY, and University of Virginia Community Credit UnionUniversity of Virginia Community Credit UnionA+5.0 ★Texas Ratio: 3.16% MaxSaver Money Market Account at 4.00% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Madison is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Virginia area are available to Madison residents, with money market rates as high as 4.07% APY from Marine Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Madison, Virginia and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in Madison, Virginia & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
MaxSaver Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
As High As
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Business Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Performance Plus Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
as high as
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Performance Plus Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
4.00%
$1,000,000
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedApr 16, 2026
Details
As Low As; Qualifying balance up to $1,000,000
Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
Money Market
3.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Business Money Markets
3.75%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 4, 2026
Details
Guaranteed for 3 Months
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
New money deposit of $10,000.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $999,999.00
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
On Balances Between $25,000 and $250,000.
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Performance Plus Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Pinnacle Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Money Market
3.25%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 4, 2026
Details
Guaranteed for 3 Months
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Indexed Business Money Markets16
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Freedom Bank of Virginia
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Performance Plus Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Money Market
3.22%
$10
▼
Rate3.17%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Platinum Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
On balances of $25,000+
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
3.07%
$0
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $499,999.00
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Indexed Business Money Markets16
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.97%
$0
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.88%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Golden Advantage Money Market
2.87%
$0
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Pinnacle Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account to $199,999.99
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$125,000.00
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.77%
$0
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Account
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Money Market
2.70%
$10
▼
Rate2.67%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Money Market
2.65%
$10
▼
Rate2.62%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.62%
$0
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Money Market
2.60%
$10
▼
Rate2.57%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Business Investment Money Market
2.58%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.57%
$0
▼
Rate2.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
F&M Money Market
2.55%
$10
▼
Rate2.52%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Business Money Market
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Call Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Markets
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
As High As
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Indexed Business Money Markets16
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account and up
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$500,000.00
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Performance Plus Money Market Account
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Performance Plus Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Traditional, Roth, Education
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.25%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$250,000.00 - $499,999.99
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$0.00 - $249,999.99
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Business Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$249,999.01 - $999,999
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Tiered Money Market
1.87%
$750
▼
Rate1.85%
Min Deposit$750
Min Balance—
UpdatedApr 2, 2026
Details
$100,000 and above
National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Business Money Market Deposit Account
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Money Market Deposit Account
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
Premium Money Market Account
1.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$99,999.01 - $249,999
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Madison, Virginia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Madison, VA Money Market Rate Trends
Compare local Madison, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — VA Avg
2.929%
▼ 0.028 vs 7 days ago
Virginia high-yield MMA rates fell 0.028 points over the past 7 days to 2.929% APY.
Standard MMA — VA Avg
0.939%
▲ 0.069 vs 7 days ago
Virginia standard MMA rates rose 0.069 points over the past 7 days to 0.939% APY.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Madison, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Madison, Virginia
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.
Are Money Market accounts in Madison, Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.
How often do MMA rates change in Madison, Virginia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Madison, Virginia
Here are some of the highest money market account APYs currently available in Madison, Virginia and the surrounding area:
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - Apple Federal Credit Union
Money Market — 4.00% APY - 1st Advantage Federal Credit Union
Business Performance Plus Money Market Account — 4.00% APY - Beacon Credit Union Incorporated
Business Money Market — 4.00% APY - University of Virginia Community Credit Union
MaxSaver Money Market Account — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Madison, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026
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