MonitorBankRates
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Best Money Market Rates in Mclean, Virginia - July 2026

Current Mclean, Virginia and the surrounding area money market deposit account rates include TruistTruist8200 Greensboro Dr, Mclean, VA 22102A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Hanscom Federal Credit UnionHanscom Federal Credit UnionMITRE Building 2, McLean, VA 22102A+5.0 ★Texas Ratio: 3.63% Premier Money Market at 3.50% APY, Presidential BankPresidential Bank6707 Old Dominion Dr, Mclean, VA 22101A5.0 ★Texas Ratio: 9.69% Money Market Advantage Checking at 3.50% APY, Chain Bridge BankChain Bridge Bank1445a Laughlin Ave, Mclean, VA 22101A+5.0 ★Texas Ratio: 0.00% Money Market IRA at 2.92% APY, and Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union7575 Colshire Dr, McLean, VA 22102 7508A5.0 ★Texas Ratio: 8.11% Money Market at 1.15% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.

Mclean has 6 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 8200 Greensboro Dr, Mclean, VA 22102. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Mclean, Virginia and surrounding area. Last Updated and Verified: July 13, 2026

Compare the Best Money Market Rates Today in Mclean, Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
8200 Greensboro Dr, Mclean, VA 22102
Small Business Money Market Account
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
Money Market Advantage Checking
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
Premier Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Premier Checking required to open the Premier Money Market.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
Premier Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Premier Checking required to open the Premier Money Market.

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market IRA
2.92%
$100
Rate2.88%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
Premier Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Premier Checking required to open the Premier Money Market.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
Premier Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Premier Checking required to open the Premier Money Market.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Money Market
1.15%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

If the Money Market balances falls below $2,500, the dividend rate will be the Regular Savings rate.

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market
1.10%
$100
Rate1.10%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market
0.91%
$100
Rate0.91%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market
0.73%
$100
Rate0.73%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
Premier Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Premier Checking required to open the Premier Money Market.

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market
0.37%
$100
Rate0.37%
Min Deposit$100
Min Balance
UpdatedJul 11, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Money Market Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Money Market
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Money Market Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
Money Market Checking
0.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Earn 0.25% APY* on Balances $1,000 to $9,999.99 and 0.30% on Balances $10,000 and over

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Money Market Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Money Market Accounts
0.00%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedJul 12, 2026
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Choice Money Market
4.07%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Business Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Bring Your Business Money Market to Beacon

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Lock in your rate

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Premier Money Market
4.00%
$100
Rate3.93%
Min Deposit$100
Min Balance
UpdatedJul 7, 2026
Details

Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market Accounts
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

As high as

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Performance Plus Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Commercial Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Balance range: $1,000,000 and over

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Money Market
4.00%
$1,000,000
Rate
Min Deposit$1,000,000
Min Balance
UpdatedJul 11, 2026
Details

Minimum opening deposit for 4.00% is $1,000,000

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Business Performance Plus Money Market Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

APY = Annual Percentage Yield. Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Money Market* and up)
3.81%
$2,500
Rate3.75%
Min Deposit$2,500
Min Balance
UpdatedJul 8, 2026
Details

$250,000; Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Minimum balance to receive dividend: $100.00; Balance method: Daily balance

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Money Market
3.81%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Money Market
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Premier Money Market
3.50%
$100
Rate3.44%
Min Deposit$100
Min Balance
UpdatedJul 7, 2026
Details

Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.89%
ProBiz Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Commercial Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Balance range: $500,000 to $999,999

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Performance Plus Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Business Performance Plus Money Market Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

APY = Annual Percentage Yield. Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market Savings
3.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

On balances of $25,000+

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
3.04%
$2,500
Rate3.00%
Min Deposit$2,500
Min Balance
UpdatedJul 12, 2026
Details

$200,000+

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Compounded Monthly

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market Account
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.76%
Money Market Tiered Accounts
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.89%
ProBiz Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Commercial Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Balance range: $250,000 to $499,999

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Premier Money Market
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedJul 7, 2026
Details

Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.72%
Platinum Money Market Savings
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Turbo High-Yield Savings Account (Consumer Money Market)
2.79%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Performance Money Market (Business)
2.79%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

**

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Money Market*
2.78%
$2,500
Rate2.75%
Min Deposit$2,500
Min Balance
UpdatedJul 8, 2026
Details

Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Balance method: Daily balance

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account to $199,999.99
2.78%
$2,500
Rate2.75%
Min Deposit$2,500
Min Balance
UpdatedJul 12, 2026
Details

$125,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Money Market Account
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

APY*

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.65%
$0
Rate2.61%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Premium Plus Money Market
2.60%
$25,000
Rate2.57%
Min Deposit$25,000
Min Balance
UpdatedJul 6, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
Premium Plus Money Market
2.60%
$25,000
Rate2.57%
Min Deposit$25,000
Min Balance
UpdatedJul 13, 2026
Details

Dominion Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Money Market Savings
2.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

As Much As

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

APY*

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.33%
$0
Rate2.30%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

APY*

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.13%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

APY*

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.95%
$0
Rate1.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Business Money Market Deposit Account
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Money Market Deposit Account
1.71%
$0
Rate1.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
Premium Money Market Account
1.67%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.64%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Business Money Market
1.40%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Money Market
1.40%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Business Money Market
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Money Market
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mclean, Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mclean, VA Money Market Rate Trends

Compare local Mclean, VA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia MMA Trends →
High-Yield MMA — VA Avg
3.277%
▼ 0.047 vs 7 days ago

Virginia high-yield MMA rates fell 0.047 points over the past 7 days to 3.277% APY.

Standard MMA — VA Avg
0.803%
▼ 0.008 vs 7 days ago

Virginia standard MMA rates fell 0.008 points over the past 7 days to 0.803% APY.

As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mclean, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mclean, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mclean, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Mclean, Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.

Are Money Market accounts in Mclean, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Mclean, Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Mclean, Virginia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Mclean, Virginia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Mclean, Virginia

Here are some of the highest money market account APYs currently available in Mclean, Virginia and the surrounding area:
  • Truist
    Small Business Money Market Account — 4.00% APY
  • Hanscom Federal Credit Union
    Premier Money Market — 3.50% APY
  • Presidential Bank
    Money Market Advantage Checking — 3.50% APY
  • Chain Bridge Bank
    Money Market IRA — 2.92% APY
  • Northrop Grumman Federal Credit Union
    Money Market — 1.15% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mclean, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 13, 2026