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Best Money Market Rates in Gig Harbor, Washington - June 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: June 22, 2026

Current Gig Harbor, Washington and the surrounding area money market deposit account rates include TAPCO Credit UnionTAPCO Credit Union7109 Pioneer Way, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.80% Business Money Market at 2.02% APY, Harborstone Credit UnionHarborstone Credit Union4811 Borgen Blvd, Gig Harbor, WA 98332 6826A5.0 ★Texas Ratio: 6.54% Money Market at 2.01% APY, Sound Credit UnionSound Credit Union4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854A5.0 ★Texas Ratio: 9.84% Business High-Yield Money Market at 2.00% APY, Kitsap Credit UnionKitsap Credit Union4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313A5.0 ★Texas Ratio: 6.15% Money Market > million at 1.65% APY, and Kitsap BankKitsap Bank4714 Point Fosdick Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 0.52% Money Market Plus at 0.65% APY. Money market rates as of June 22, 2026 according to verified data from MonitorBankRates.

Gig Harbor has 5 local institutions in our database, with money market rates as high as 2.02% APY from TAPCO Credit Union at 7109 Pioneer Way, Gig Harbor, WA 98335. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Gig Harbor, Washington and surrounding area. Last Updated and Verified: June 22, 2026

Compare the Best Money Market Rates Today in Gig Harbor, Washington & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
7109 Pioneer Way, Gig Harbor, WA 98335
Business Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
4811 Borgen Blvd, Gig Harbor, WA 98332 6826
Money Market
2.01%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balances below $1,000 will result in a fee*

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.84%
4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854
Business High-Yield Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum Balance to Earn APY*: $0

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
7109 Pioneer Way, Gig Harbor, WA 98335
Money Market
2.00%
$5
View
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedJun 11, 2026
Details

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
7109 Pioneer Way, Gig Harbor, WA 98335
Money Market
1.75%
$5
View
▼
Rate1.73%
Min Deposit$5
Min Balance—
UpdatedJun 11, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market > million
1.65%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$1

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $999,999.99
1.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$500

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $499,999.99
1.35%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$250

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $249,999.99
1.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$100

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $99,999.99
0.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$50

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$100,000 & Over

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$50,000-$99,999.99

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $9,999.99
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$1

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market k - $49,999.99
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details

$10

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$25,000-$49,999.99

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$10,000-$24,999.99

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Below $10,000

Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.51%
Youth Money Market
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
4.00%
$1,000
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
3.93%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premier Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Rates & terms available by clicking link.

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$1,000,000+

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered balance; $24,999.01 & Above

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Money Market Account
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 22, 2026
Details

Balance tier: $100,000.00 and greater

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tiered balance; $24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY for 6 months

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$500,000-$999,999.99

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
Jumbo Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Money Market Account (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 8
2.83%
$50,000
View
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedJun 22, 2026
Details

Daily

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$100,000-$499,999.99

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Money Market Account (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market Max*
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $500,000 and above

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

as high as

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market Max
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY means annual percentage yield.

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Money Market Account
2.25%
$1,000
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 7
2.15%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedJun 22, 2026
Details

Daily

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Community-Impact Money Market for Nonprofit Organizations
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Personal Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Business Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

100,000+

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$50,000-$99,999.99

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Money Market Account (Personal)
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Community-Impact Money Market for Nonprofit Organizations
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Account
2.00%
$10,000,000,000,000,000,000
View
▼
Rate—
Min Deposit$10,000,000,000,000,000,000
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

Balance tier: $1,000,000 and greater

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $250,000 - $499,999

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

Balance tier: $250,000-$999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $100,000 - $249,999

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 6
1.38%
$50,000
View
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedJun 22, 2026
Details

Daily

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Daily ledger balance of: $.01 - $99,999

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 5
1.12%
$50,000
View
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedJun 22, 2026
Details

Daily

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJun 22, 2026
Details

Balance tier: $100,000-$249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
1.00%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 22, 2026
Details

Balance tier: $100,000 and greater

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Money Market
0.95%
$2,500
View
▼
Rate0.95%
Min Deposit$2,500
Min Balance—
UpdatedJun 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Gig Harbor, Washington and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Gig Harbor, WA Money Market Rate Trends

Compare local Gig Harbor, WA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington MMA Trends →
High-Yield MMA — WA Avg
2.912%
Unchanged vs 7 days ago

Washington high-yield MMA rates currently average 2.912% APY.

Standard MMA — WA Avg
0.699%
Unchanged vs 7 days ago

Washington standard MMA rates currently average 0.699% APY.

As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Gig Harbor, Washington money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Gig Harbor, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gig Harbor, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Gig Harbor, Washington

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.

Are Money Market accounts in Gig Harbor, Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do MMA rates change in Gig Harbor, Washington?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Gig Harbor, Washington?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Gig Harbor, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Gig Harbor, Washington

Here are some of the highest money market account APYs currently available in Gig Harbor, Washington and the surrounding area:
  • TAPCO Credit Union
    Business Money Market — 2.02% APY
  • Harborstone Credit Union
    Money Market — 2.01% APY
  • Sound Credit Union
    Business High-Yield Money Market — 2.00% APY
  • Kitsap Credit Union
    Money Market > million — 1.65% APY
  • Kitsap Bank
    Money Market Plus — 0.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Gig Harbor, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 22, 2026

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