Best Money Market Rates in Gig Harbor, Washington (WA) - May 2026
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Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Gig Harbor, Washington and the surrounding area money market deposit account rates include Kitsap Credit UnionKitsap Credit Union4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313A5.0 ★Texas Ratio: 7.30% Premium Money Market at 3.25% APY, TAPCO Credit UnionTAPCO Credit Union7109 Pioneer Way, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.92% Business Money Market at 2.02% APY, Harborstone Credit UnionHarborstone Credit Union4811 Borgen Blvd, Gig Harbor, WA 98332 6826A5.0 ★Texas Ratio: 7.16% Money Market at 2.01% APY, Sound Credit UnionSound Credit Union4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854A5.0 ★Texas Ratio: 10.49% Business High-Yield Money Market at 2.00% APY, and Kitsap BankKitsap Bank4714 Point Fosdick Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 0.52% Money Market Plus at 0.65% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Gig Harbor has 5 local institutions in our database, with money market rates as high as 3.25% APY from Kitsap Credit Union at 4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Gig Harbor, Washington and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Gig Harbor, Washington & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Premium Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Premium Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Premium Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
7109 Pioneer Way, Gig Harbor, WA 98335
Business Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
4811 Borgen Blvd, Gig Harbor, WA 98332 6826
Money Market
2.01%
$25
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 10, 2026
Details
however balances below $1,000 will result in a fee*
Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854
Business High-Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
7109 Pioneer Way, Gig Harbor, WA 98335
Money Market
2.00%
$5
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
2.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
1.75%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
7109 Pioneer Way, Gig Harbor, WA 98335
Money Market
1.75%
$5
▼
Rate1.73%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
1.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Premium Money Market
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
0.80%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.65%
$5,000
▼
Rate0.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.55%
$5,000
▼
Rate0.55%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335 2313
Money Market
0.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.45%
$5,000
▼
Rate0.45%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.35%
$5,000
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
4714 Point Fosdick Dr, Gig Harbor, WA 98335
Money Market Plus
0.25%
$5,000
▼
Rate0.25%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $1,200.00
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Youth Money Market
5.12%
$1
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $750.00
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Premier Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 12, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minimum $500,000. APY effective 12/2/25
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
as high as
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
As High As
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 6
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
however balances below $1,000 will result in a fee*
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$1,000,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 5
1.64%
$50,000
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$250,000-$999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 6
1.38%
$50,000
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$100,000-$249,999.99
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 5
1.12%
$50,000
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Gig Harbor, Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gig Harbor, WA Money Market Rate Trends
Compare local Gig Harbor, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
2.880%
Unchanged vs 7 days ago
Washington high-yield MMA rates currently average 2.880% APY.
Standard MMA — WA Avg
0.702%
Unchanged vs 7 days ago
Washington standard MMA rates currently average 0.702% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Gig Harbor, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gig Harbor, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Gig Harbor, Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Gig Harbor, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Gig Harbor, Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Gig Harbor, Washington?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Gig Harbor, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Gig Harbor, Washington
Here are some of the highest money market account APYs currently available in Gig Harbor, Washington and the surrounding area:
- Kitsap Credit Union
Premium Money Market — 3.25% APY - TAPCO Credit Union
Business Money Market — 2.02% APY - Harborstone Credit Union
Money Market — 2.01% APY - Sound Credit Union
Business High-Yield Money Market — 2.00% APY - Kitsap Bank
Money Market Plus — 0.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Gig Harbor, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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