Best Money Market Rates in Kirkland, Washington (WA) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kirkland, Washington and the surrounding area money market deposit account rates include Seattle Metropolitan Credit UnionSeattle Metropolitan Credit Union365 Kirkland Ave, Kirkland, WA 98033 6221A+5.0 ★Texas Ratio: 5.24% Business Money Market Savings Account at 1.16% APY, Responders Emergency Services Credit UnionResponders Emergency Services Credit UnionA+5.0 ★Texas Ratio: 0.00% Money Market at 12.00% APY, Connection Credit UnionConnection Credit UnionA5.0 ★Texas Ratio: 8.87% Youth Money Market at 5.12% APY, Safeway Federal Credit UnionSafeway Federal Credit UnionA+5.0 ★Texas Ratio: 3.68% Money Market at 4.00% APY, and Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% Premier Money Market at 3.51% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Kirkland has 1 local institution in our database, with money market rates as high as 1.16% APY from Seattle Metropolitan Credit Union at 365 Kirkland Ave, Kirkland, WA 98033 6221. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kirkland, Washington and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Kirkland, Washington & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
365 Kirkland Ave, Kirkland, WA 98033 6221
Business Money Market Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $1,200.00
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Youth Money Market
5.12%
$1
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $750.00
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Premier Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Premium Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Premium Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 12, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minimum $500,000. APY effective 12/2/25
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Premium Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
as high as
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
As High As
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 6
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.15%
$1,000
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Business Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
however balances below $1,000 will result in a fee*
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$1,000,000 and greater
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 5
1.64%
$50,000
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$250,000-$999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 6
1.38%
$50,000
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
$100,000-$249,999.99
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 5
1.12%
$50,000
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kirkland, Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kirkland, WA Money Market Rate Trends
Compare local Kirkland, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
2.880%
Unchanged vs 7 days ago
Washington high-yield MMA rates currently average 2.880% APY.
Standard MMA — WA Avg
0.702%
Unchanged vs 7 days ago
Washington standard MMA rates currently average 0.702% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kirkland, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kirkland, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kirkland, Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Kirkland, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Kirkland, Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Kirkland, Washington?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kirkland, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Kirkland, Washington
Here are some of the highest money market account APYs currently available in Kirkland, Washington and the surrounding area:
- Seattle Metropolitan Credit Union
Business Money Market Savings Account — 1.16% APY - Responders Emergency Services Credit Union
Money Market — 12.00% APY - Connection Credit Union
Youth Money Market — 5.12% APY - Safeway Federal Credit Union
Money Market — 4.00% APY - Qualstar Credit Union
Premier Money Market — 3.51% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kirkland, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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