Best Money Market Rates in Copen, West Virginia (WV) - April 2026
Content reviewed by
Brian McKay
i
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Copen, West Virginia and the surrounding area money market rates include The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Wayne Savings Community BankWayne Savings Community BankA+5.0 ★Texas Ratio: 1.67% Maximize Money Market at 3.75% APY, Main Street Bank CorpMain Street Bank CorpA5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY, The Bank of RomneyThe Bank of RomneyB+4.7 ★Texas Ratio: 18.78% MMA at 3.71% APY, and The Citizens Bank of WestonThe Citizens Bank of WestonA+5.0 ★Texas Ratio: 3.19% Citizens Money Market at 3.49% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.
Copen is a smaller community with no bank or credit union branches currently in our database. 122 institutions serving the West Virginia area are available to Copen residents, with money market rates as high as 3.82% APY from The Huntington National Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Copen, West Virginia and surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Money Market Rates Today in Copen, West Virginia & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $200,000.00 & ABOVE
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $100,000.00 -$199,999.99)
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $50,000.00 - $99,999.99
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $25,000.00 - $49,999.99
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts - Free Checks
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Higher Yield Money Market
2.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 25, 2026
Details
Variable Rate as high as: $20,000 Minimum Deposit Insured up to $250,000
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts - Free Checks
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates are variable and are subject to change at any time.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates are variable and are subject to change at any time.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $10,000.00 - $24,999.99
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.50%
$5,000
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 Minimum balance to open account.
WV National Guard Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.46%
$50,000
▼
Rate1.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.26%
$25,000
▼
Rate1.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates are variable and are subject to change at any time.
Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Money Market
1.25%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Variable Rate as high as: $5,000 Minimum Deposit Insured up to $250,000
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.25%
$5,000
▼
Rate1.25%
Min Deposit$5,000
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 Minimum balance to open account.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates are variable and are subject to change at any time.
Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.00%
$5,000
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 Minimum balance to open account.
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates are variable and are subject to change at any time.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.60%
$50,000
▼
Rate0.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA Gold
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
0.50%
$5,000
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 Minimum balance to open account.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
Money Market (Hi-Fi) Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Guaranty Money Market
0.35%
$1,500
▼
Rate0.35%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.35%
$5,000
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; Under $10,000.00
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Select Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $10,000.00
First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Guaranty Money Market
0.15%
$1,500
▼
Rate0.15%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Money Market Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Copen, West Virginia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Copen, WV Money Market Rate Trends
Compare local Copen, WV money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WV Avg
1.112%
▼ 2.024 vs 7 days ago
West Virginia high-yield MMA rates fell 2.024 points over the past 7 days to 1.112% APY.
Standard MMA — WV Avg
0.867%
▼ 0.640 vs 7 days ago
West Virginia standard MMA rates fell 0.640 points over the past 7 days to 0.867% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Copen, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Copen, West Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Copen, West Virginia
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in West Virginia.
Are Money Market accounts in Copen, West Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.
How often do MMA rates change in Copen, West Virginia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Copen, West Virginia
Here are some of the highest money market account APYs currently available in Copen, West Virginia and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Wayne Savings Community Bank
Maximize Money Market — 3.75% APY - Main Street Bank Corp
Maximize Money Market — 3.75% APY - The Bank of Romney
MMA — 3.71% APY - The Citizens Bank of Weston
Citizens Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Copen, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Rate Assistant
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