Current Chippewa Falls, Wisconsin and the surrounding area money market deposit account rates include Royal Credit UnionRoyal Credit Union1031 Woodward Ave, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 4.76% Business Money Market at 3.25% APY, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A-4.9 ★Texas Ratio: 15.06% Money Market Special 10-month at 2.65% APY, Northwestern BankNorthwestern Bank202 N Bridge St, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 0.49% Keystone Money Market at 2.22% APY, WESTconsin Credit UnionWESTconsin Credit Union1680 E Park Ave, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 4.27% Achieve Money Market at 1.92% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.73% Elite Money Market at 3.99% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Chippewa Falls has 4 local institutions in our database, with money market rates as high as 3.25% APY from Royal Credit Union at 1031 Woodward Ave, Chippewa Falls, WI 54729. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Chippewa Falls, Wisconsin and surrounding area. Last Updated and Verified: June 23, 2026
Rate is indexed on the 3-month US Treasury rate. APY is based on 3-month US Treasury Rate minus a margin of 0.50%.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Tier: $250,001 and over. Fees could reduce the earnings on the account for maintenance and activity fees.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Tier: $100,001-$250,000. Fees could reduce the earnings on the account for maintenance and activity fees.
Tier: $50,001-$100,000. Fees could reduce the earnings on the account for maintenance and activity fees.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Rate is indexed on the 3-month US Treasury rate. APY is based on 3-month US Treasury Rate minus a margin of 3.00%.
Tier: $10,001-$50,000. Fees could reduce the earnings on the account for maintenance and activity fees.
Tier: $2,000-$10,000. Fees could reduce the earnings on the account for maintenance and activity fees.
Earn up to 3.87% APY ***. Rates are subject to change at any time and are not guaranteed.
Qualifications Required; If qualifications are met
$15,000+
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Qualifying balance up to $250,000.00
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Must be opened with New Money, defined as new-to-Byline. $25 monthly service fee if minimum daily balance is not met.
Required Minimum Balance to Earn APY: $250,000.00 or more
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Required Minimum Balance to Earn APY: $100,000.00 - $249,999.99
Required Minimum Balance to Earn APY: $250,000.00 or more
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Required Minimum Balance to Earn APY: $50,000.00 - $99,999.99
Required Minimum Balance to Earn APY: $100,000.00 - $249,999.99
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Introductory Rate Tiers
$5,000,000+
$5,000,000+
$5,000,000+
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Compare local Chippewa Falls, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield MMA rates currently average 2.923% APY.
Wisconsin standard MMA rates fell 0.023 points over the past 7 days to 0.849% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chippewa Falls, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Chippewa Falls, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chippewa Falls, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.