Best Money Market Rates in Madison, Wisconsin - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Madison, Wisconsin and the surrounding area money market deposit account rates include Byline BankByline Bank5315 Wall St, Madison, WI 53718A+5.0 ★Texas Ratio: 5.13% Advantage Money Market Account at 3.15% APY, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union3500 University Ave, Madison, WI 53705A+5.0 ★Texas Ratio: 4.47% Investor's Indexed Money Market at 3.05% APY, Landmark Credit UnionLandmark Credit Union1101 Spring St, Madison, WI 53715A+5.0 ★Texas Ratio: 3.79% Signature Business Money Market at 3.00% APY, Bank Five NineBank Five Nine5315 Wall St Ste 200, Madison, WI 53718A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY, and Avestar Credit UnionAvestar Credit Union3401 W Beltline Hwy, Madison, WI 53713A5.0 ★Texas Ratio: 8.11% Money Markets at 1.56% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Madison has 8 local institutions in our database, with money market rates as high as 3.15% APY from Byline Bank at 5315 Wall St, Madison, WI 53718. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Madison, Wisconsin and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Madison, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
5315 Wall St, Madison, WI 53718
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 3, 2026
Details
Must be opened with New Money, defined as new-to-Byline. $25,000 minimum to open account. $25,000 minimum to earn 3.15% APY. Avoids $25 monthly service fee.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
3500 University Ave, Madison, WI 53705
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Introductory Rate Tiers
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
effective 1-1-24
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Index Plus Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
effective 1-1-24
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI 53703
Money Market
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
VIP Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
effective 1-1-24
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI 53703
Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$90,000 and Above
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$50,000 and Above
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$50,000 - $89,999.99
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
VIP Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Index Plus Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
IRA Money Market***
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$25,000 - $49,999.99
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Introductory Rate Tiers
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$25,000 - $49,999.99
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Checking
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$25,000 and Above
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$10,000 - $24,999.99
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$0 - $24,999.99
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard Rate Tiers
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$0 - $24,999.99
DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$0 - $9,999.99
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
If account falls below $2,500
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Elite Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Average monthly balance
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.90%
$1,000,000
▼
Rate3.83%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 23, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Money Market Special
3.87%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.80%
$750,000
▼
Rate3.74%
Min Deposit$750,000
Min Balance—
UpdatedMay 23, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Qualifications Required
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.65%
$500,000
▼
Rate3.59%
Min Deposit$500,000
Min Balance—
UpdatedMay 23, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking*
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Dividend Rate with Checking
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Qualifications Required
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
with active checking*
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking*
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 29, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 3, 2026
Details
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 29, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market
2.95%
$1,000
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$1,000,000
▼
Rate2.70%
Min Deposit$1,000,000
Min Balance—
UpdatedJun 3, 2026
Details
Minimum balance to avoid fees: $250,000.00
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Madison, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Madison, WI Money Market Rate Trends
Compare local Madison, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.941%
▲ 0.024 vs 7 days ago
Wisconsin high-yield MMA rates rose 0.024 points over the past 7 days to 2.941% APY.
Standard MMA — WI Avg
0.904%
▲ 0.025 vs 7 days ago
Wisconsin standard MMA rates rose 0.025 points over the past 7 days to 0.904% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Madison, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Madison, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Madison, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Madison, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Madison, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Madison, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Madison, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Madison, Wisconsin
Here are some of the highest money market account APYs currently available in Madison, Wisconsin and the surrounding area:
- Byline Bank
Advantage Money Market Account — 3.15% APY - University of Wisconsin Credit Union
Investor's Indexed Money Market — 3.05% APY - Landmark Credit Union
Signature Business Money Market — 3.00% APY - Bank Five Nine
Relationship Money Market** — 2.50% APY - Avestar Credit Union
Money Markets — 1.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Madison, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026
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