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Best Money Market Rates in Oshkosh, Wisconsin (WI) - May 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Oshkosh, Wisconsin and the surrounding area money market deposit account rates include Community First Credit UnionCommunity First Credit Union2424 Westowne Ave, Oshkosh, WI 54904A+5.0 ★Texas Ratio: 0.81% Member's Choice IRA Money Market at 3.95% APY, Capital Credit UnionCapital Credit Union2495 Jackson St, Oshkosh, WI 54901A5.0 ★Texas Ratio: 7.58% Business SelectMoney Market at 3.90% APY, Fox Communities Credit UnionFox Communities Credit Union1870 Oshkosh Ave, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 2.46% Fox Rewards Money Market at 3.75% APY, Prospera Credit UnionProspera Credit Union90 Wisconsin St, Oshkosh, WI 54901 3562A+5.0 ★Texas Ratio: 2.24% Thrive Money Market at 3.20% APY, and University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union748 Algoma Blvd, Oshkosh, WI 54901 3512A+5.0 ★Texas Ratio: 4.81% Investor's Indexed Money Market at 3.05% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Oshkosh has 10 local institutions in our database, with money market rates as high as 3.95% APY from Community First Credit Union at 2424 Westowne Ave, Oshkosh, WI 54904. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Oshkosh, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 5,000,000.00
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$1,000,000.01

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.92%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$100,000.00 & Over

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 500,000.00
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$250,000.01

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$50,000.00 to $99,999.99

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 250,000.00
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$100,000.01

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
1.26%
$2,500
View
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $99,999.99

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$100,000.00 & Over

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$10,000.00 to $49,999.99

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

without checking

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 100,000.00
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Ultimate Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Ultimate IRA Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Fox Rewards Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$50,000.00 to $99,999.99

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
IRA Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Affordable IRA Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Affordable Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Affordable Money Market 2

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $49,999.99

Winnebago Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
567 E Snell Rd, Oshkosh, WI 54901
Investors Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Winnebago Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
567 E Snell Rd, Oshkosh, WI 54901
Investors Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money MarketPlatinum
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$10,000.00 to $49,999.99

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $4,999.99

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$25,000.00 & Over

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oshkosh, WI Money Market Rate Trends

Compare local Oshkosh, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago

Wisconsin high-yield MMA rates currently average 2.981% APY.

Standard MMA — WI Avg
0.884%
Unchanged vs 7 days ago

Wisconsin standard MMA rates currently average 0.884% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oshkosh, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oshkosh, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oshkosh, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Oshkosh, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Oshkosh, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Oshkosh, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oshkosh, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Oshkosh, Wisconsin

Here are some of the highest money market account APYs currently available in Oshkosh, Wisconsin and the surrounding area:
  • Community First Credit Union
    Member's Choice IRA Money Market — 3.95% APY
  • Capital Credit Union
    Business SelectMoney Market — 3.90% APY
  • Fox Communities Credit Union
    Fox Rewards Money Market — 3.75% APY
  • Prospera Credit Union
    Thrive Money Market — 3.20% APY
  • University of Wisconsin Credit Union
    Investor's Indexed Money Market — 3.05% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oshkosh, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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