Best Money Market Rates in Waukesha, Wisconsin (WI) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Waukesha, Wisconsin and the surrounding area money market deposit account rates include University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union21215 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 4.81% Investor's Indexed Money Market at 3.05% APY, Landmark Credit UnionLandmark Credit Union2400 N Grandview Blvd, Waukesha, WI 53188A+5.0 ★Texas Ratio: 3.95% Signature Business Money Market at 3.00% APY, Educators Credit UnionEducators Credit Union1600 Summit Ave, Waukesha, WI 53188 3236A+5.0 ★Texas Ratio: 4.61% Premium Money Market at 2.81% APY, PyraMax BankPyraMax Bank1500 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 1.33% Maximizer Money Market at 1.00% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.83% Elite Money Market at 4.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Waukesha has 4 local institutions in our database, with money market rates as high as 3.05% APY from University of Wisconsin Credit Union at 21215 E Moreland Blvd, Waukesha, WI 53186. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Waukesha, Wisconsin and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Waukesha, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
21215 E Moreland Blvd, Waukesha, WI 53186
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
Premium Money Market
2.81%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
Premium Money Market
2.63%
$0
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
Premium Money Market
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
Premium Money Market
2.42%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Platinum Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Maximizer Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
Premium Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Maximizer Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
High Yield Money Market
0.19%
$0
▼
Rate0.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Platinum Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Maximizer Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
High Yield Money Market
0.14%
$0
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
High Yield Money Market
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Maximizer Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
High Yield Money Market
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1600 Summit Ave, Waukesha, WI 53188 3236
High Yield Money Market
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd, Waukesha, WI 53186
Maximizer Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $1,000.00
Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market
3.55%
$5,000,000
▼
Rate3.50%
Min Deposit$5,000,000
Min Balance—
UpdatedMay 15, 2026
Details
Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$10,000
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
New Money**
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate with Checking
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate without Checking
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Thrive Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As High As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 15, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market
2.95%
$1,000
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Premium Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.60%
$1,000
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market
2.53%
$500,000
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
Woodford State Bank
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
Platinum Money Market
2.53%
$50,000
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.50%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Waukesha, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waukesha, WI Money Market Rate Trends
Compare local Waukesha, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago
Wisconsin high-yield MMA rates currently average 2.981% APY.
Standard MMA — WI Avg
0.884%
Unchanged vs 7 days ago
Wisconsin standard MMA rates currently average 0.884% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Waukesha, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Waukesha, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waukesha, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Waukesha, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Waukesha, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Waukesha, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Waukesha, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Waukesha, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Waukesha, Wisconsin
Here are some of the highest money market account APYs currently available in Waukesha, Wisconsin and the surrounding area:
- University of Wisconsin Credit Union
Investor's Indexed Money Market — 3.05% APY - Landmark Credit Union
Signature Business Money Market — 3.00% APY - Educators Credit Union
Premium Money Market — 2.81% APY - PyraMax Bank
Maximizer Money Market — 1.00% APY - Shoreline Credit Union
Elite Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waukesha, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
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