Mortgage Rates Kountze, Texas (TX) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Kountze, Texas. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Kountze, Texas as of March 22, 2026 are as follows, according to verified data from MonitorBankRates: Education First Federal Credit UnionEducation First Federal Credit Union155 W Monroe St, Kountze, TX, 77625 7613A+5.0 ★Texas Ratio: 4.21% at 6.65%, Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit Union13465 Midway Rd Ste 104, Dallas, TX, 75244 5105A+5.0 ★Texas Ratio: 4.79% at 5.50%, Genco Federal Credit UnionGenco Federal Credit Union105 Archway Dr, Lorena, TX, 75904 4826A+5.0 ★Texas Ratio: 0.77% at 5.50%, Frost BankFrost Bank1000 N Walnut Creek Dr, Addison, TX, 75001A+5.0 ★Texas Ratio: 2.87% at 5.75%, and Texell Credit UnionTexell Credit Union1221 Hewitt Dr, Belton, TX, 76501 7603A+5.0 ★Texas Ratio: 3.58% at 5.38%.
Mortgage rates in Kountze, Texas (TX) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Texas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 22, 2026
Kountze, TX Mortgage Rate Trends
Compare local Kountze, TX mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — TX Avg
6.240%
▼ 0.184 from last week
For buyers in Kountze, TX, the broader Texas 30-year fixed average mortgage rate fell 0.184 points this week to 6.240%, according to MonitorBankRates trend data.
15-Year Fixed — TX Avg
5.833%
▼ 0.507 from last week
For buyers in Kountze, TX, the broader Texas 15-year fixed average mortgage rate fell 0.507 points this week to 5.833%, according to MonitorBankRates trend data.
As of Mar 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Kountze, Texas & the Surrounding Area
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
155 W Monroe St, Kountze, TX, 77625 7613
30 Year Fixed Rate
30 Year
6.65%
6.94%
▼
Rate6.65%
APR6.94%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
13465 Midway Rd Ste 104, Dallas, TX, 75244 5105
30-Year Fixed Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 18, 2026
Details
Promotional rate subject to credit qualification and program type (purchases and rate/term refinances vs. cash-out). End of Watch Loan Protection is available only for qualifying officer, firefighter or EMT and may not be purchased outright. This debt cancellation benefit only applies in the case of death. See loan addendum upon closing for details.
Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
105 Archway Dr, Lorena, TX, 75904 4826
30-Year Fixed
30
5.50%
5.79%
▼
Rate5.50%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year fixed-rate (Borrower)
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
USDA 30-year Fixed
30-year
5.38%
5.89%
▼
Rate5.38%
APR5.89%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year fixed-rate (Property)
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
30-Year Fixed Mortgage
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year fixed-rate
6.00%
6.03%
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
30 Year Fixed
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
Cash Out Refinances 30 Year Fixed
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Fixed PUrchase
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
USDA 30-year Fixed purchase
5.63%
6.14%
▼
Rate5.63%
APR6.14%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
30 Year Fixed
30
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.625
UpdatedMar 18, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
30-Year Fixed
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
30-Year Fixed Refinance
30
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
30 Year Fixed
30
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.875
UpdatedMar 18, 2026
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year fixed-rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.375
UpdatedMar 18, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Crescent Ct, Addison, TX, 75001
30-Year Fixed
360
6.12%
6.33%
▼
Rate6.12%
APR6.33%
Points0.991
UpdatedMar 22, 2026
Details
No additional details available.
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX, 76104 3023
30 Year Fixed
6.25%
6.35%
▼
Rate6.25%
APR6.35%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
30 Year Fixed
30
6.25%
6.35%
▼
Rate6.25%
APR6.35%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
30 Year Fixed
6.12%
6.39%
▼
Rate6.12%
APR6.39%
Points1.000
UpdatedMar 13, 2026
Details
No additional details available.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2331 Citywest Blvd # S143, Houston, TX, 77042
Conventional 30 Year Fixed Rate
6.38%
6.47%
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
30-Year Fixed
6.50%
6.57%
▼
Rate6.50%
APR6.57%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Crescent Ct, Addison, TX, 75001
30-Year Fixed
360
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.963
UpdatedMar 22, 2026
Details
No additional details available.
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77063 3215
30 Year Fixed Conforming
30
6.50%
6.59%
▼
Rate6.50%
APR6.59%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
30-year fixed refinance
30-year
6.49%
6.65%
▼
Rate6.49%
APR6.65%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1409 E 5th St, Tyler, TX, 75701 3428
30 Year Fixed
30 Year
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
Investment Property 30-year Fixed Purchase
7.25%
7.40%
▼
Rate7.25%
APR7.40%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
30 Year Fixed First Time Home Buyers
7.38%
7.55%
▼
Rate7.38%
APR7.55%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
155 W Monroe St, Kountze, TX, 77625 7613
15 Year Fixed Rate
15 Year
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
15-Year Fixed Mortgage
5.38%
5.38%
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
15 Year Fixed
5.12%
5.40%
▼
Rate5.12%
APR5.40%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
Cash Out Refinances 15 Year Fixed
5.12%
5.40%
▼
Rate5.12%
APR5.40%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
15-year fixed-rate
5.38%
5.53%
▼
Rate5.38%
APR5.53%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
15 Year Fixed
15
5.38%
5.65%
▼
Rate5.38%
APR5.65%
Points0.750
UpdatedMar 18, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
15-Year Fixed
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
15-Year Fixed Refinance
15
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
15-Year Fixed Rate Loan
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2331 Citywest Blvd # S143, Houston, TX, 77042
Conventional 15 Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Crescent Ct, Addison, TX, 75001
15-Year Fixed
180
5.49%
5.80%
▼
Rate5.49%
APR5.80%
Points0.901
UpdatedMar 22, 2026
Details
No additional details available.
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX, 76104 3023
15 Year Fixed
5.75%
5.91%
▼
Rate5.75%
APR5.91%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
15 Year Fixed
15
5.62%
5.92%
▼
Rate5.62%
APR5.92%
Points0.875
UpdatedMar 18, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
15 Year Fixed
5.50%
5.93%
▼
Rate5.50%
APR5.93%
Points1.000
UpdatedMar 13, 2026
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
15-year fixed-rate
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Crescent Ct, Addison, TX, 75001
15-Year Fixed
180
5.62%
5.95%
▼
Rate5.62%
APR5.95%
Points0.989
UpdatedMar 22, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
15-year Fixed Purchase
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
15 Year Fixed
15
5.75%
6.01%
▼
Rate5.75%
APR6.01%
Points0.625
UpdatedMar 18, 2026
Details
No additional details available.
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77063 3215
15 Year Fixed Conforming
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.125
UpdatedMar 21, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15-Year Fixed
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1006 Fiorella St, Austin, TX, 75225
15 Year Fixed
15
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
15-Year Fixed Rapid Refinance
15
6.13%
6.48%
▼
Rate6.13%
APR6.48%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
Investment Property 15-year Fixed Purchase
6.99%
7.22%
▼
Rate6.99%
APR7.22%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1404 N Lee Trevino Dr, El Paso, TX, 77002
15-Year Fixed Rate
15-Year
8.17%
7.99%
▼
Rate8.17%
APR7.99%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.42%
1001 E Broadway St, Angleton, TX, 75041 4834
Land Loan 15-Year Fixed
8.50%
8.79%
▼
Rate8.50%
APR8.79%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/6 SOFR ARM
4.84%
5.25%
▼
Rate4.84%
APR5.25%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/1 CMT FHA ARM
4.94%
5.31%
▼
Rate4.94%
APR5.31%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5.25%
5.35%
▼
Rate5.25%
APR5.35%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
1020 Gross Rd, Allen, TX, 75002
Adjustable-Rate (ARM) Mortgages
30
5.10%
5.36%
▼
Rate5.10%
APR5.36%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Adjustable-Rate Mortgage ARMs (Conforming) 7/1
7/1
5.25%
5.38%
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
7/6 SOFR ARM
4.97%
5.39%
▼
Rate4.97%
APR5.39%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
7/1 CMT FHA ARM
5.05%
5.42%
▼
Rate5.05%
APR5.42%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
▼
Rate4.50%
APR5.44%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 15-year Jumbo
15-year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo 5/5 ARM
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo ARM (5/5)
30 years
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
5/5 ARM
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 7/1
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
10610 Potranco Rd, Fredericksburg, TX, 78121 4495
5/5 Adjustable-Rate Mortgage (ARM)
30-year
5.25%
5.64%
▼
Rate5.25%
APR5.64%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; rates includes 50% rate discount on 5/5 ARM only4
DUGOOD
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
1061 S Wheeler St, Beaumont, TX, 75951 4640
5/1 ARM
30 Year
5.25%
5.68%
▼
Rate5.25%
APR5.68%
Points0.000
UpdatedMar 13, 2026
Details
Minimum Loan Amount is $20,000; Maximum Refinance Loan to Value is 90%; Maximum Purchase Money 95% LTV
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
ARM (Adjustable Rate Mortgage) Cash-out
15 Year; 5/1
5.12%
5.73%
▼
Rate5.12%
APR5.73%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase / Refinance 5
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year 7/6 ARM
5.38%
5.90%
▼
Rate5.38%
APR5.90%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 30-year Jumbo
30-year Jumbo
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
ARM (Adjustable Rate Mortgage) Cash-out
30 Year; 5/1
5.50%
6.00%
▼
Rate5.50%
APR6.00%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX, 75001
30-year 7/6 ARM
5.50%
6.02%
▼
Rate5.50%
APR6.02%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
5/1 ARM
5.12%
6.03%
▼
Rate5.12%
APR6.03%
Points1.000
UpdatedMar 13, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
7/1 ARM
5.38%
6.03%
▼
Rate5.38%
APR6.03%
Points1.000
UpdatedMar 13, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
10/1-Year Adjustable Rate Mortgage Jumbo
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
ARM (Adjustable Rate Mortgage)
30 Year; 5/1
5.00%
6.04%
▼
Rate5.00%
APR6.04%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15/15-Year Adjustable Rate Mortgage Jumbo
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15/15-Year Adjustable Rate Mortgage
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
5/1 Year ARM
5.12%
6.17%
▼
Rate5.12%
APR6.17%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
10610 Potranco Rd, Fredericksburg, TX, 78121 4495
30yr Jumbo ARM
5.25%
6.19%
▼
Rate5.25%
APR6.19%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
5/5 ARM
5.88%
6.22%
▼
Rate5.88%
APR6.22%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
5/5 ARM Refinance
5.88%
6.22%
▼
Rate5.88%
APR6.22%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
10/1-Year Adjustable Rate Mortgage
5.88%
6.25%
▼
Rate5.88%
APR6.25%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase / Refinance5
15 Year
5.75%
6.31%
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase / Refinance 5
20 Year
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1409 E 5th St, Tyler, TX, 75701 3428
5/5 ARM
5 Year
5.75%
6.31%
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.34%
▼
Rate5.88%
APR6.34%
Points0.805
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.35%
▼
Rate5.88%
APR6.35%
Points0.930
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.35%
▼
Rate6.00%
APR6.35%
Points0.875
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.36%
▼
Rate6.00%
APR6.36%
Points1.000
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase / Refinance 5
30 Year
6.38%
6.43%
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.45%
▼
Rate6.25%
APR6.45%
Points0.800
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.46%
▼
Rate6.25%
APR6.46%
Points0.925
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
▼
Rate6.38%
APR6.55%
Points0.924
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.38%
6.55%
▼
Rate6.38%
APR6.55%
Points0.963
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase / Refinance5
20 Year
6.25%
6.70%
▼
Rate6.25%
APR6.70%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase / Refinance5
30 Year
6.38%
6.72%
▼
Rate6.38%
APR6.72%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2002 W Loop 281, Hallsville, TX, 75602
15 Year Adjustable
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
10-Year Power Rate Fixed Jumbo
4.88%
5.15%
▼
Rate4.88%
APR5.15%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15-Year Power Rate Fixed Jumbo
5.00%
5.20%
▼
Rate5.00%
APR5.20%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
15-year Jumbo Loan
15
5.13%
5.25%
▼
Rate5.13%
APR5.25%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
10 years
5.12%
5.31%
▼
Rate5.12%
APR5.31%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
10 years
5.12%
5.36%
▼
Rate5.12%
APR5.36%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
15-year Jumbo
15
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
15 years
5.38%
5.58%
▼
Rate5.38%
APR5.58%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
15 years
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
20-year Jumbo
20
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Jumbo Loan
30
5.63%
5.70%
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
15 years
5.12%
5.77%
▼
Rate5.12%
APR5.77%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
20-Year Power Rate Fixed Jumbo
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
1020 Gross Rd, Allen, TX, 75002
Jumbo Mortgage
180
5.55%
5.79%
▼
Rate5.55%
APR5.79%
Points1.000
UpdatedMar 18, 2026
Details
Loan Amount: $1,000,000; Loan-to-Value (LTV): 90%
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
209 State Highway 121 BYP, Lewisville, TX, 75067 4151
Fixed-Rate Mortgage (Jumbo)
30-Year
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
30-Year Power Rate Fixed Jumbo
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
15-Year Jumbo Fixed
15
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
15-Year Jumbo Fixed Refinance
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
20 years
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
30-year Jumbo
30
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
10-Year Fixed Jumbo
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
20 years
5.88%
5.96%
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
10610 Potranco Rd, Fredericksburg, TX, 78121 4495
Jumbo 30yr
30yr
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
30 years
5.62%
6.00%
▼
Rate5.62%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
11988 Alamo Rnch, Cibolo, TX, 75038 2274
Jumbo Loan
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15-Year Fixed Jumbo
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
10000 N Central Expy Ste 111, Allen, TX, 75013
15 Yr Fixed Jumbo
5.88%
6.06%
▼
Rate5.88%
APR6.06%
Points0.730
UpdatedMar 17, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
725 E Belt Line Rd, Cedar Hill, TX, 75104 2214
Jumbo 15-Year
15-Year
5.88%
6.07%
▼
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
15 years
5.12%
6.09%
▼
Rate5.12%
APR6.09%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
Cash Out Refinances Jumbo 30 Year
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
Jumbo 30 Year
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
10000 N Central Expy Ste 111, Allen, TX, 75013
30 Yr Fixed Jumbo
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.790
UpdatedMar 17, 2026
Details
No additional details available.
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
30-Year Jumbo Fixed
30
6.12%
6.15%
▼
Rate6.12%
APR6.15%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1000 S Mays St, Austin, TX, 76548 1745
30-Year Jumbo Fixed Refinance
6.12%
6.15%
▼
Rate6.12%
APR6.15%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
20-Year Fixed Jumbo
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2280 N Greenville Ave, Richardson, TX, 75082 4412
Jumbo 30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
Jumbo
15 Year
6.25%
6.26%
▼
Rate6.25%
APR6.26%
Points0.000
UpdatedMar 17, 2026
Details
$766,551-$999,999; As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
30 years
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate 30 year
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
30 years
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA jumbo purchase loan
6.00%
6.32%
▼
Rate6.00%
APR6.32%
Points0.897
UpdatedMar 22, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
30 years
5.62%
6.42%
▼
Rate5.62%
APR6.42%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
Super Jumbo Million or Greater)
15 Year
6.50%
6.51%
▼
Rate6.50%
APR6.51%
Points0.000
UpdatedMar 17, 2026
Details
$1; As Low As
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
30-Year Fixed Jumbo
6.50%
6.53%
▼
Rate6.50%
APR6.53%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
725 E Belt Line Rd, Cedar Hill, TX, 75104 2214
Jumbo 30-Year
30-Year
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo loans 15-year
15-year
6.38%
6.62%
▼
Rate6.38%
APR6.62%
Points0.665
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
Jumbo
20 Year
6.62%
6.64%
▼
Rate6.62%
APR6.64%
Points0.000
UpdatedMar 17, 2026
Details
$766,551-$999,999; As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
Jumbo Loan
20 Year
6.62%
6.64%
▼
Rate6.62%
APR6.64%
Points0.000
UpdatedMar 17, 2026
Details
$766,551 -$999,999; As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Jumbo loans 15-year
15-year
6.38%
6.64%
▼
Rate6.38%
APR6.64%
Points0.790
UpdatedMar 22, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2800 N Terminal Rd, Houston, TX, 77014
FHA
30 Years
5.38%
5.93%
▼
Rate5.38%
APR5.93%
Points0.500
UpdatedMar 18, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
2800 N Terminal Rd, Houston, TX, 77014
FHA
15 Years
5.50%
5.93%
▼
Rate5.50%
APR5.93%
Points0.125
UpdatedMar 18, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
FHA
15 Year Fixed
5.12%
5.96%
▼
Rate5.12%
APR5.96%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase Refinance
15 Year
5.75%
6.31%
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX, 76104 3023
FHA 30 Year
5.75%
6.35%
▼
Rate5.75%
APR6.35%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
11988 Alamo Rnch, Cibolo, TX, 75038 2274
FHA Loan
5.50%
6.41%
▼
Rate5.50%
APR6.41%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
Cash Out Refinances FHA
5.62%
6.44%
▼
Rate5.62%
APR6.44%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
10161 W Grand Parkway, Cypress, TX, 77040 6229
FHA
5.62%
6.44%
▼
Rate5.62%
APR6.44%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
1000 Spring Cypress Rd, Addison, TX, 75001
30-Year Fixed FHA Loan
30
5.75%
6.55%
▼
Rate5.75%
APR6.55%
Points0.000
UpdatedMar 22, 2026
Details
Advertised APR assumes excellent credit. Your APR may be higher.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
FHA 15-year Fixed
15-year
5.63%
6.68%
▼
Rate5.63%
APR6.68%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
FHA
30 Year Fixed
5.88%
6.69%
▼
Rate5.88%
APR6.69%
Points0.000
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase Refinance
20 Year
6.25%
6.70%
▼
Rate6.25%
APR6.70%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
FHA Purchase Refinance
30 Year
6.38%
6.72%
▼
Rate6.38%
APR6.72%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
FHA 30-year Fixed
30-year
5.99%
6.91%
▼
Rate5.99%
APR6.91%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
6.98%
▼
Rate6.12%
APR6.98%
Points0.533
UpdatedMar 22, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
6.99%
▼
Rate6.12%
APR6.99%
Points0.658
UpdatedMar 22, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
FHA 30-year Fixed purchase
6.12%
7.05%
▼
Rate6.12%
APR7.05%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
FHA 15-year Fixed purchase
6.00%
7.06%
▼
Rate6.00%
APR7.06%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Crescent Ct, Addison, TX, 75001
30-Year FHA
360
6.00%
7.22%
▼
Rate6.00%
APR7.22%
Points0.769
UpdatedMar 22, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
15-Year FHA
7.00%
7.46%
▼
Rate7.00%
APR7.46%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
110 Lang Rd, Boerne, TX, 78006 2958
30-Year FHA
7.25%
7.54%
▼
Rate7.25%
APR7.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
11988 Alamo Rnch, Cibolo, TX, 75038 2274
VA Loan
5.50%
5.81%
▼
Rate5.50%
APR5.81%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase Refinance
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX, 76104 3023
VA 30 Year Fixed
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA purchase loan
5.88%
6.22%
▼
Rate5.88%
APR6.22%
Points1.072
UpdatedMar 22, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase Refinance
20 Year
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA cash-out refinance loan
5.88%
6.34%
▼
Rate5.88%
APR6.34%
Points1.129
UpdatedMar 22, 2026
Details
Refinance up to 90% of the value of your home. Option to finance the funding fee.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
VA 15-year Fixed
15-year
5.75%
6.41%
▼
Rate5.75%
APR6.41%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
VA 15-year Fixed Purchase
5.75%
6.41%
▼
Rate5.75%
APR6.41%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase Refinance
30 Year
6.38%
6.43%
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.49%
▼
Rate6.12%
APR6.49%
Points0.783
UpdatedMar 22, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
VA 30-year Fixed
30-year
6.13%
6.53%
▼
Rate6.13%
APR6.53%
Points0.000
UpdatedMar 21, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
13737 Noel Rd, Dallas, TX, 75201
Veterans Affairs (VA) loans 30-year
30-year
6.25%
6.61%
▼
Rate6.25%
APR6.61%
Points0.673
UpdatedMar 22, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
VA 30-year Fixed PUrchase
6.38%
6.78%
▼
Rate6.38%
APR6.78%
Points0.000
UpdatedMar 21, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
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Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Kountze, Texas directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Kountze, Texas. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Kountze, Texas
How does my credit score affect my rate in Texas?
Your credit score is a major factor. Generally, borrowers in Kountze, Texas with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Texas because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Texas?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Texas, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Kountze, Texas, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Kountze, Texas?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Texas, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Texas?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Kountze, Texas offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Kountze, Texas?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Kountze, Texas?
- Education First Federal Credit Union: 6.65% (30 Year Fixed Rate)
- Chicago Patrolmens Federal Credit Union: 5.50% (30-Year Fixed Mortgage)
- Genco Federal Credit Union: 5.50% (30-Year Fixed)
- Frost Bank: 5.75% (30-year fixed-rate (Borrower))
- Texell Credit Union: 5.38% (USDA 30-year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Texas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 22, 2026
