Best Personal Loan Rates in Huntsville, Alabama (AL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Huntsville, Alabama include: Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union8200 Rideout Rd SW, Huntsville, AL, 35808 1346A5.0 ★Texas Ratio: 8.91% offering Holiday Loan - Closed End Fixed APR as low as at 6.74% APR, Alabama Credit UnionAlabama Credit Union851 John Wright Dr, Huntsville, AL, 35899A5.0 ★Texas Ratio: 6.17% offering Lifestyle Loan at 6.75% APR, Family Savings Credit UnionFamily Savings Credit Union10210 Memorial Pkwy NE, Huntsville, AL, 35810 1217A5.0 ★Texas Ratio: 9.34% offering Construction Loans at 6.75% APR, North Alabama Educators Credit UnionNorth Alabama Educators Credit Union2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819A+5.0 ★Texas Ratio: 2.73% offering Any Season, Any Reason Loan at 6.99% APR, and Avadian Credit UnionAvadian Credit Union3301 Memorial Pkwy SW, Huntsville, AL, 35801 5314A+5.0 ★Texas Ratio: 3.11% offering Land Loans at 8.26% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Huntsville has 8 local institutions in our database, with personal loan rates as low as 6.74% APR from Northrop Grumman Federal Credit Union at 8200 Rideout Rd SW, Huntsville, AL, 35808 1346. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Huntsville, Alabama.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Huntsville, Alabama. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
No additional details available.
No additional details available.
No additional details available.
Loan to Value %: 70%
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Rates subject to credit score and term
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
No additional details available.
As Low As
As Low As
Must have a direct deposit established with ACU to qualify.
Variable
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Spring into savings with our special loan rate!
No additional details available.
As Low As
APR fixed
APR fixed
APR fixed
No additional details available.
Fixed at 5.00% up to 5 years
No additional details available.
No additional details available.
APR fixed
$20
As Low As
Fixed at 5.99% up to 5 years
As Low As
As Low As
No additional details available.
Months (75% of stock value)
As Low As
As Low As
As Low As
$49,000.00; As Low As
No additional details available.
$49,000.00; As Low As
As Low As
As Low As; Borrow up to $5000
$3,500.00 Maximum credit score of 600 +
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Max amount of $15,000.00
As Low As
As Low As
As Low As; Borrow from $500 - $3,000; Repay in up to 24 months
As Low As
As Low As
As Low As
$2,500 to $10,000
No additional details available.
$3,500.00 Maximum credit score of 600 +
1% discount to ["Money wisdom" workshop Graduates](https://neighborhoodtrustfcu.org/financial-wellness)!
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Limits up to $30,000
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Make easy payments by Automatic Draft (ACH) or Payroll Deduction; Low-cost Debt Protection coverage available (ask for details); Longer terms and rates are available (call for details)
As Low As; Make easy payments by Automatic Draft (ACH) or Payroll Deduction; Low-cost Debt Protection coverage available (ask for details)
As Low As
No additional details available.
As Low As; Up to $15,000
As Low As
No additional details available.
As Low As; Your credit score will determine your rate, maximum loan amount and term.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
As Low As
As Low As
As Low As
As Low As
As Low As
Up to 48 Months
$20,000 Maximum - Individual & Joint; 90 Day Maximum
No additional details available.
As Low As
As Low As
As Low As; Competitive fixed rates as low as 10.80% on signature loans
No additional details available.
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; $15,000 -$25,000
Up to 60 Months
As Low As
Rates subject to credit score and term
No additional details available.
No additional details available.
As Low As
No additional details available.
Spring into savings with our special loan rate!
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
No additional details available.
No additional details available.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
As Low As
As Low As; Up to $15,000
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
As Low As
As Low As
No additional details available.
Up to 48 Months
As Low As; Competitive fixed rates as low as 10.80% on signature loans
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; $15,000 -$25,000
Up to 60 Months
No additional details available.
As Low As
discount with direct deposit; $20 application fee; 1% origination fee* (upon approval of the loan)
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As
Variable
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Max amount of $15,000.00
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Your credit score will determine your rate, maximum loan amount and term.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Competitive fixed rates as low as 10.80% on signature loans
No additional details available.
As Low As
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
As Low As
Huntsville, AL Personal Loan Rate Trends
Compare local Huntsville, AL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama personal loan rates fell 0.436 points over the past 7 days to 11.231% APR.
Alabama signature loan rates fell 0.039 points over the past 7 days to 11.887% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Alabama?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Alabama?
Are credit unions or banks better for personal loans in Huntsville, Alabama?
What are the best personal loan rates in Huntsville, Alabama?
- Northrop Grumman Federal Credit Union: 6.74% (Holiday Loan - Closed End Fixed APR as low as)
- Alabama Credit Union: 6.75% (Lifestyle Loan)
- Family Savings Credit Union: 6.75% (Construction Loans)
- North Alabama Educators Credit Union: 6.99% (Any Season, Any Reason Loan)
- Avadian Credit Union: 8.26% (Land Loans)
Personal Loan Calculators
