Best Personal Loan Rates in Apache Junction, Arizona - June
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Apache Junction, Arizona include: Mountain America Federal Credit UnionMountain America Federal Credit Union220 E Old West Hwy, Apache Junction, AZ, 85119A5.0 ★Texas Ratio: 10.12% offering Construction One- or two-step close Loan at 7.25% APR, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ, 85119 0002A+5.0 ★Texas Ratio: 1.53% offering Signature Loan (Minimum loan amount of at 11.99% APR, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.91% offering Model Years 2021 and Newer Loan at 4.19% APR, Credit Union of Southern CaliforniaCredit Union of Southern CaliforniaA+5.0 ★Texas Ratio: 2.43% offering Credit Builder loan at 5.00% APR, and American Southwest Credit UnionAmerican Southwest Credit UnionA5.0 ★Texas Ratio: 6.92% offering 72 mo. Loan at 5.74% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Apache Junction has 2 local institutions in our database, with personal loan rates as low as 7.25% APR from Mountain America Federal Credit Union at 220 E Old West Hwy, Apache Junction, AZ, 85119. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Apache Junction, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Apache Junction, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Apache Junction Personal Loan Rates
As Low As
Regular APR: 11.49%
$1,000; As Low As
Regular APR: 12.49%
Regular APR: 15.99%
As Low As
As Low As
As Low As
As Low As
As Low As
Maximum loan amount: Up to 100% of the available certificate balance
APR without Autopay: 5.99%
No additional details available.
APR without Autopay: 6.24%
APR without Autopay: 6.24%
No additional details available.
No additional details available.
No additional details available.
APR without Autopay: 6.74%
No additional details available.
As low as:
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
No additional details available.
No additional details available.
As low as:
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
Max APR: 11.24%
As Low As
Equifast
As low as:
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
No additional details available.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
up to $250,000; No prepayment penalties; Personal guarantees may be waived
As low as:
As low as:
As low as:
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Including Debt Consolidation; As Low As
As Low As; Terms from 6 to 60 months
No additional details available.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
No additional details available.
No additional details available.
No additional details available.
Maximum $50,000
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As low as; Variable Rate
As low as:
As Low As
Maximum $50,000
Maximum loan amount: $30,000
No additional details available.
As Low As
Maximum $50,000
As Low As; Payments from $22.25 per $1,000 for 60 months
Maximum loan amount: $30,000
No additional details available.
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details. Interest rate is variable and may change after loan funding.
Fixed
Maximum loan amount: $30,000
As Low As
Maximum $50,000
No additional details available.
As Low As
No additional details available.
No additional details available.
Maximum $50,000
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Apache Junction Personal Loan Rates
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As
As Low As
As low as; Variable Rate
As low as:
As Low As; Payments from $22.25 per $1,000 for 60 months
Fixed
No additional details available.
No additional details available.
Apache Junction Debt Consolidation Loan Rates
No additional details available.
As Low As
Apache Junction Signature Loan Rates
$1,000; As Low As
As Low As
No additional details available.
As Low As
Including Debt Consolidation; As Low As
No additional details available.
No additional details available.
Maximum $50,000
No additional details available.
No additional details available.
Maximum $50,000
Maximum loan amount: $30,000
Maximum $50,000
Maximum loan amount: $30,000
Maximum loan amount: $30,000
Maximum $50,000
No additional details available.
Maximum $50,000
No additional details available.
No additional details available.
Apache Junction, AZ Personal Loan Rate Trends
Compare local Apache Junction, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 0.998 points over the past 7 days to 10.759% APR.
Arizona signature loan rates rose 0.048 points over the past 7 days to 12.212% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Apache Junction, Arizona personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Apache Junction, Arizona directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Apache Junction, Arizona. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AZ.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Apache Junction, Arizona?
What are the best personal loan rates in Apache Junction, Arizona?
- Mountain America Federal Credit Union: 7.25% (Construction One- or two-step close Loan)
- Desert Financial Credit Union: 11.99% (Signature Loan (Minimum loan amount of)
- San Diego Firefighters Federal Credit Union: 4.19% (Model Years 2021 and Newer Loan)
- Credit Union of Southern California: 5.00% (Credit Builder loan)
- American Southwest Credit Union: 5.74% (72 mo. Loan)
Apache Junction, Arizona Rates & Resources
Personal Loan Calculators
