Best Personal Loan Rates in Chandler, Arizona (AZ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Chandler, Arizona include: District #6 Federal Credit UnionDistrict #6 Federal Credit Union2335 S Ellis St, Chandler, AZ, 85286 6701A5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union240 N Roosevelt Ave, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union1575 S Price Road, Chandler, AZ, 85286A5.0 ★Texas Ratio: 8.91% offering Holiday Loan - Closed End Fixed APR as low as at 6.74% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union3471 W Frye Rd, Chandler, AZ, 85226A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.25% APR, and Landings Credit UnionLandings Credit Union4850 W Chandler Blvd, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 4.77% offering New Fifth Wheel Loans at 8.49% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Chandler has 7 local institutions in our database, with personal loan rates as low as 5.00% APR from District #6 Federal Credit Union at 2335 S Ellis St, Chandler, AZ, 85286 6701. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chandler, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chandler, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
No additional details available.
Use the money in your account as Collateral for a loan
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Qualifying balance up to $20,000.00
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
$1,000; As Low As
As Low As
$0.00-$20,000.00
No additional details available.
As Low As; Maximum Loan Amount: $125,000
As Low As
?80% LTV
No additional details available.
No additional details available.
$5,000 for Individuals / $10,000 for Churches
?80% LTV
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
No additional details available.
As Low As; Maximum Loan Amount: $125,000
?90% LTV
No additional details available.
No additional details available.
As Low As
?100% LTV
As Low As
No additional details available.
As Low As
?100% LTV
As Low As
As Low As
Credit Score 725+
Credit Score 725+
As Low As
LTV ?100%
As Low As
As Low As
No additional details available.
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
?100% LTV
As Low As
over $250,000; As Low As; 5 year adjustable - starting at
As Low As
$2,000; Credit Score 725+
Credit Score 725+
As Low As
As Low As
Credit Score 725+
As Low As
up to $250,000; As Low As; 10 year fixed
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
Payable directly to the IRS
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Including Debt Consolidation
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$1 - $2,500
As Low As
No additional details available.
As Low As; See note 1
$2,501 - $5,000
No additional details available.
No additional details available.
As Low As
As Low As
$5,001 - $7,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
$7,001 - $10,000
As Low As; APR Range: 10.49% to 23.49%% Fixed
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As
~ $80,000 - 150,000 (Depends on Score)
As Low As; Variable Rate
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
Personal Line of Credit
Minimum $1000, Maximum $50,000
As Low As; Terms up to: 60 months
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; Fixed
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
MAXIMUM AMOUNT: $125,000.00
As Low As
No additional details available.
$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+
No additional details available.
Fixed Interest Rate
$50.00 Application Fee
DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
As Low As; APR Range: 10.49% to 23.49%% Fixed
No additional details available.
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
As Low As; See note 1
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Variable Rate
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Personal Line of Credit
As Low As; Terms up to: 60 months
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
$1,000; As Low As
As Low As
No additional details available.
As Low As
As Low As; Including Debt Consolidation
No additional details available.
$1 - $2,500
No additional details available.
$2,501 - $5,000
$5,001 - $7,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
$7,001 - $10,000
As Low As; APR Range: 10.49% to 23.49%% Fixed
Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As
No additional details available.
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
No additional details available.
As Low As; APR Range: 10.49% to 23.49%% Fixed
Chandler, AZ Personal Loan Rate Trends
Compare local Chandler, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 1.955 points over the past 7 days to 10.555% APR.
Arizona signature loan rates rose 0.660 points over the past 7 days to 12.978% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Chandler, Arizona?
What are the best personal loan rates in Chandler, Arizona?
- District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Northrop Grumman Federal Credit Union: 6.74% (Holiday Loan - Closed End Fixed APR as low as)
- Mountain America Federal Credit Union: 7.25% (Construction loan)
- Landings Credit Union: 8.49% (New Fifth Wheel Loans)
Personal Loan Calculators
