Best Personal Loan Rates in Elgin, Arizona (AZ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Elgin, Arizona include: Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, District #6 Federal Credit UnionDistrict #6 Federal Credit UnionA5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Solar & Energy Saving Loan at 5.24% APR, and Hughes Federal Credit UnionHughes Federal Credit UnionB+4.8 ★Texas Ratio: 17.35% offering FHA Loan (Purchase) at 5.62% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
Elgin borrowers have access to 39 lenders serving the Arizona area, with personal loan rates as low as 4.99% APR from Firefighters First Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Elgin, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Elgin, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026
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Use the money in your account as Collateral for a loan
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As Low As; Maximum Loan Amount: $125,000
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As Low As; Maximum Loan Amount: $125,000
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As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
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As Low As
Credit Score 725+
Credit Score 725+
As Low As
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
As Low As
As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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$2,000; Credit Score 725+
Credit Score 725+
As Low As
As Low As
Credit Score 725+
As Low As
up to $250,000; As Low As; 10 year fixed
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
As Low As
As Low As
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As Low As
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As Low As
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As Low As
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As Low As; Including Debt Consolidation
As Low As; Terms from 6 to 60 months
Qualifying balance up to $20,000.00
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As;%
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As;%
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As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As
~ $80,000 - 150,000 (Depends on Score)
As Low As; Variable Rate
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As Low As
As Low As
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
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Personal Line of Credit
Minimum $1000, Maximum $50,000
$1,000; As Low As
As Low As; Terms up to: 60 months
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As; Fixed
As Low As
Minimum $1000, Maximum $50,000
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As Low As
Minimum $1000, Maximum $50,000
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As Low As
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As Low As
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MAXIMUM AMOUNT: $125,000.00
As Low As
$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+
$0.00-$20,000.00
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DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
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As Low As
As Low As
As Low As; Variable Rate
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As Low As
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As Low As
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Personal Line of Credit
As Low As; Terms up to: 60 months
As Low As
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As Low As
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As Low As
As Low As
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As Low As;%
As Low As;%
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As Low As
As Low As
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As Low As
As Low As; Including Debt Consolidation
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
$1,000; As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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Minimum $1000, Maximum $50,000
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Elgin, AZ Personal Loan Rate Trends
Compare local Elgin, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates rose 0.346 points over the past 7 days to 11.951% APR.
Arizona signature loan rates rose 2.467 points over the past 7 days to 12.020% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Elgin, Arizona?
What are the best personal loan rates in Elgin, Arizona?
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
- San Diego Firefighters Federal Credit Union: 5.24% (Solar & Energy Saving Loan)
- Hughes Federal Credit Union: 5.62% (FHA Loan (Purchase))
Personal Loan Calculators
