Best Personal Loan Rates in Payson, Arizona (AZ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Payson, Arizona include: Desert Financial Credit UnionDesert Financial Credit Union300 N Beeline Hwy, Payson, AZ, 85541A+5.0 ★Texas Ratio: 1.59% offering Signature Loan (Minimum loan amount of at 11.99% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, District #6 Federal Credit UnionDistrict #6 Federal Credit UnionA5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, and San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Solar & Energy Saving Loan at 5.24% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Payson has 1 local institution in our database, with personal loan rates as low as 11.99% APR from Desert Financial Credit Union at 300 N Beeline Hwy, Payson, AZ, 85541. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Payson, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Payson, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
$1,000; As Low As
No additional details available.
No additional details available.
Use the money in your account as Collateral for a loan
As Low As; Maximum Loan Amount: $125,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum Loan Amount: $125,000
No additional details available.
As Low As
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
No additional details available.
As Low As
As Low As
Credit Score 725+
Credit Score 725+
As Low As
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
As Low As
As Low As
$2,000; Credit Score 725+
Credit Score 725+
As Low As
As Low As
Credit Score 725+
up to $250,000; As Low As; 10 year fixed
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
As Low As; Terms from 6 to 60 months
Qualifying balance up to $20,000.00
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
No additional details available.
As Low As;%
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
As Low As;%
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
~ $80,000 - 150,000 (Depends on Score)
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Variable Rate
As Low As
No additional details available.
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
Personal Line of Credit
Minimum $1000, Maximum $50,000
As Low As; Terms up to: 60 months
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As; Fixed
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
MAXIMUM AMOUNT: $125,000.00
As Low As
No additional details available.
$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+
$0.00-$20,000.00
DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Variable Rate
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Personal Line of Credit
As Low As; Terms up to: 60 months
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As;%
As Low As;%
No additional details available.
As Low As
$1,000; As Low As
As Low As
No additional details available.
As Low As
As Low As; Including Debt Consolidation
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As
No additional details available.
Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
Minimum $1000, Maximum $50,000
No additional details available.
No additional details available.
Payson, AZ Personal Loan Rate Trends
Compare local Payson, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates rose 1.345 points over the past 7 days to 11.951% APR.
Arizona signature loan rates fell 0.959 points over the past 7 days to 12.020% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Payson, Arizona?
What are the best personal loan rates in Payson, Arizona?
- Desert Financial Credit Union: 11.99% (Signature Loan (Minimum loan amount of)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- San Diego Firefighters Federal Credit Union: 5.24% (Solar & Energy Saving Loan)
Personal Loan Calculators
