Best Personal Loan Rates in Scottsdale, Arizona (AZ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Scottsdale, Arizona include: Bankers Trust CompanyBankers Trust Company18750 N Hayden Road, Scottsdale, AZ, 85255A+5.0 ★Texas Ratio: 2.53% offering Unsecured Loan at 9.51% APR, OneAZ Credit UnionOneAZ Credit Union16600 N Scottsdale Rd, Scottsdale, AZ, 85254A+5.0 ★Texas Ratio: 2.02% offering Personal Loan at 10.50% APR, Credit Union West Credit UnionCredit Union West Credit Union14601 N Scottsdale Rd Ste 115, Scottsdale, AZ, 85254 2984A+5.0 ★Texas Ratio: 3.00% offering Personal Loan at 10.99% APR, Pima Federal Credit UnionPima Federal Credit Union7373 N Scottsdale Rd Ste A195, Scottsdale, AZ, 85253 3593A+5.0 ★Texas Ratio: 2.69% offering Personal Loan at 11.24% APR, and Desert Financial Credit UnionDesert Financial Credit Union8220 E Via Paseo Del Norte, Scottsdale, AZ, 85258 3732A+5.0 ★Texas Ratio: 1.59% offering Signature Loan (Minimum loan amount of at 11.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Scottsdale has 5 local institutions in our database, with personal loan rates as low as 9.51% APR from Bankers Trust Company at 18750 N Hayden Road, Scottsdale, AZ, 85255. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Scottsdale, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Scottsdale, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As
As Low As
$1,000; As Low As
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Use the money in your account as Collateral for a loan
As Low As; Maximum Loan Amount: $125,000
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As Low As; Maximum Loan Amount: $125,000
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As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As
As Low As
Credit Score 725+
Credit Score 725+
As Low As
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As Low As
As Low As; Maximum Loan Amount: $125,000
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As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
As Low As
As Low As
Credit Score 725+
$2,000; Credit Score 725+
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As Low As
Credit Score 725+
up to $250,000; As Low As; 10 year fixed
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
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As Low As
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As Low As
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As Low As
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As Low As; Including Debt Consolidation
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As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
Qualifying balance up to $20,000.00
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As Low As;%
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As;%
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As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
~ $80,000 - 150,000 (Depends on Score)
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As Low As
As Low As; Variable Rate
As Low As
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Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Personal Line of Credit
Minimum $1000, Maximum $50,000
As Low As; Terms up to: 60 months
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As; Fixed
Minimum $1000, Maximum $50,000
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As Low As
Minimum $1000, Maximum $50,000
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As Low As
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MAXIMUM AMOUNT: $125,000.00
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$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+
$0.00-$20,000.00
DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
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As Low As
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
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As Low As
As Low As; Variable Rate
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Personal Line of Credit
As Low As; Terms up to: 60 months
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As Low As;%
As Low As;%
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As Low As
$1,000; As Low As
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As Low As
As Low As; Including Debt Consolidation
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As
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Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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Minimum $1000, Maximum $50,000
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Scottsdale, AZ Personal Loan Rate Trends
Compare local Scottsdale, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates rose 0.377 points over the past 7 days to 10.555% APR.
Arizona signature loan rates rose 0.883 points over the past 7 days to 12.005% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Scottsdale, Arizona?
What are the best personal loan rates in Scottsdale, Arizona?
- Bankers Trust Company: 9.51% (Unsecured Loan)
- OneAZ Credit Union: 10.50% (Personal Loan)
- Credit Union West Credit Union: 10.99% (Personal Loan)
- Pima Federal Credit Union: 11.24% (Personal Loan)
- Desert Financial Credit Union: 11.99% (Signature Loan (Minimum loan amount of)
Personal Loan Calculators
