Best Personal Loan Rates in Tucson, Arizona (AZ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Tucson, Arizona include: Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ, 85705 1551B+4.8 ★Texas Ratio: 17.35% offering FHA Loan (Purchase) at 5.62% APR, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union3561 E SUNRISE DR Ste 125, Tucson, AZ, 85718A+5.0 ★Texas Ratio: 4.69% offering Land/Lot Loans 75% LTV (non-platted subdivision) at 9.87% APR, Arizona Central Credit UnionArizona Central Credit Union2150 W INA RD, TUCSON, AZ, 85741A+5.0 ★Texas Ratio: 5.39% offering You-Name-It Loan Up to 12 Months at 9.99% APR, SunWest Federal Credit UnionSunWest Federal Credit Union3615 N Campbell Ave, Tucson, AZ, 85719 1534A+5.0 ★Texas Ratio: 3.72% offering Personal Loans at 9.99% APR, and Idaho Central Credit UnionIdaho Central Credit Union9725 E Broadway Blvd, Tucson, AZ, 85748A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Tucson has 8 local institutions in our database, with personal loan rates as low as 5.62% APR from Hughes Federal Credit Union at 971 W Wetmore Rd, Tucson, AZ, 85705 1551. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tucson, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tucson, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As
Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As
Minimum $1000, Maximum $50,000
As Low As
Minimum $1000, Maximum $50,000
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As Low As
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Use the money in your account as Collateral for a loan
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As Low As; Maximum Loan Amount: $125,000
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As Low As; Maximum Loan Amount: $125,000
As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As
As Low As
Credit Score 725+
Credit Score 725+
As Low As
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
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As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
As Low As
As Low As
Credit Score 725+
$2,000; Credit Score 725+
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As Low As
Credit Score 725+
up to $250,000; As Low As; 10 year fixed
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
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As Low As
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As Low As
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As Low As
As Low As; Including Debt Consolidation
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As Low As; Terms from 6 to 60 months
Qualifying balance up to $20,000.00
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As;%
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As;%
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As Low As
~ $80,000 - 150,000 (Depends on Score)
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As Low As
As Low As; Variable Rate
As Low As
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As Low As
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Personal Line of Credit
As Low As; Terms up to: 60 months
$1,000; As Low As
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As Low As; Fixed
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As Low As
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As Low As
MAXIMUM AMOUNT: $125,000.00
$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+
$0.00-$20,000.00
DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As
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As Low As; Variable Rate
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Personal Line of Credit
As Low As; Terms up to: 60 months
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As Low As
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As Low As;%
As Low As;%
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As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
Minimum $1000, Maximum $50,000
No additional details available.
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As Low As
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As Low As
As Low As; Including Debt Consolidation
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As
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$1,000; As Low As
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Tucson, AZ Personal Loan Rate Trends
Compare local Tucson, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates rose 0.072 points over the past 7 days to 12.024% APR.
Arizona signature loan rates fell 0.025 points over the past 7 days to 11.995% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Tucson, Arizona?
What are the best personal loan rates in Tucson, Arizona?
- Hughes Federal Credit Union: 5.62% (FHA Loan (Purchase))
- Notre Dame Federal Credit Union: 9.87% (Land/Lot Loans 75% LTV (non-platted subdivision))
- Arizona Central Credit Union: 9.99% (You-Name-It Loan Up to 12 Months)
- SunWest Federal Credit Union: 9.99% (Personal Loans)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
Personal Loan Calculators
