Best Personal Loan Rates in Hardy, Arkansas - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hardy, Arkansas include: Domino Federal Credit UnionDomino Federal Credit UnionA+5.0 ★Texas Ratio: 0.52% offering New Misc. Collateral Loan at 4.45% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.81% offering 2025 Loan at 4.60% APR, MilWay Federal Credit UnionMilWay Federal Credit UnionA+5.0 ★Texas Ratio: 0.02% offering 2025 - Newer Loan at 4.79% APR, and Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Hardy borrowers have access to 29 lenders serving the Arkansas area, with personal loan rates as low as 4.45% APR from Domino Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hardy, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hardy, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Hardy Personal Loan Rates
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As Low As
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As Low As
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100% of available shares
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With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; New vehicle model years 2022-2025
As Low As; Recreations Vehicle, Fifth Wheel, Travel Trailer, Pop-Up/Tent Trailers, Farm Equipment, Horse Trailer, Motorcycle & Motorized Scooters, ATV/UTV, Snowmobile, Boats, Personal Watercraft, or any other large collateral that can have a lien applied
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As Low As; New vehicle model years 2022-2025
Up to $10,000; As Low As
As Low As; Rates effective as of 04/01/2025
As Low As; Used vehicle model years 2021-2025
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As Low As; New vehicle model years 2022-2025
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As Low As; Used vehicle model years 2021-2025
$10,001-$15,000; As Low As
As Low As
As Low As; Used vehicle model years 2018-2020
As Low As; Recreations Vehicle, Fifth Wheel, Travel Trailer, Pop-Up/Tent Trailers, Farm Equipment, Horse Trailer, Motorcycle & Motorized Scooters, ATV/UTV, Snowmobile, Boats, Personal Watercraft, or any other large collateral that can have a lien applied
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As Low As; Used vehicle model years 2021-2025
As Low As; Used vehicle model years 2018-2020
$15,001-$25,000; As Low As
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Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount: 20% of Gross Income - Depends on Credit Score
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As Low As; Used vehicle model years 2014-2015
As Low As
$200 Minimum $6000 Maximum Rate depends on Credit rating
As Low As
As Low As
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As Low As; Used vehicle model years 2011-2013
$25,001-$50,000; As Low As
As Low As; Terms up to 18 Months w/ a Max Loan Amount of $3,000
Maximum Amount: $1,000
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As Low As; Amount: $200 to $10,000
As Low As; Amount: $500 to $2,500
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As Low As; Used vehicle model years 2010-Older
$200 Minimum $5000 Maximum Rate depends on credit rating
As Low As; Terms from 24 - 60 Months
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Rates Change Often, Contact us for current rate
Variable Rate
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As Low As; Terms up to 24 Months w/ a Max Loan Amount of $3,000
As Low As; Similar to a Personal Loan
As Low As
As Low As; No Prepayment Fees
As Low As; No Prepayment Fees
As Low As
$200 Minimum $4000 Maximum Rate depends on credit rating
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As Low As
As Low As
$200 Minimum $3000 Maximum Rate depends on credit rating
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$1200; Please contact the Credit Union for more information.
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Secured by share account
As Low As; Rates effective as of 04/01/2025
$200 Minimum $2000 Maximum Rate depends on credit rating
Up to $10,000
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
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As Low As
As Low As
As Low As
$200 Minimum $1500 Maximum Rate depends on credit rating
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As Low As; Amount: $500 or $1,000
As Low As; Rates and terms are fixed
$250 or more; Rates as low as (APR)
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Qualifications Required: Eaton Family CU member for at least 120 days; 18 years or older; Verifiable income; Not delinquent on existing loans; Not negative in any share account; Not in the process of filing for bankruptcy under any chapter of the bankruptcy code.; $250; Rate (APR)
Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
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Hardy Personal Loan Rates
100% of available shares
As Low As
$200 Minimum $6000 Maximum Rate depends on Credit rating
As Low As
$200 Minimum $5000 Maximum Rate depends on credit rating
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$200 Minimum $4000 Maximum Rate depends on credit rating
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$200 Minimum $3000 Maximum Rate depends on credit rating
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$200 Minimum $2000 Maximum Rate depends on credit rating
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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As Low As
As Low As
$200 Minimum $1500 Maximum Rate depends on credit rating
Hardy Debt Consolidation Loan Rates
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Hardy Signature Loan Rates
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Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As
As Low As; Amount: $200 to $10,000
As Low As; Terms from 24 - 60 Months
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As Low As; Similar to a Personal Loan
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$250 or more; Rates as low as (APR)
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Hardy, AR Personal Loan Rate Trends
Compare local Hardy, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates fell 0.193 points over the past 7 days to 11.978% APR.
Arkansas signature loan rates fell 0.578 points over the past 7 days to 10.390% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hardy, Arkansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hardy, Arkansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hardy, Arkansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AR.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Hardy, Arkansas?
What are the best personal loan rates in Hardy, Arkansas?
- Domino Federal Credit Union: 4.45% (New Misc. Collateral Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Red River Employees Federal Credit Union: 4.60% (2025 Loan)
- MilWay Federal Credit Union: 4.79% (2025 - Newer Loan)
- Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
Personal Loan Calculators
