Best Personal Loan Rates in Texarkana, Arkansas (AR) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Texarkana, Arkansas include: Domino Federal Credit UnionDomino Federal Credit Union4437 Jefferson Ave, Texarkana, AR, 71854A+5.0 ★Texas Ratio: 0.52% offering Special Occasion Loans at 7.50% APR, MilWay Federal Credit UnionMilWay Federal Credit Union2000 Arkansas Blvd, Texarkana, AR, 71854 1616A+5.0 ★Texas Ratio: 0.02% offering Personal at 11.00% APR, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union2345 Trinity Blvd, Texarkana, AR, 71854A+5.0 ★Texas Ratio: 5.10% offering Personal Loans at 13.30% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Texarkana has 3 local institutions in our database, with personal loan rates as low as 7.50% APR from Domino Federal Credit Union at 4437 Jefferson Ave, Texarkana, AR, 71854. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Texarkana, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Texarkana, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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$6000 Maximum Rate depends on Credit rating
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$4000 Maximum Rate depends on credit rating
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$3000 Maximum Rate depends on credit rating
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Regular APR: 12.00 - 18.00
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$1500 Maximum Rate depends on credit rating
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As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.
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Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
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Regular APR: 12.00 - 18.00
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Texarkana, AR Personal Loan Rate Trends
Compare local Texarkana, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates currently average 11.687% APR.
Arkansas signature loan rates currently average 10.477% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Texarkana, Arkansas?
What are the best personal loan rates in Texarkana, Arkansas?
- Domino Federal Credit Union: 7.50% (Special Occasion Loans)
- MilWay Federal Credit Union: 11.00% (Personal)
- Red River Employees Federal Credit Union: 13.30% (Personal Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
Personal Loan Calculators
