Best Personal Loan Rates in Antioch, California (CA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Antioch, California include: Dow Great Western Credit UnionDow Great Western Credit Union3457 Deer Valley Rd, Antioch, CA, 94531 6665A+5.0 ★Texas Ratio: 5.77% offering Minimum loan amount $ 5,000 - 4 Years at 4.99% APR, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA, 94531A+5.0 ★Texas Ratio: 5.39% offering Go Green Loan at 5.49% APR, Delta Schools Federal Credit UnionDelta Schools Federal Credit Union701 W 18th St, Antioch, CA, 94509 1586A+5.0 ★Texas Ratio: 0.35% offering Alternative Energy Loans Solar at 6.99% APR, MCKESSON and HEALTHCARE PROVIDERS FCUMCKESSON and HEALTHCARE PROVIDERS FCU301 G St, Antioch, CA, 94509A+5.0 ★Texas Ratio: 2.41% offering Personal Loans at 9.49% APR, and KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Antioch has 4 local institutions in our database, with personal loan rates as low as 4.99% APR from Dow Great Western Credit Union at 3457 Deer Valley Rd, Antioch, CA, 94531 6665. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Antioch, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Antioch, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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Solar loans will have a UCC Filing attached to them.
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As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
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As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
$3,000 Max
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Borrow up to $5,000
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Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
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Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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Require checking with Direct Deposit
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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Approximate Term: Up to 60 months
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Approximate Term: Up to 72 months
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As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 84 months
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Up to $50,000
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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up to $250,000; As Low As; 10 year fixed
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$500 - $2,000
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Personal Loan
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Contact Credit Union for qualifying terms and individual rates
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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As Low As; $30,000 maximum - consolidate your high rate loans
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Contact Credit Union for qualifying terms and individual rates
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Antioch, CA Personal Loan Rate Trends
Compare local Antioch, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 1.480 points over the past 7 days to 12.065% APR.
California signature loan rates rose 0.567 points over the past 7 days to 11.403% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Antioch, California?
What are the best personal loan rates in Antioch, California?
- Dow Great Western Credit Union: 4.99% (Minimum loan amount $ 5,000 - 4 Years)
- Travis Credit Union: 5.49% (Go Green Loan)
- Delta Schools Federal Credit Union: 6.99% (Alternative Energy Loans Solar)
- MCKESSON and HEALTHCARE PROVIDERS FCU: 9.49% (Personal Loans)
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
Personal Loan Calculators
