Best Personal Loan Rates in Los Angeles, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Los Angeles, California include: USC Credit UnionUSC Credit Union3720 S Flower St FL 4, Los Angeles, CA, 90089A+5.0 ★Texas Ratio: 5.50% offering GoGreen Loan at 3.99% APR, Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union5359 W Centinela Ave, Los Angeles, CA, 90045A+5.0 ★Texas Ratio: 5.36% offering Computer Loan at 5.00% APR, Actors Federal Credit UnionActors Federal Credit Union5757 Wilshire Blvd, Los Angeles, CA, 90036 3684B+4.8 ★Texas Ratio: 16.47% offering Musical Instruments Loans Tier Two - Loans up to $250,000 at 5.49% APR, and Los Angeles Federal Credit UnionLos Angeles Federal Credit Union201 N Los Angeles St, Los Angeles, CA, 90012A+5.0 ★Texas Ratio: 3.58% offering 2nd Trust Deed Fixed Loan Programs 5 year at 6.50% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Los Angeles has 25 local institutions in our database, with personal loan rates as low as 3.99% APR from USC Credit Union at 3720 S Flower St FL 4, Los Angeles, CA, 90089. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Los Angeles, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Los Angeles, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$50,000; As Low As
No additional details available.
As Low As
As Low As; Loan Amount: $500 - $25,000
As Low As; Borrow up to $25,000
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
$10,000; As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Variable Rate
Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.
As Low As; Loan Amount: $500-$40,000
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required - Terms up to 120 months
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; for up to 60 months.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Variable Rate
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details.
No additional details available.
As Low As; Loan amounts up to $3,500 - Terms up to 12 months
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
variable
As Low As
As Low As
As Low As
As Low As; Loan Amount: $250-$40,000
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Up to $25,000; As Low As
Max. rate of 18.00%
No additional details available.
No additional details available.
Not based on credit score
$20 processing fee
As Low As
As Low As
As Low As
As Low As
As Low As; No money down and no pre-payment penalties; No payment for 90 days
As Low As
As Low As
As Low As
$3,000 Max
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
No additional details available.
As Low As; Up to 60 Months, Maximum Loan Amount $125,000
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
$2,500; As Low As
As Low As
No additional details available.
Solar Battery Storage or Solar + Battery Bundle
No additional details available.
No additional details available.
No additional details available.
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
No additional details available.
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of 05/15/2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount.
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
As Low As
As Low As; Up to 120 Months, Maximum Loan Amount $125,000
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
As Low As
No additional details available.
Up to 24 months for loans under $2,000 <br/> Up to 36 months for loans up to $10,000
As Low As
No additional details available.
30-Year Rates As Low As; Primary Residence
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As; Up to $40,000
No additional details available.
Up to $50,000
No additional details available.
As Low As
As Low As
$100,000; As Low As
As Low As
$100,000; As Low As
As Low As
As Low As
As Low As; Up to 180 Months, Maximum Loan Amount $125,000
No additional details available.
As Low As
over $250,000; As Low As; 30 year term, due in 15 years; No prepayment penalties; Personal guarantees may be waived
$100,000; As Low As
As Low As
As Low As
As Low As
As Low As
Up to $50,000
No additional details available.
As Low As
up to $250,000; As Low As; No prepayment penalties; Personal guarantees may be waived
As Low As; Up to $40,000
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
Personal Loan
No additional details available.
As Low As
Up to $50,000
As Low As
(Fixed)
As Low As
Qualifications Required: direct deposit; automatic payments; As Low As; Restrictions apply, ask for details.
As Low As
As Low As; Up to 240 Months, Maximum Loan Amount $125,000
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; $5,000 Minimum; $50,000 Maximum
No additional details available.
As Low As; (amounts $20,001-$35,000)
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Loan Amount: $500 - $25,000
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Loan Amount: $500-$40,000
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required - Terms up to 120 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Variable Rate
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Loan Amount: $250-$40,000
As Low As
No additional details available.
As Low As
Up to $25,000; As Low As
Not based on credit score
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount.
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of 05/15/2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As; Up to $40,000
As Low As
As Low As; Up to $40,000
As Low As
No additional details available.
Personal Loan
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; (amounts $20,001-$35,000)
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (based on term)
No additional details available.
As Low As; $30,000 maximum - consolidate your high rate loans
As Low As
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
As Low As; for up to 60 months.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
variable
As Low As
No additional details available.
No additional details available.
Max. rate of 18.00%
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Los Angeles, CA Personal Loan Rate Trends
Compare local Los Angeles, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.264 points over the past 7 days to 9.928% APR.
California signature loan rates rose 0.382 points over the past 7 days to 11.280% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Angeles, California personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Los Angeles, California directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Los Angeles, California. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Los Angeles, California?
What are the best personal loan rates in Los Angeles, California?
- USC Credit Union: 3.99% (GoGreen Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- SchoolsFirst Federal Credit Union: 5.00% (Computer Loan)
- Actors Federal Credit Union: 5.49% (Musical Instruments Loans Tier Two - Loans up to $250,000)
- Los Angeles Federal Credit Union: 6.50% (2nd Trust Deed Fixed Loan Programs 5 year)
Los Angeles, California Rates & Resources
Personal Loan Calculators
