Best Personal Loan Rates in Los Angeles, California - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Los Angeles, California include: SAG AFTRA Federal Credit UnionSAG AFTRA Federal Credit Union5757 Wilshire Blvd Ste 124, Los Angeles, CA, 90036 3792A+5.0 ★Texas Ratio: 2.95% offering 2025 & Newer Model Years Loan at 3.99% APR, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union5359 W Centinela Ave, Los Angeles, CA, 90045A+5.0 ★Texas Ratio: 5.36% offering Computer Loan at 5.00% APR, Fox Federal Credit UnionFox Federal Credit Union1990 Westwood Blvd, Los Angeles, CA, 90025A+5.0 ★Texas Ratio: 5.03% offering Loan at 5.24% APR, Justice Federal Credit UnionJustice Federal Credit Union11000 Wilshire Blvd, Los Angeles, CA, 90024A5.0 ★Texas Ratio: 8.56% offering Personal Loan at 6.50% APR, and Credit Union of Southern CaliforniaCredit Union of Southern California470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107A+5.0 ★Texas Ratio: 2.43% offering New Quads/ Side by Side Loan at 7.24% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Los Angeles has 21 local institutions in our database, with personal loan rates as low as 3.99% APR from SAG AFTRA Federal Credit Union at 5757 Wilshire Blvd Ste 124, Los Angeles, CA, 90036 3792. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Los Angeles, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Los Angeles, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Los Angeles Personal Loan Rates
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
No additional details available.
No additional details available.
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As
6.40% APR<br/>7.40% APR
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
As Low As; Financing LTV based upon creditworthiness: 120%; Minimum Loan Amount: $5,000
Over $30,000.00; As Low As
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
As Low As; Loan Amount: $500 - $25,000
As low as
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
Max APR: 11.24%
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
No additional details available.
As Low As; Financing LTV based upon creditworthiness: 100%; Minimum Loan Amount: $5,000
No additional details available.
As Low As; Minimum loan amount $500+
No additional details available.
Estimated payment of $3.13 - $3.62 per $100 borrowed (based on a 36-month term)
As Low As; Minimum loan amount $2,500+
No additional details available.
As Low As; Minimum loan amount $3,000+
No additional details available.
No additional details available.
Variable Rate
As Low As; Loan Amount: $500-$40,000
As Low As; 8.90% APR (9.65% APR without discount) is the preferred rate for union dues for amounts from $500 to $10,000 and up to a three (3) year term. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account.
As Low As; Minimum loan amount $5,000+
As Low As; Low monthly payments FIXED for the life of the loan; Predictable monthly payments that stay the same for the life of the loan; Financing up to $50,000; No collateral required
Limited-time Anniversary Perks
No additional details available.
As Low As; Minimum loan amount $5,000+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
3
No additional details available.
No additional details available.
No additional details available.
As Low As; Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account. Regular APR: 11.15%
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account. Regular APR: 11.15%
No additional details available.
No additional details available.
As Low As
As Low As
Regular APR: 11.15%
No additional details available.
No additional details available.
As Low As; Variable Rate
As Low As; Unsecured, Fixed rate
As Low As
Maximum loan amount: $30,000
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
Minimum advance for closed end signature loans is $1,000. Loans are subject to credit qualification, other fees and conditions may apply.
As Low As
As Low As; Minimum loan amount $5,000+
Maximum loan amount: $30,000
As Low As
Loan amounts up to $2,500; No pre-pay penalty
As Low As
As Low As
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details. Interest rate is variable and may change after loan funding.
As Low As
As Low As; Unsecured, Fixed rate
Maximum Financing: $20,000
Maximum loan amount: $30,000
As Low As
As Low As
As Low As; Loan Amount: $250-$40,000
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Up to $25,000; As Low As; Alternative rates, terms and conditions may apply depending on applicant's credit qualifications. Rates are subject to change without notice. No additional discounts may be applied to these rates. All loans subject to credit approval. Restrictions apply. For more information call (800) 404-5137.
Max. rate
No additional details available.
No additional details available.
Not based on credit score
No payments for 60-days.
Intro Rate
$500 - $1,500
No additional details available.
No additional details available.
No additional details available.
As Low As*
No additional details available.
No additional details available.
APR is based on a $100,000 loan amount.
No additional details available.
No additional details available.
Fixed
Regular APR: 15.49%
No additional details available.
No additional details available.
Regular APR: 13.99%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR is based on a $100,000 loan amount.
No additional details available.
Adjustable Rate Mortgage Loans: Owner Occupied
No additional details available.
No additional details available.
Fixed
No additional details available.
rates as low as
Max. $2,500
As Low As; Borrow up to $2,500 with repayment terms up to 12 months.
No additional details available.
No additional details available.
Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
No additional details available.
No additional details available.
No additional details available.
As low as
No additional details available.
OAC; Terms based on credit
No additional details available.
No additional details available.
100% MSRP/Appraisal Value
As Low As; Subject to credit approval. Some restrictions may apply.
As low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As low as; Qualifying balance up to $25,000
Home Equity 'Line of Credit' Loans; (Prime Rate is 6.75% -- For Rates & More Information Call 707-965-2483)
Home Equity 'Line of Credit' Loans; (Prime Rate is 6.75% -- For Rates & More Information Call 707-965-2483)
As Low As; Signature APR as low as 6.75%
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Rates as low as 6.95% APR*
No additional details available.
No additional details available.
Max. Amt.: $2,500
As Low As; Up to $40,000
As low as; Loyalty rate displayed. View details.
OAC; Terms based on credit
As low as
As Low As; Technology Loan Rates
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
Max. $100,000
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
*See Below
As Low As
No additional details available.
No additional details available.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Rates As Low As
No additional details available.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
No additional details available.
All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.
As Low As; Up to $40,000
As Low As
As low as; Qualifying balance up to $25,000
Rate offering of 7.75% requires automatic payment. On approved credit. Subject to Foothill's lending guidelines & procedures. Rates subject to change without notice. Must be a Foothill member and meet membership qualifications. A Living Trust must be established with Affinity Trust to get this loan.
Model Year: New (2018 and newer)
No additional details available.
No additional details available.
As Low As
As Low As; *
APR up to 7.99%
As Low As
No additional details available.
No additional details available.
As Low As
Up to 60% of land value.
We charge a loan origination fee of 1% of the loan amount
As Low As; Up to Intro Rate 18.39%
As Low As
rates as low as
Rates As Low As; Limited Time Offer
No additional details available.
As Low As; amounts $20,001-$35,000
No additional details available.
No additional details available.
Los Angeles Personal Loan Rates
6.40% APR<br/>7.40% APR
As Low As; Loan Amount: $500 - $25,000
As Low As; Minimum loan amount $500+
Estimated payment of $3.13 - $3.62 per $100 borrowed (based on a 36-month term)
As Low As; Minimum loan amount $2,500+
As Low As; Minimum loan amount $3,000+
As Low As; Loan Amount: $500-$40,000
As Low As; Minimum loan amount $5,000+
As Low As; Low monthly payments FIXED for the life of the loan; Predictable monthly payments that stay the same for the life of the loan; Financing up to $50,000; No collateral required
As Low As; Minimum loan amount $5,000+
As Low As
As Low As; Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account. Regular APR: 11.15%
Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account. Regular APR: 11.15%
Regular APR: 11.15%
No additional details available.
As Low As
No additional details available.
Minimum advance for closed end signature loans is $1,000. Loans are subject to credit qualification, other fees and conditions may apply.
As Low As
As Low As; Minimum loan amount $5,000+
Loan amounts up to $2,500; No pre-pay penalty
As Low As
As Low As; Loan Amount: $250-$40,000
As Low As
No additional details available.
Up to $25,000; As Low As; Alternative rates, terms and conditions may apply depending on applicant's credit qualifications. Rates are subject to change without notice. No additional discounts may be applied to these rates. All loans subject to credit approval. Restrictions apply. For more information call (800) 404-5137.
Not based on credit score
APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
As Low As
As Low As; Up to $40,000
As low as; Loyalty rate displayed. View details.
As Low As
All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.
As Low As; Up to $40,000
As Low As
No additional details available.
As Low As
As Low As; *
As Low As
Rates As Low As; Limited Time Offer
As Low As; amounts $20,001-$35,000
Los Angeles Debt Consolidation Loan Rates
No additional details available.
Loan Maximum: $50,000
No additional details available.
No additional details available.
As low as (based on term)
Loan Amount: Up to $30,000.00
Los Angeles Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Limited-time Anniversary Perks
No additional details available.
3
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Unsecured, Fixed rate
No additional details available.
Maximum loan amount: $30,000
Minimum advance for closed end signature loans is $1,000. Loans are subject to credit qualification, other fees and conditions may apply.
Maximum loan amount: $30,000
As Low As; Unsecured, Fixed rate
Maximum loan amount: $30,000
Maximum Financing: $20,000
Max. rate
rates as low as
No additional details available.
No additional details available.
As low as; Qualifying balance up to $25,000
As Low As; Signature APR as low as 6.75%
No additional details available.
No additional details available.
As low as; Qualifying balance up to $25,000
As Low As; Up to Intro Rate 18.39%
rates as low as
No additional details available.
Los Angeles, CA Personal Loan Rate Trends
Compare local Los Angeles, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates fell 0.203 points over the past 7 days to 9.928% APR.
California signature loan rates rose 0.081 points over the past 7 days to 11.526% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Angeles, California personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Los Angeles, California directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Los Angeles, California. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Los Angeles, California?
What are the best personal loan rates in Los Angeles, California?
- SAG AFTRA Federal Credit Union: 3.99% (2025 & Newer Model Years Loan)
- SchoolsFirst Federal Credit Union: 5.00% (Computer Loan)
- Fox Federal Credit Union: 5.24% (Loan)
- Justice Federal Credit Union: 6.50% (Personal Loan)
- Credit Union of Southern California: 7.24% (New Quads/ Side by Side Loan)
Los Angeles, California Rates & Resources
Personal Loan Calculators
