Best Personal Loan Rates in Los Angeles, California (CA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to California borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Los Angeles, California include: USC Credit UnionUSC Credit Union3720 S Flower St FL 4, Los Angeles, CA, 90089A+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR, Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Actors Federal Credit UnionActors Federal Credit Union5757 Wilshire Blvd, Los Angeles, CA, 90036 3684B+4.8 ★Texas Ratio: 17.91% offering Musical Instruments Loans Tier Two - Loans up to $250,000 at 5.49% APR, Schools Federal Credit UnionSchools Federal Credit Union850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131A+5.0 ★Texas Ratio: 1.31% offering Relocation Loan at 5.90% APR, and Banner BankBanner Bank7182 Beverly Blvd, Los Angeles, CA, 90036A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Los Angeles has 28 local institutions in our database, with personal loan rates as low as 3.99% APR from USC Credit Union at 3720 S Flower St FL 4, Los Angeles, CA, 90089. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Los Angeles, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Los Angeles, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
GoGreen Loan
3.99%
▼
APR3.99%
Last UpdatedApril 15, 2026
Details
As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Computer Loan
4.49%
▼
APR4.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
GoGreen Loan
4.49%
▼
APR4.49%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 15, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 15, 2026
Details
$50,000; As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Certificate Program Loan
5.90%
▼
APR5.90%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Relocation Loan
5.90%
▼
APR5.90%
Last UpdatedApril 15, 2026
Details
Borrow up to $5,000
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
7182 Beverly Blvd, Los Angeles, CA, 90036
QuickStep Equipment Loan
6.29%
▼
APR6.29%
Last UpdatedApril 15, 2026
Details
As Low As; 5-Year fixed rate
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
2nd Trust Deed Fixed Loan Programs 5 year
6.50%
▼
APR6.50%
Last UpdatedApril 15, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA, 90012 3745
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
2nd Trust Deed Fixed Loan Programs 7 year
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
2nd Trust Deed Fixed Loan Programs 10 year
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
7001 S Central Ave Rm 100, Los Angeles, CA, 90052 4200
Tax Season Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Limited-Time Offer
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
$10,000; As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Special Curriculum Loan
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
As Low As; Rate reflects a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU account. Rate, terms and conditions may vary based on creditworthiness, amount financed and program qualifications.
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Union Dues Loans
8.90%
▼
APR8.90%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount: $500-$40,000
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required - Terms up to 120 months
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
9.30%
▼
APR9.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA, 90012 3745
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA, 90012 3745
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
2365 E Century Blvd Ste 3B, Los Angeles, CA, 90002
Loan
9.74%
▼
APR9.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
Water and Power Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1053 W Sunset Blvd, Los Angeles, CA, 90012 2134
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As; for up to 60 months.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Balance Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Title Loans
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
As Low As
JACom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
10.05%
▼
APR10.05%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Balance Consolidation Loan
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
No additional details available.
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
10.40%
▼
APR10.40%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Balance Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
SIGNATURE 12
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Los Angeles Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
1880 Academy Dr, Los Angeles, CA, 90012 1001
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Title Loans
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
SIGNATURE
10.65%
▼
APR10.65%
Last UpdatedApril 15, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Balance Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Balance Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Title Loans
11.00%
▼
APR11.00%
Last UpdatedApril 15, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Signature
11.15%
▼
APR11.15%
Last UpdatedApril 15, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
11.15%
▼
APR11.15%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
11.30%
▼
APR11.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Signature loan
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As; One lump-sum, predictable payments
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Title Loans
11.50%
▼
APR11.50%
Last UpdatedApril 15, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Personal Loans Signature Loan
11.74%
▼
APR11.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
New Personal Computer Loans
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Personal Unsecured Emergency
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Personal Unsecured ("Signature")
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Unsecured loans
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Title Loans
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA, 90036 3792
Unsecured Signature Loan
12.40%
▼
APR12.40%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Signature Rewards Platinum
12.49%
▼
APR12.49%
Last UpdatedApril 15, 2026
Details
variable
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Unsecured loans
12.50%
▼
APR12.50%
Last UpdatedApril 15, 2026
Details
As Low As
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
7001 S Central Ave Rm 100, Los Angeles, CA, 90052 4200
Signature Loan
12.74%
▼
APR12.74%
Last UpdatedApril 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Unsecured loans
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount $250-$40,000
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
13.24%
▼
APR13.24%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
13.30%
▼
APR13.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Unsecured loans
13.50%
▼
APR13.50%
Last UpdatedApril 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Unsecured loans
14.00%
▼
APR14.00%
Last UpdatedApril 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
Personal Loan
15.95%
▼
APR15.95%
Last UpdatedApril 15, 2026
Details
Up to $25,000; As Low As
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Personal Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Life Flex Loan
18.50%
▼
APR18.50%
Last UpdatedApril 15, 2026
Details
As Low As; You need cash fast, for larger expenses
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Ready Funds Loan
19.50%
▼
APR19.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Everyday Loan
28.00%
▼
APR28.00%
Last UpdatedApril 15, 2026
Details
$20 processing fee
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Early Payday (Payday Loan Alternative)
28.00%
▼
APR28.00%
Last UpdatedApril 15, 2026
Details
Not based on credit score
APR3.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Recreational Loans
4.00%
▼
APR4.00%
Last UpdatedApril 15, 2026
Details
As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Credit Builder Loan
4.00%
▼
APR4.00%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum term 48 months; Up to $10,000
APR4.24%
Last UpdatedApril 15, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Title Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As
Matadors Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Solar Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
4.85%
▼
APR4.85%
Last UpdatedApril 15, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 15, 2026
Details
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
APR5.00%
Last UpdatedApril 15, 2026
Details
As Low As
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Computer Loan
5.00%
▼
APR5.00%
Last UpdatedApril 15, 2026
Details
$3,000 Max
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.19%
▼
APR5.19%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Church Loan
5.40%
▼
APR5.40%
Last UpdatedApril 15, 2026
Details
As Low As
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
5.46%
▼
APR5.46%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 15, 2026
Details
As Low As; (Fixed); Must use a State-Approved Contractor
APR5.50%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
5.59%
▼
APR5.59%
Last UpdatedApril 15, 2026
Details
No additional details available.
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.59%
▼
APR5.59%
Last UpdatedApril 15, 2026
Details
As Low As
Befit Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
TPMG Loan
5.69%
▼
APR5.69%
Last UpdatedApril 15, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
HOLIDAY/VACATION LOAN - Max.
5.69%
▼
APR5.69%
Last UpdatedApril 15, 2026
Details
$2,500; As Low As
APR5.69%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
10 Year Fixed High Balance Rate Loans
5.70%
▼
APR5.70%
Last UpdatedApril 15, 2026
Details
No additional details available.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
10 Year Fixed High Balance Rate Loans
5.73%
▼
APR5.73%
Last UpdatedApril 15, 2026
Details
No additional details available.
Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Go Green Loan Solar Battery Storage or Solar + Battery Bundle
5.74%
▼
APR5.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR5.75%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.84%
▼
APR5.84%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.90%
Last UpdatedApril 15, 2026
Details
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
APR5.94%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 24 months
APR5.99%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
APR6.00%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
6.24%
▼
APR6.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.24%
▼
APR6.24%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
Require checking with Direct Deposit
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.30%
Last UpdatedApril 15, 2026
Details
As Low As; Primary Residence
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As; (Fixed)
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 60 months
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.50%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
6.59%
▼
APR6.59%
Last UpdatedApril 15, 2026
Details
No additional details available.
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Installment Loans
6.63%
▼
APR6.63%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.79%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 72 months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 15, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Tax Time Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 15, 2026
Details
As Low As
Beverly Hills City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Up to $50,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Alternative Energy Loans Solar
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Solar loans will have a UCC Filing attached to them.
APR6.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 84 months
APR6.99%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Energy Efficient Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $40,000
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Technology Loan to $7,500
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
$500; As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.05%
▼
APR7.05%
Last UpdatedApril 15, 2026
Details
$100,000; As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.18%
▼
APR7.18%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
$10,000; As Low As
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
▼
APR7.25%
Last UpdatedApril 15, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedApril 15, 2026
Details
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.28%
▼
APR7.28%
Last UpdatedApril 15, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
10 Year Equity Loan
7.30%
▼
APR7.30%
Last UpdatedApril 15, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 15, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 15, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Solar & Green Living Loans
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 7 Years
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
$20,000; As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
Up to $50,000
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
E-Z Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$100 - $20,000; As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
ECOlogical Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$100 - $60,000; As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Educator Credential Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$2,500-$15,000; As Low As
Greater Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Energy Efficient Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$500 - $2,000
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Energy Efficient Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $40,000
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
up to $250,000; As Low As; 10 year fixed
APR7.60%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
$10,000; As Low As
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 15, 2026
Details
As Low As
San Joaquin Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Energy Efficiency Loan
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans FICO 720 and above
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Contact Credit Union for qualifying terms and individual rates
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Up to $50,000
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Adoption Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
5359 W Centinela Ave, Los Angeles, CA, 90045
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount: $500-$40,000
California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
333 S BEAUDRY AVE STE 215, LOS ANGELES, CA, 90017 5141
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required - Terms up to 120 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
10.40%
▼
APR10.40%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
Los Angeles Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
1880 Academy Dr, Los Angeles, CA, 90012 1001
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
5555 Melrose Ave, Los Angeles, CA, 90038 3989
Personal Loan
11.15%
▼
APR11.15%
Last UpdatedApril 15, 2026
Details
As Low As; Including Rate Discount
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1200 N State St Rm 1649, Los Angeles, CA, 90089 1001
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As; Loan amounts from $500 - $30,000
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
As Low As; One lump-sum, predictable payments
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Personal Loans Signature Loan
11.74%
▼
APR11.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount $250-$40,000
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
3720 S Flower St FL 4, Los Angeles, CA, 90089
Personal Loan
13.24%
▼
APR13.24%
Last UpdatedApril 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
Personal Loan
15.95%
▼
APR15.95%
Last UpdatedApril 15, 2026
Details
Up to $25,000; As Low As
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR4.24%
Last UpdatedApril 15, 2026
Details
As Low As
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Tax Time Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans FICO 720 and above
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
9.30%
▼
APR9.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
10.05%
▼
APR10.05%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
11.30%
▼
APR11.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
13.30%
▼
APR13.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
8632 S Sepulveda Blvd, Los Angeles, CA, 90045 4015
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
Debt Consolidation Loan
10.29%
▼
APR10.29%
Last UpdatedApril 15, 2026
Details
As Low As
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Signature Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.35%
▼
APR12.35%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.40%
▼
APR12.40%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.45%
▼
APR12.45%
Last UpdatedApril 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Special Debt Consolidation
13.49%
▼
APR13.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedApril 15, 2026
Details
As Low As; $30,000 maximum - consolidate your high rate loans
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
14.45%
▼
APR14.45%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
16.44%
▼
APR16.44%
Last UpdatedApril 15, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
9.30%
▼
APR9.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Gateway Plz, Los Angeles, CA, 90012 3745
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Water and Power Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1053 W Sunset Blvd, Los Angeles, CA, 90012 2134
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As; for up to 60 months.
JACom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
10.05%
▼
APR10.05%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
SIGNATURE 12
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
SIGNATURE
10.65%
▼
APR10.65%
Last UpdatedApril 15, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4151 Prospect Ave, Los Angeles, CA, 90027
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
Signature
11.15%
▼
APR11.15%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
11.30%
▼
APR11.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
470 S San Vicente Blvd Fl 1, Los Angeles, CA, 90048 4107
Signature loan
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
300 N Los Angeles St Ste 1244, Los Angeles, CA, 90012 3336
Personal Loans Signature Loan
11.74%
▼
APR11.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Personal Unsecured ("Signature")
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
5757 Wilshire Blvd Ste 124, Los Angeles, CA, 90036 3792
Unsecured Signature Loan
12.40%
▼
APR12.40%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
201 N Los Angeles St, Los Angeles, CA, 90012
Signature Rewards Platinum
12.49%
▼
APR12.49%
Last UpdatedApril 15, 2026
Details
variable
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
7001 S Central Ave Rm 100, Los Angeles, CA, 90052 4200
Signature Loan
12.74%
▼
APR12.74%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA, 90012 2131
Signature/Debt Consolidation
13.30%
▼
APR13.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5300 Melrose Ave Ste 107, Los Angeles, CA, 90038 5115
Personal Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Contact Credit Union for qualifying terms and individual rates
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No home improvement personal loan rates found in Los Angeles, CA currently.
Los Angeles, CA Personal Loan Rate Trends
Compare local Los Angeles, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CA Avg
10.635%
▲ 0.027 vs 7 days ago
California personal loan rates rose 0.027 points over the past 7 days to 10.635% APR.
Signature Loan — CA Avg
11.180%
▲ 0.004 vs 7 days ago
California signature loan rates rose 0.004 points over the past 7 days to 11.180% APR.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in California?
Most lenders in Los Angeles, California require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in California often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Los Angeles, California require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in California?
Yes. Debt consolidation is one of the most common uses of personal loans in Los Angeles, California. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Los Angeles, California?
Credit unions in Los Angeles, California often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Los Angeles, California?
- USC Credit Union: 3.99% (GoGreen Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Actors Federal Credit Union: 5.49% (Musical Instruments Loans Tier Two - Loans up to $250,000)
- Schools Federal Credit Union: 5.90% (Relocation Loan)
- Banner Bank: 6.29% (QuickStep Equipment Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Los Angeles, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026.
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