Best Personal Loan Rates in Upland, California (CA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Upland, California include: Foothill Credit UnionFoothill Credit Union1365 E 19th St Ste F, Upland, CA, 91784 4201A+5.0 ★Texas Ratio: 1.23% offering Technology Loan at 5.90% APR, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union1895 N Campus Ave Ste C, Upland, CA, 91784A+5.0 ★Texas Ratio: 5.68% offering Personal Loan at 7.99% APR, CHAFFEY Federal Credit UnionCHAFFEY Federal Credit Union1024 W Foothill Blvd, Upland, CA, 91786A+5.0 ★Texas Ratio: 2.08% offering Signature Loans at 9.49% APR, Arrowhead Central Credit UnionArrowhead Central Credit Union81 W Foothill Blvd, Upland, CA, 91786 3846A+5.0 ★Texas Ratio: 2.28% offering Signature Loan at 12.99% APR, and KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
Upland has 4 local institutions in our database, with personal loan rates as low as 5.90% APR from Foothill Credit Union at 1365 E 19th St Ste F, Upland, CA, 91784 4201. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Upland, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Upland, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
No additional details available.
As Low As; Rate reflects a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU account. Rate, terms and conditions may vary based on creditworthiness, amount financed and program qualifications.
No additional details available.
As Low As; Advertised rate quoted as of 3/16/2026, estimated payment is $32.04 per month for every $1,000 borrowed at 9.49% for 36 months. Rates are subject to change without notice. Loan subject to credit approval and income verification and is not a firm offer of credit. Other rates and terms available. Applicants will be asked to provide proof of the balance due on their taxes from the 2025 filing year before approval. First payment due 30 days after loan is approved and signed. CFCU is federally insured by the NCUA. If application is approved, check will be made out to the IRS or State.
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As Low As; *APR=Annual Percentage Rate. Max rate discount is 0.75%. Rates displayed reflect that discount. Rates subject to change without notice.
No additional details available.
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As Low As; Personal Loan terms from 1 to 60 Months. Rate range from as low as 10.75% APR up to 18.00% APR maximum. All loans subject to credit approval. Rate and term determined based on creditworthiness. The rate will not increase while the loan is standing. Cannot be combined with any other offer. Credit Union membership required with a minimum deposit of $5.00. Some restrictions apply. Rates and terms subject to change without notice. Speak to a Foothill rep for more info.
As Low As; *APR=Annual Percentage Rate. Max rate discount is 0.75%. Rates displayed reflect that discount. Rates subject to change without notice.
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As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
As Low As; Maximum term 48 months; Up to $10,000
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As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
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$3,000 Max
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As Low As; Maximum Loan Amount: $125,000
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$50,000; As Low As
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$2,500; As Low As
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Borrow up to $5,000
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Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; Maximum Loan Amount: $125,000
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Require checking with Direct Deposit
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As Low As; 5-Year fixed rate
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No additional details available.
Approximate Term: Up to 60 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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No additional details available.
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Approximate Term: Up to 72 months
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As Low As; Up to $40,000
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 84 months
No additional details available.
Solar loans will have a UCC Filing attached to them.
Up to $50,000
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
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$100,000; As Low As
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As Low As; Maximum Loan Amount: $125,000
$10,000; As Low As
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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$20,000; As Low As
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Up to $50,000
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$100 - $20,000; As Low As
$100 - $60,000; As Low As
$2,500-$15,000; As Low As
$500 - $2,000
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up to $250,000; As Low As; 10 year fixed
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$10,000; As Low As
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Limited-Time Offer
Up to $50,000
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As Low As; Maximum Loan Amount: $125,000
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No additional details available.
Contact Credit Union for qualifying terms and individual rates
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As Low As; Personal Loan terms from 1 to 60 Months. Rate range from as low as 10.75% APR up to 18.00% APR maximum. All loans subject to credit approval. Rate and term determined based on creditworthiness. The rate will not increase while the loan is standing. Cannot be combined with any other offer. Credit Union membership required with a minimum deposit of $5.00. Some restrictions apply. Rates and terms subject to change without notice. Speak to a Foothill rep for more info.
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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As Low As; $30,000 maximum - consolidate your high rate loans
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Contact Credit Union for qualifying terms and individual rates
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Upland, CA Personal Loan Rate Trends
Compare local Upland, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.606 points over the past 7 days to 11.978% APR.
California signature loan rates rose 1.353 points over the past 7 days to 11.166% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Upland, California?
What are the best personal loan rates in Upland, California?
- Foothill Credit Union: 5.90% (Technology Loan)
- SchoolsFirst Federal Credit Union: 7.99% (Personal Loan)
- CHAFFEY Federal Credit Union: 9.49% (Signature Loans)
- Arrowhead Central Credit Union: 12.99% (Signature Loan)
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
Personal Loan Calculators
