Best Personal Loan Rates in Jewett City, Connecticut - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jewett City, Connecticut include: Dutch Point Credit UnionDutch Point Credit UnionA+5.0 ★Texas Ratio: 1.68% offering Prime Minus 2% Loan at 4.75% APR, Mutual Security Credit UnionMutual Security Credit UnionA+5.0 ★Texas Ratio: 4.07% offering Hipotecas de tasa ajustable Loan at 4.99% APR, Manchester Municipal Federal Credit UnionManchester Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering 5 year Loan at 4.99% APR, Sikorsky Credit UnionSikorsky Credit UnionA+5.0 ★Texas Ratio: 1.09% offering 8 Yr. Advantage Mtg. Loan at 5.11% APR, and New Haven County Credit UnionNew Haven County Credit UnionA+5.0 ★Texas Ratio: 5.27% offering Loan at 5.25% APR. Personal loan rates as of July 27, 2026 according to verified data from MonitorBankRates.
Jewett City borrowers have access to 37 lenders serving the Connecticut area, with personal loan rates as low as 4.75% APR from Dutch Point Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jewett City, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jewett City, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 27, 2026
Jewett City Personal Loan Rates
Rate: Prime Minus 2% APR* For the First 12 Billing Cycles
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Terms and Conditions
Terms and Conditions
As Low As
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Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
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Over $10,000 requires collateral/comaker
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Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
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up to $5,000.00
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F
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Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
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Rates as low as 7.45% APR; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
F
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Over $20,000.00
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Limits Apply
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As Low As; Rates as low as 7.99% APR.
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As Low As
As low as; **
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As Low As
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As low as; **
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Over $20,000.00
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Over $10,000 requires collateral/comaker
As Low As; APR*
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As Low As
As Low As
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As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.; Maximum loan amount $15,000.; Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69.; Rates are subject to change without notice.; APR= Annual Percentage Rate; Rates are effective as of 01/13/26.
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Limits Apply
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Fair Isaac Scores: 730 +
As Low As
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Credit Score: 720+
As Low As
As Low As
Over $10,000 requires collateral/comaker
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
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As Low As
$0.00-$20,000.00
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Call 800-628-2265 for the actual APR for your loan.
As Low As
As Low As
Over $10,000 requires collateral/comaker
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As Low As
Minimum Loan Amount: $500
As Low As
As Low As
Total loan amount cannot exceed $15,000.
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As Low As
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Fair Isaac Scores: 680-729
As Low As
As Low As
F
No additional details available.
Rates as low as 9.99% APR, which includes a 0.5% discount for enrolling in automatic payments. Your APR may be as high as 17.49% for the term of your loan. The lowest rate quoted assumes excellent credit, a loan term of 36 or 48 months, and includes a 0.5% APR discount for enrollment in automatic payments at the time of loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi. If you are in default, your APR may increase by 2.00%. Rates subject to change without notice.
$500; As low as; **
Credit Score: 680 - 719
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As Low As
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Total loan amount cannot exceed $15,000.
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As Low As
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
as Low as 10.61%
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Total loan amount cannot exceed $15,000.
As Low As
F
Minimum Loan Amount: $500
As low as; Personal Loans
Credit Score: 620 - 679
As Low As
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
As low as; Personal Loans
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As Low As
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
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As low as; Personal Loans
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Fair Isaac Scores: 640-679
F
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up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
Credit Score: 600 - 619
F
No additional details available.
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As Low As
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
$10,000; Negative credit could adversely affect rate
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Jewett City Personal Loan Rates
Rates as low as 7.45% APR; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
As Low As; Rates as low as 7.99% APR.
As Low As
No additional details available.
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No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.; Maximum loan amount $15,000.; Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69.; Rates are subject to change without notice.; APR= Annual Percentage Rate; Rates are effective as of 01/13/26.
No additional details available.
Credit Score: 720+
As Low As
As Low As
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Call 800-628-2265 for the actual APR for your loan.
As Low As
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As Low As
As Low As
Total loan amount cannot exceed $15,000.
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As Low As
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As Low As
As Low As
Rates as low as 9.99% APR, which includes a 0.5% discount for enrolling in automatic payments. Your APR may be as high as 17.49% for the term of your loan. The lowest rate quoted assumes excellent credit, a loan term of 36 or 48 months, and includes a 0.5% APR discount for enrollment in automatic payments at the time of loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi. If you are in default, your APR may increase by 2.00%. Rates subject to change without notice.
Credit Score: 680 - 719
No additional details available.
Total loan amount cannot exceed $15,000.
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As Low As
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
Total loan amount cannot exceed $15,000.
Credit Score: 620 - 679
As low as; Personal Loans
As Low As
As Low As
As low as; Personal Loans
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As Low As
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As low as; Personal Loans
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Credit Score: 600 - 619
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As Low As
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Jewett City Debt Consolidation Loan Rates
Minimum Loan Amount: $500
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As low as; Debt Consolidation Loans
Jewett City Signature Loan Rates
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As Low As
$500; As low as; **
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as Low as 10.61%
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Jewett City, CT Personal Loan Rate Trends
Compare local Jewett City, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates fell 0.362 points over the past 7 days to 11.541% APR.
Connecticut signature loan rates currently average 9.534% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Jewett City, Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Jewett City, Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Jewett City, Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Jewett City, Connecticut?
What are the best personal loan rates in Jewett City, Connecticut?
- Dutch Point Credit Union: 4.75% (Prime Minus 2% Loan)
- Mutual Security Credit Union: 4.99% (Hipotecas de tasa ajustable Loan)
- Manchester Municipal Federal Credit Union: 4.99% (5 year Loan)
- Sikorsky Credit Union: 5.11% (8 Yr. Advantage Mtg. Loan)
- New Haven County Credit Union: 5.25% (Loan)
Jewett City, Connecticut Rates & Resources
Personal Loan Calculators
