Best Personal Loan Rates in New Haven, Connecticut (CT) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Connecticut borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in New Haven, Connecticut include: Citizens BankCitizens Bank39 Church St, New Haven, CT, 06510A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union395 Whalley Ave, New Haven, CT, 06511A5.0 ★Texas Ratio: 8.21% offering Personal Loan at 6.50% APR, TD BankTD Bank994 Chapel St, New Haven, CT, 06510A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, The New Haven Police and Municipal Federal Credit UnionThe New Haven Police and Municipal Federal Credit Union1 Union Ave, New Haven, CT, 06519A5.0 ★Texas Ratio: 9.66% offering UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS at 8.99% APR, and Scient Federal Credit UnionScient Federal Credit Union50 Brewery St, New Haven, CT, 06511A+5.0 ★Texas Ratio: 1.42% offering Personal Loans at 9.49% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
New Haven has 9 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 39 Church St, New Haven, CT, 06510. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Haven, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Haven, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
39 Church St, New Haven, CT, 06510
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 9, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
39 Church St, New Haven, CT, 06510
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 9, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
39 Church St, New Haven, CT, 06510
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedApril 9, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 9, 2026
Details
As Low As; Special fixed up to 15 months!
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 9, 2026
Details
As Low As; Fixed up to 36 months
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
994 Chapel St, New Haven, CT, 06510
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
50 Brewery St, New Haven, CT, 06511
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
50 Brewery St, New Haven, CT, 06511
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As; Fixed up to 60 months
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
39 Church St, New Haven, CT, 06510
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
Fixed rates
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
200 Orange St, New Haven, CT, 06510
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
As Low As
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT, 06515
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
39 Church St, New Haven, CT, 06510
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedApril 9, 2026
Details
Variable rates
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
10.49%
▼
APR10.49%
Last UpdatedApril 9, 2026
Details
Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
555 George St, New Haven, CT, 06511 5301
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 9, 2026
Details
Up to 36 Months
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
555 George St, New Haven, CT, 06511 5301
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 9, 2026
Details
37 to 60 Months
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
12.49%
▼
APR12.49%
Last UpdatedApril 9, 2026
Details
Credit Score 600-649; Debt Ratio 32%; Max Loan $6,000; Co-Signer $10,000
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT, 06510
Debt Consolidation Loan
13.50%
▼
APR13.50%
Last UpdatedApril 9, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
14.99%
▼
APR14.99%
Last UpdatedApril 9, 2026
Details
Credit Score 580-599; Debt Ratio 50%; Max Loan $5,000; Co-Signer $10,000
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Short Term Loan
5.00%
▼
APR5.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedApril 9, 2026
Details
Maximum of $5,000.00
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedApril 9, 2026
Details
Use the money in your account as Collateral for a loan
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR5.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
5.75%
▼
APR5.75%
Last UpdatedApril 9, 2026
Details
$125,000
APR5.99%
Last UpdatedApril 9, 2026
Details
No Prepayment Penalty
APR5.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.00%
▼
APR6.00%
Last UpdatedApril 9, 2026
Details
up to $300,000; As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.24%
▼
APR6.24%
Last UpdatedApril 9, 2026
Details
As Low As; auto pay
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.25%
▼
APR6.25%
Last UpdatedApril 9, 2026
Details
up to $300,000; As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
6.25%
▼
APR6.25%
Last UpdatedApril 9, 2026
Details
$125,000
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.49%
▼
APR6.49%
Last UpdatedApril 9, 2026
Details
Over $10,000 requires collateral/comaker
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 9, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
FLEX Loan
6.95%
▼
APR6.95%
Last UpdatedApril 9, 2026
Details
Borrow up to $5,000.00 for a term of one year.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
LOAN SPECIAl
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
MAX $5,000
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Loan Special
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
$2,500 MAX
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Smart-E Loan - Max APR
6.99%
▼
APR6.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
7.00%
▼
APR7.00%
Last UpdatedApril 9, 2026
Details
$125,000
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.00%
▼
APR7.00%
Last UpdatedApril 9, 2026
Details
up to $300,000; As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Tax Liability Loans
7.25%
▼
APR7.25%
Last UpdatedApril 9, 2026
Details
As Low As; Loan terms up to 24 months; Borrow up to $5,000; Payments made directly to the Department of Revenue Services
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.25%
▼
APR7.25%
Last UpdatedApril 9, 2026
Details
up to $300,000; As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 9, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Smart-E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
7.49%
▼
APR7.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 9, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR7.85%
Last UpdatedApril 9, 2026
Details
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Vacation Loan
7.90%
▼
APR7.90%
Last UpdatedApril 9, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 9, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 9, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As; $10,000.00 maximum single signature
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.01%
Last UpdatedApril 9, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 9, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.24%
▼
APR8.24%
Last UpdatedApril 9, 2026
Details
Up to 65% LTV
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured
8.24%
▼
APR8.24%
Last UpdatedApril 9, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured Loan
8.24%
▼
APR8.24%
Last UpdatedApril 9, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 9, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR8.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
Over $10,000 requires collateral/comaker
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
As Low As
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 48 months
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.54%
▼
APR8.54%
Last UpdatedApril 9, 2026
Details
Up to 65% LTV
APR8.59%
Last UpdatedApril 9, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
Up to 65% LTV
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Up to $8,000.00 Max
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 730 plus (A plus)
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Maximum of $20,000.00
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR8.95%
Last UpdatedApril 9, 2026
Details
Fair Isaac Scores: 730 +
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
Qualifying balance up to $20,000.00
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 60 months
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
Over $10,000 requires collateral/comaker
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 9, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
Over $10,000 requires collateral/comaker
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
Maximum of $20,000.00
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
$500 Minimum Loan Amount
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 9, 2026
Details
Total loan amount cannot exceed $15,000.
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 680-729 (A)
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal
9.80%
▼
APR9.80%
Last UpdatedApril 9, 2026
Details
Note 3
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 9, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR9.95%
Last UpdatedApril 9, 2026
Details
Fair Isaac Scores: 680-729
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
PERSONAL (UNSECURED OR COMAKER)
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 9, 2026
Details
As Low As; Special fixed up to 15 months!
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 9, 2026
Details
As Low As; Fixed up to 36 months
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
994 Chapel St, New Haven, CT, 06510
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
50 Brewery St, New Haven, CT, 06511
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
395 Whalley Ave, New Haven, CT, 06511
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As; Fixed up to 60 months
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
200 Orange St, New Haven, CT, 06510
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
As Low As
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT, 06515
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 9, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
10.49%
▼
APR10.49%
Last UpdatedApril 9, 2026
Details
Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
555 George St, New Haven, CT, 06511 5301
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 9, 2026
Details
Up to 36 Months
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
555 George St, New Haven, CT, 06511 5301
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 9, 2026
Details
37 to 60 Months
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
12.49%
▼
APR12.49%
Last UpdatedApril 9, 2026
Details
Credit Score 600-649; Debt Ratio 32%; Max Loan $6,000; Co-Signer $10,000
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
1 Union Ave, New Haven, CT, 06519
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
14.99%
▼
APR14.99%
Last UpdatedApril 9, 2026
Details
Credit Score 580-599; Debt Ratio 50%; Max Loan $5,000; Co-Signer $10,000
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 9, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 9, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 9, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 9, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
No additional details available.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 9, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Maximum of $20,000.00
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
Up to $8,000.00 Max
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 9, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 9, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
APR9.24%
Last UpdatedApril 9, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
Maximum of $20,000.00
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 9, 2026
Details
Total loan amount cannot exceed $15,000.
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 9, 2026
Details
As Low As
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
As Low As
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 9, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 9, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT, 06510
Debt Consolidation Loan
13.50%
▼
APR13.50%
Last UpdatedApril 9, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
$500 Minimum Loan Amount
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 9, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Debt Consolidation Loan
10.90%
▼
APR10.90%
Last UpdatedApril 9, 2026
Details
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedApril 9, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Debt Consolidation Loan
12.50%
▼
APR12.50%
Last UpdatedApril 9, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Debt Consolidation Loans
13.99%
▼
APR13.99%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedApril 9, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
15.24%
▼
APR15.24%
Last UpdatedApril 9, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
50 Brewery St, New Haven, CT, 06511
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 9, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 9, 2026
Details
As Low As; $10,000.00 maximum single signature
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 9, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 9, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 9, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 9, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 9, 2026
Details
As Low As
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 9, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in New Haven, CT currently.
New Haven, CT Personal Loan Rate Trends
Compare local New Haven, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CT Avg
10.804%
▲ 0.109 vs 7 days ago
Connecticut personal loan rates rose 0.109 points over the past 7 days to 10.804% APR.
Signature Loan — CT Avg
10.655%
▼ 0.435 vs 7 days ago
Connecticut signature loan rates fell 0.435 points over the past 7 days to 10.655% APR.
As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
Most lenders in New Haven, Connecticut require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Connecticut often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in New Haven, Connecticut require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Connecticut?
Yes. Debt consolidation is one of the most common uses of personal loans in New Haven, Connecticut. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in New Haven, Connecticut?
Credit unions in New Haven, Connecticut often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in New Haven, Connecticut?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- General Electric Employees Federal Credit Union: 6.50% (Personal Loan)
- TD Bank: 7.99% (Personal Loan)
- The New Haven Police and Municipal Federal Credit Union: 8.99% (UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS)
- Scient Federal Credit Union: 9.49% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Haven, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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