Current personal loan options available to borrowers in Oxford, Connecticut include: Ion BankIon Bank71 Oxford Rd, Oxford, CT, 06478A5.0 ★Texas Ratio: 10.95% offering Personal Unsecured 1 Year at 14.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Metropolitan District Employees Credit UnionMetropolitan District Employees Credit UnionA5.0 ★Texas Ratio: 8.55% offering Short Term Loan at 5.00% APR, Stamford Healthcare Credit UnionStamford Healthcare Credit UnionA+5.0 ★Texas Ratio: 1.05% offering Maximum Loan Amount at 5.75% APR, and Cencap Federal Credit UnionCencap Federal Credit UnionF1.7 ★Texas Ratio: 54.83% offering Energy Saver Loans at 5.75% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Oxford has 1 local institution in our database, with personal loan rates as low as 14.00% APR from Ion Bank at 71 Oxford Rd, Oxford, CT, 06478. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oxford, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oxford, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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Use the money in your account as Collateral for a loan
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Maximum of $5,000.00
$125,000
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up to $300,000; As Low As
As Low As; auto pay
$125,000
up to $300,000; As Low As
Over $10,000 requires collateral/comaker
As Low As; Special fixed up to 15 months!
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Borrow up to $5,000.00 for a term of one year.
MAX $5,000
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As Low As
$125,000
up to $300,000; As Low As
up to $300,000; As Low As
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As Low As; Fixed up to 36 months
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Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
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As Low As; Minimum loan $500.00
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Up to 65% LTV
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Over $10,000 requires collateral/comaker
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As Low As
Up to 65% LTV
Up to 65% LTV
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
As Low As
Maximum of $20,000.00
Fair Isaac Scores Maximum Loan Amount: 730 plus (A plus)
Fair Isaac Scores: 730 +
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Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
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Over $10,000 requires collateral/comaker
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Qualifying balance up to $20,000.00
Over $10,000 requires collateral/comaker
Maximum of $20,000.00
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$500 Minimum Loan Amount
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As Low As; Fixed up to 60 months
Fair Isaac Scores Maximum Loan Amount: 680-729 (A)
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Fair Isaac Scores: 680-729
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As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
As Low As
As Low As; for 48 Months
As Low As
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Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
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As Low As
Maximum of $20,000.00
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As Low As; 5 Year Maximum Term
As Low As
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As Low As
$500 Minimum Loan Amount
As Low As; Special fixed up to 15 months!
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As Low As; Fixed up to 36 months
As Low As
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As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Maximum of $20,000.00
As Low As
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Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
As Low As
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Maximum of $20,000.00
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As Low As; Fixed up to 60 months
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Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
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Maximum of $20,000.00
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$500 Minimum Loan Amount
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As Low As; 5 Year Maximum Term
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As Low As; Minimum loan $500.00
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As Low As; for 48 Months
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Compare local Oxford, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates rose 0.057 points over the past 7 days to 11.069% APR.
Connecticut signature loan rates currently average 10.655% APR.