Best Personal Loan Rates in Waterbury, Connecticut (CT) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Connecticut borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Waterbury, Connecticut include: Thomaston Savings BankThomaston Savings Bank985 Watertown Ave, Waterbury, CT, 06708A5.0 ★Texas Ratio: 6.58% offering Construction Loan at 6.63% APR, WATERBURY POSTAL EMPLOYEESWATERBURY POSTAL EMPLOYEES135 Grand St Rm 209, WATERBURY, CT, 06702 9992A+5.0 ★Texas Ratio: 3.49% offering Unsecured - Personal Loan at 9.50% APR, Police Federal Credit Union Of ConnecticutPolice Federal Credit Union Of Connecticut255 E Main St, Waterbury, CT, 06702 2301A5.0 ★Texas Ratio: 7.60% offering Unsecured Signature at 10.25% APR, Skyline Financial Federal Credit UnionSkyline Financial Federal Credit Union3528 E Main St, Waterbury, CT, 06705A5.0 ★Texas Ratio: 13.83% offering Personal Loans at 12.00% APR, and Ion BankIon Bank910 Wolcott St, Waterbury, CT, 06705A5.0 ★Texas Ratio: 10.95% offering Personal Unsecured 1 Year at 14.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Waterbury has 5 local institutions in our database, with personal loan rates as low as 6.63% APR from Thomaston Savings Bank at 985 Watertown Ave, Waterbury, CT, 06708. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Waterbury, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Waterbury, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
985 Watertown Ave, Waterbury, CT, 06708
Construction Loan
6.63%
▼
APR6.63%
Last UpdatedApril 12, 2026
Details
No additional details available.
Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
985 Watertown Ave, Waterbury, CT, 06708
Land Loan (Other)
7.89%
▼
APR7.89%
Last UpdatedApril 12, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
255 E Main St, Waterbury, CT, 06702 2301
Unsecured Signature
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
13.00%
▼
APR13.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 1 Year
14.00%
▼
APR14.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 2 Years
14.00%
▼
APR14.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 3 Years
14.00%
▼
APR14.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
910 Wolcott St, Waterbury, CT, 06705
Personal Unsecured 4 Years
14.00%
▼
APR14.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Co-Signer
15.00%
▼
APR15.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
Maximum of $5,000.00
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Short Term Loan
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
Use the money in your account as Collateral for a loan
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
5.75%
▼
APR5.75%
Last UpdatedApril 12, 2026
Details
$125,000
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR5.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.00%
▼
APR6.00%
Last UpdatedApril 12, 2026
Details
up to $300,000; As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.24%
▼
APR6.24%
Last UpdatedApril 12, 2026
Details
As Low As; auto pay
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
6.25%
▼
APR6.25%
Last UpdatedApril 12, 2026
Details
$125,000
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.25%
▼
APR6.25%
Last UpdatedApril 12, 2026
Details
up to $300,000; As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.49%
▼
APR6.49%
Last UpdatedApril 12, 2026
Details
Over $10,000 requires collateral/comaker
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
As Low As; Special fixed up to 15 months!
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 12, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
FLEX Loan
6.95%
▼
APR6.95%
Last UpdatedApril 12, 2026
Details
Borrow up to $5,000.00 for a term of one year.
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
LOAN SPECIAl
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
MAX $5,000
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Smart-E Loan - Max APR
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
$125,000
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
up to $300,000; As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
up to $300,000; As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 12, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 12, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Smart-E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 12, 2026
Details
As Low As; Fixed up to 36 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.84%
Last UpdatedApril 12, 2026
Details
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Vacation Loan
7.90%
▼
APR7.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 12, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Minimum loan $500.00
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 12, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
Up to 65% LTV
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured Loan
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 12, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
Over $10,000 requires collateral/comaker
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 48 months
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.54%
▼
APR8.54%
Last UpdatedApril 12, 2026
Details
Up to 65% LTV
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 12, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.74%
▼
APR8.74%
Last UpdatedApril 12, 2026
Details
Up to 65% LTV
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 730 plus (A plus)
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
APR8.95%
Last UpdatedApril 12, 2026
Details
Fair Isaac Scores: 730 +
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Personal
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
Qualifying balance up to $20,000.00
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 60 months
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
Over $10,000 requires collateral/comaker
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
Over $10,000 requires collateral/comaker
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
$500 Minimum Loan Amount
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As; Fixed up to 60 months
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 680-729 (A)
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal
9.80%
▼
APR9.80%
Last UpdatedApril 12, 2026
Details
Note 3
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 12, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 12, 2026
Details
Fair Isaac Scores: 680-729
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
PERSONAL (UNSECURED OR COMAKER)
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
As Low As
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 48 month Premier Accounts
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
As Low As
Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Signature (Unsecured Personal) Loan
10.21%
▼
APR10.21%
Last UpdatedApril 12, 2026
Details
As Low As; for 48 Months
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 12, 2026
Details
As Low As
Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Hold
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Holder
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
APR10.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
As Low As
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan 12 Months
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
As Low As
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
Unsecured
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
Total loan amount cannot exceed $15,000.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT, 06705
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
As Low As; Special fixed up to 15 months!
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 12, 2026
Details
As Low As; Fixed up to 36 months
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 12, 2026
Details
No additional details available.
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 12, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 12, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
As Low As
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 12, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 12, 2026
Details
As Low As; Fixed up to 60 months
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
As Low As
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 48 month Premier Accounts
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 12, 2026
Details
As Low As
Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Hold
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Holder
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
Credit Score 650-699; Debt Ratio 38%; Max Loan $8,000; Co-Signer $15,000
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
As Low As
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan 12 Months
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
Maximum of $20,000.00
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
$500 Minimum Loan Amount
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Debt Consolidation Loan
10.90%
▼
APR10.90%
Last UpdatedApril 12, 2026
Details
As Low As; 5 Year Maximum Term
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 12, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Debt Consolidation Loan
12.50%
▼
APR12.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Debt Consolidation Loans
13.99%
▼
APR13.99%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedApril 12, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
15.24%
▼
APR15.24%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
255 E Main St, Waterbury, CT, 06702 2301
Unsecured Signature
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Minimum loan $500.00
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 12, 2026
Details
As Low As
Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Signature (Unsecured Personal) Loan
10.21%
▼
APR10.21%
Last UpdatedApril 12, 2026
Details
As Low As; for 48 Months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Waterbury, CT currently.
Waterbury, CT Personal Loan Rate Trends
Compare local Waterbury, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CT Avg
11.013%
▲ 0.215 vs 7 days ago
Connecticut personal loan rates rose 0.215 points over the past 7 days to 11.013% APR.
Signature Loan — CT Avg
10.655%
Unchanged vs 7 days ago
Connecticut signature loan rates currently average 10.655% APR.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
Most lenders in Waterbury, Connecticut require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Connecticut often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Waterbury, Connecticut require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Connecticut?
Yes. Debt consolidation is one of the most common uses of personal loans in Waterbury, Connecticut. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Waterbury, Connecticut?
Credit unions in Waterbury, Connecticut often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Waterbury, Connecticut?
- Thomaston Savings Bank: 6.63% (Construction Loan)
- WATERBURY POSTAL EMPLOYEES: 9.50% (Unsecured - Personal Loan)
- Police Federal Credit Union Of Connecticut: 10.25% (Unsecured Signature)
- Skyline Financial Federal Credit Union: 12.00% (Personal Loans)
- Ion Bank: 14.00% (Personal Unsecured 1 Year)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Waterbury, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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