Best Personal Loan Rates in Woodstock, Georgia (GA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Woodstock, Georgia include: Credit Union of Georgia Credit UnionCredit Union of Georgia Credit Union3048 Eagle Dr, Woodstock, GA, 30189 5531A+5.0 ★Texas Ratio: 5.89% offering Land Loans at 6.99% APR, Coosa Valley Credit UnionCoosa Valley Credit Union12178 SR 92 N, Woodstock, GA, 30188A5.0 ★Texas Ratio: 6.64% offering Personal Loan at 6.99% APR, Delta Community Credit UnionDelta Community Credit Union285 Molly Ln, Woodstock, GA, 30189 3713A+5.0 ★Texas Ratio: 1.57% offering Personal Loans at 8.75% APR, Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, and Coca Cola Federal Credit UnionCoca Cola Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% offering CERTIFICATE LOANS at 4.25% APR. Personal loan rates as of April 13, 2026 according to verified data from MonitorBankRates.
Woodstock has 3 local institutions in our database, with personal loan rates as low as 6.99% APR from Credit Union of Georgia Credit Union at 3048 Eagle Dr, Woodstock, GA, 30189 5531. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Woodstock, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Woodstock, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 13, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Land Loans
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12178 SR 92 N, Woodstock, GA, 30188
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Qualifications Required: approved credit; enrollment in direct deposit; As Low As; Rates expressed as APR - Annual Percentage Rate.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12178 SR 92 N, Woodstock, GA, 30188
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Land Loans
4.00%
▼
APR4.00%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 15, 2026
Details
Fixed at 5.00% up to 5 years
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 15, 2026
Details
This APR will vary with the market based on the dividend rate.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.49%
▼
APR5.49%
Last UpdatedApril 15, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.65%
▼
APR5.65%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.75%
Last UpdatedApril 15, 2026
Details
up to 240 months
APR5.75%
Last UpdatedApril 15, 2026
Details
up to 180 months
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 15, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 15, 2026
Details
Fixed at 5.99% up to 5 years
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
Credit Establishing Loan
6.00%
▼
APR6.00%
Last UpdatedApril 15, 2026
Details
with no credit history
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
LAND LOAN 20 YR
6.14%
▼
APR6.14%
Last UpdatedApril 15, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
6.69%
▼
APR6.69%
Last UpdatedApril 15, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 15, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedApril 15, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $25,000
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
8.20%
▼
APR8.20%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 15, 2026
Details
As Low As; Up to 60 months
APR8.95%
Last UpdatedApril 15, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
A+ (720 and Up)
Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Personal
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
9.20%
▼
APR9.20%
Last UpdatedApril 15, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As high as
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
As Low As
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Afford Life Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Light Up Your Life Loan / Holiday Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Vacation Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
APR9.90%
Last UpdatedApril 15, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 15, 2026
Details
As Low As; up to 60 months
APR9.95%
Last UpdatedApril 15, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
A (685 - 719)
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 15, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 15, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 15, 2026
Details
>$5,000 - Up to 48 Months <$5,000 - Up to 36 Months
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As; *all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
10.99%
▼
APR10.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
Rates are determined based on your credit score.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
Loan Amount Up to $1,000.00
APR11.50%
Last UpdatedApril 15, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedApril 15, 2026
Details
up to 48 months
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
Credit Establishing Loan
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As; up to $2500
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
B (655 - 684)
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12-12-12 Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 15, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
APR12.45%
Last UpdatedApril 15, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedApril 15, 2026
Details
up to 48 months
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Borrow up to $10,000 with quick turn-around time
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount $250-$40,000
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 15, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 15, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 15, 2026
Details
D (585 - 619)
APR17.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR17.90%
Last UpdatedApril 15, 2026
Details
7 months maximum
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Signature Loan
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
E (584 or Less)
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Special Loans
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR28.00%
Last UpdatedApril 15, 2026
Details
Loan interest rates could be as low as 2.25% APR (annual percentage rate) up to 28.00% APR. The actual rate will depend on your individual credit rating and the collateral age/value if considered.
Ware County School Employees FCU
Institution Rating:
A+5.0 ★
Short Term Small Amount Loans
28.00%
▼
APR28.00%
Last UpdatedApril 15, 2026
Details
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12178 SR 92 N, Woodstock, GA, 30188
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Qualifications Required: approved credit; enrollment in direct deposit; As Low As; Rates expressed as APR - Annual Percentage Rate.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12178 SR 92 N, Woodstock, GA, 30188
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
285 Molly Ln, Woodstock, GA, 30189 3713
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 15, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 15, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 15, 2026
Details
As Low As; Up to 60 months
APR8.95%
Last UpdatedApril 15, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 15, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 15, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Afford Life Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Light Up Your Life Loan / Holiday Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Vacation Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
APR9.90%
Last UpdatedApril 15, 2026
Details
As Low As; up to 60 months
APR9.95%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 15, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 15, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As; *all rates based on creditworthiness
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 15, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 15, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR12.45%
Last UpdatedApril 15, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Borrow up to $10,000 with quick turn-around time
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 15, 2026
Details
As Low As; Loan Amount $250-$40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 15, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 15, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 15, 2026
Details
As Low As
APR17.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Signature Loan
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $25,000
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
A+ (720 and Up)
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As high as
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Afford Life Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Light Up Your Life Loan / Holiday Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Vacation Loan
9.90%
▼
APR9.90%
Last UpdatedApril 15, 2026
Details
Base Rate
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 15, 2026
Details
A (685 - 719)
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 15, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
Rates are determined based on your credit score.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedApril 15, 2026
Details
up to 48 months
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
B (655 - 684)
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedApril 15, 2026
Details
up to 48 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 12.99% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 15, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 15, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 15, 2026
Details
D (585 - 619)
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Personal Loans (Signature, Vacation, Afford Life and Light Up Your Life) Signature Loan
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 15, 2026
Details
E (584 or Less)
Powered by
MonitorBankRates
No home improvement personal loan rates found in Woodstock, GA currently.
Woodstock, GA Personal Loan Rate Trends
Compare local Woodstock, GA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
9.647%
▲ 0.069 vs 7 days ago
Georgia personal loan rates rose 0.069 points over the past 7 days to 9.647% APR.
Signature Loan — GA Avg
11.164%
▼ 0.068 vs 7 days ago
Georgia signature loan rates fell 0.068 points over the past 7 days to 11.164% APR.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Woodstock, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Woodstock, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Woodstock, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Woodstock, Georgia?
Credit unions in Woodstock, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Woodstock, Georgia?
- Credit Union of Georgia Credit Union: 6.99% (Land Loans)
- Coosa Valley Credit Union: 6.99% (Personal Loan)
- Delta Community Credit Union: 8.75% (Personal Loans)
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Coca Cola Federal Credit Union: 4.25% (CERTIFICATE LOANS)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Woodstock, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 13, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking