Best Personal Loan Rates in Kapolei, Hawaii (HI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Kapolei, Hawaii include: Hawaii Law Enforcement Federal Credit UnionHawaii Law Enforcement Federal Credit UnionCrossroads at Kapolei, Kapolei, HI, 96707A+5.0 ★Texas Ratio: 2.77% offering Renewable Energy Loan at 5.00% APR, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union91 600 Farrington Hwy, Kapolei, HI, 96707A+5.0 ★Texas Ratio: 2.51% offering Signature Loans at 7.50% APR, Hickam Federal Credit UnionHickam Federal Credit Union590 Farrington Hwy Unit 501, Kapolei, HI, 96707 2033A+5.0 ★Texas Ratio: 2.84% offering Personal at 7.50% APR, Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union1001 Kamokila Blvd Ste 104, Kapolei, HI, 96707A+5.0 ★Texas Ratio: 3.29% offering Personal Term Loan - 12 months at 7.99% APR, and HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union920 Kamokila Blvd, Kapolei, HI, 96707A+5.0 ★Texas Ratio: 2.50% offering Personal Loans at 8.50% APR. Personal loan rates as of April 25, 2026 according to verified data from MonitorBankRates.
Kapolei has 6 local institutions in our database, with personal loan rates as low as 5.00% APR from Hawaii Law Enforcement Federal Credit Union at Crossroads at Kapolei, Kapolei, HI, 96707. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kapolei, Hawaii.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kapolei, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 25, 2026
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Offer available with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. Without automatic payment, the APR will be 0.25 percentage point higher and may result in higher monthly payments. Not valid for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines of credit do not qualify for this offer. Credit union membership is required. Must be a Hawaii resident. Other restrictions may apply.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Spring Loan Special
Rates As Low As
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
No additional details available.
Must provide travel itinerary
As Low As
As Low As
As Low As
As Low As; Spring Loan Special
No additional details available.
As Low As
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
No additional details available.
As Low As; Spring Loan Special
No additional details available.
$15,000; As Low As
No additional details available.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As
As Low As; Contact us about rates
No additional details available.
As Low As; Personal Loan Rates
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $50,000
As Low As; Personal Loan Rates
As Low As
Maximum Loan Amount is $20,000. Lower limits may be applicable.
As Low As
$30,000
As Low As
$15,000; As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Up to $50,000
As Low As; Personal Loan Rates
As Low As
No additional details available.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
Up to $50,000
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
$15,000; As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
No additional details available.
As Low As
As Low As; Personal Loan Rates
As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
No additional details available.
As Low As
As Low As
As Low As
$15,000; As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As; Personal Loan Rates
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
No additional details available.
As Low As
As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
$15,000; As Low As
No additional details available.
As Low As
As Low As
As Low As
$15,000; As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
plus a $25 processing fee
No additional details available.
As Low As
As Low As; Offer available with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. Without automatic payment, the APR will be 0.25 percentage point higher and may result in higher monthly payments. Not valid for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines of credit do not qualify for this offer. Credit union membership is required. Must be a Hawaii resident. Other restrictions may apply.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Rates As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
$15,000; As Low As
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
As Low As
As Low As; Contact us about rates
As Low As; Personal Loan Rates
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
No additional details available.
As Low As
As Low As; Personal Loan Rates
$15,000; As Low As
As Low As
As Low As
No additional details available.
As Low As; Personal Loan Rates
As Low As
No additional details available.
As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
$15,000; As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As; Personal Loan Rates
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
No additional details available.
$15,000; As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
As Low As; Personal Loan Rates
No additional details available.
As Low As
No additional details available.
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
$15,000; As Low As
As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.
As Low As
$15,000; As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
$15,000; As Low As
As Low As
As Low As
$15,000; As Low As
$30,000
Maximum Loan Amount is $20,000. Lower limits may be applicable.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
$15,000; As Low As
No additional details available.
Maximum Loan Amount is $20,000. Lower limits may be applicable.
As Low As
As Low As
As Low As
$15,000; As Low As
As Low As
No additional details available.
As Low As
$15,000; As Low As
As Low As
As Low As
As Low As
$15,000; As Low As
As Low As
As Low As
No additional details available.
No additional details available.
Kapolei, HI Personal Loan Rate Trends
Compare local Kapolei, HI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii personal loan rates fell 0.015 points over the past 7 days to 8.700% APR.
Hawaii signature loan rates currently average 8.412% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Hawaii?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Hawaii?
Are credit unions or banks better for personal loans in Kapolei, Hawaii?
What are the best personal loan rates in Kapolei, Hawaii?
- Hawaii Law Enforcement Federal Credit Union: 5.00% (Renewable Energy Loan)
- Hawaiian Financial Federal Credit Union: 7.50% (Signature Loans)
- Hickam Federal Credit Union: 7.50% (Personal)
- Aloha Pacific Federal Credit Union: 7.99% (Personal Term Loan - 12 months)
- HawaiiUSA Federal Credit Union: 8.50% (Personal Loans)
Personal Loan Calculators
