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Best Personal Loan Rates in Pahala, Hawaii (HI) - April 2026

Current personal loan options available to borrowers in Pahala, Hawaii include: CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union96 3258 Maile St, Pahala, HI, 96777A+5.0 ★Texas Ratio: 0.96% offering Personal Loans at 5.49% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Kauai Teachers Federal Credit UnionKauai Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 2.75% offering Personal Loans at 4.75% APR, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEESA+5.0 ★Texas Ratio: 2.62% offering Bill Consolidation Loan at 4.75% APR, and Valley Isle Community Federal Credit UnionValley Isle Community Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% offering Photovoltaic Loan at 4.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Pahala has 1 local institution in our database, with personal loan rates as low as 5.49% APR from CU Hawaii Federal Credit Union at 96 3258 Maile St, Pahala, HI, 96777. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pahala, Hawaii.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pahala, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Personal Loans
5.49%
APR5.49%
Last UpdatedApril 23, 2026
Details

As Low As

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Future Primary Residence (Balloon)
6.77%
APR6.77%
Last UpdatedApril 23, 2026
Details

No additional details available.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Future Primary Residence (Balloon)
6.84%
APR6.84%
Last UpdatedApril 23, 2026
Details

No additional details available.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Future Primary Residence
6.98%
APR6.98%
Last UpdatedApril 23, 2026
Details

No additional details available.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Investor Residential (Balloon)
7.27%
APR7.27%
Last UpdatedApril 23, 2026
Details

No additional details available.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Investor Residential (Balloon)
7.34%
APR7.34%
Last UpdatedApril 23, 2026
Details

No additional details available.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Vacant Land Loans Investor Residential
7.58%
APR7.58%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
APR4.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
APR4.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
APR4.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
APR4.75%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
4.75%
APR4.75%
Last UpdatedApril 23, 2026
Details

No additional details available.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Photovoltaic Loan
4.99%
APR4.99%
Last UpdatedApril 23, 2026
Details

No additional details available.

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
4.99%
APR4.99%
Last UpdatedApril 23, 2026
Details

As Low As

Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Renewable Energy Loan
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
PV Loans
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

Must provide travel itinerary

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Solar Loans
5.24%
APR5.24%
Last UpdatedApril 23, 2026
Details

As Low As

Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
APR5.25%
Last UpdatedApril 23, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.49%
APR5.49%
Last UpdatedApril 23, 2026
Details

As Low As

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
APR5.50%
Last UpdatedApril 23, 2026
Details

Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
PERSONAL LOANS
5.50%
APR5.50%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
5.50%
APR5.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
5.99%
APR5.99%
Last UpdatedApril 23, 2026
Details

No additional details available.

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Spring Loan Special
5.99%
APR5.99%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Bill Consolidation Loan
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
Personal Loans
6.25%
APR6.25%
Last UpdatedApril 23, 2026
Details

As Low As; Contact us about rates

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.49%
APR6.49%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
APR6.50%
Last UpdatedApril 23, 2026
Details

As Low As

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.50%
APR6.50%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.69%
APR6.69%
Last UpdatedApril 23, 2026
Details

No additional details available.

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans Refinance
6.69%
APR6.69%
Last UpdatedApril 23, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
6.74%
APR6.74%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
APR6.79%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
APR6.79%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
PV/Solar Loans
6.99%
APR6.99%
Last UpdatedApril 23, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
APR6.99%
Last UpdatedApril 23, 2026
Details

Up to $50,000

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Signature
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

$30,000

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Holiday Loans
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

As Low As

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
APR7.24%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

No additional details available.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
APR7.49%
Last UpdatedApril 23, 2026
Details

Up to $50,000

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hickam Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
7.74%
APR7.74%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
APR7.99%
Last UpdatedApril 23, 2026
Details

Up to $50,000

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
APR7.99%
Last UpdatedApril 23, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
APR7.99%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As; Offer available with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. Without automatic payment, the APR will be 0.25 percentage point higher and may result in higher monthly payments. Not valid for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines of credit do not qualify for this offer. Credit union membership is required. Must be a Hawaii resident. Other restrictions may apply.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
8.74%
APR8.74%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
8.74%
APR8.74%
Last UpdatedApril 23, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
8.99%
APR8.99%
Last UpdatedApril 23, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
9.24%
APR9.24%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Vacant Land Loans
9.47%
APR9.47%
Last UpdatedApril 23, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.49%
APR9.49%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.74%
APR9.74%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
9.74%
APR9.74%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
APR9.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Construction Loans
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

No additional details available.

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
10.24%
APR10.24%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 72 months
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Construction Loans
11.05%
APR11.05%
Last UpdatedApril 23, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
11.50%
APR11.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Unsecured
11.90%
APR11.90%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
15/15/15 Loan
15.00%
APR15.00%
Last UpdatedApril 23, 2026
Details

plus a $25 processing fee

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
96 3258 Maile St, Pahala, HI, 96777
Personal Loans
5.49%
APR5.49%
Last UpdatedApril 23, 2026
Details

As Low As

Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
4.75%
APR4.75%
Last UpdatedApril 23, 2026
Details

As Low As

Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Kauai Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loans
5.25%
APR5.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
PERSONAL LOANS
5.50%
APR5.50%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

As Low As

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
Personal Loans
6.25%
APR6.25%
Last UpdatedApril 23, 2026
Details

As Low As; Contact us about rates

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
6.50%
APR6.50%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loan
6.79%
APR6.79%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Loans
6.79%
APR6.79%
Last UpdatedApril 23, 2026
Details

As Low As

Kahuku Federal Credit Union
Institution Rating:
D3.3 ★Texas Ratio: 36.05%
Personal Loans
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As; .25% rate reduction if loan is set up on Payroll Deduction, Transfer File or Automatic Payments at the time of loan closing.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
7.99%
APR7.99%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As; Offer available with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. Without automatic payment, the APR will be 0.25 percentage point higher and may result in higher monthly payments. Not valid for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines of credit do not qualify for this offer. Credit union membership is required. Must be a Hawaii resident. Other restrictions may apply.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Waialua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

As Low As; APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
APR9.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Personal Loans
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in Pahala, HI currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
APR4.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
APR4.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
5.00%
APR5.00%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
6.00%
APR6.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
APR6.50%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
6.74%
APR6.74%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Signature
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

$30,000

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
APR7.00%
Last UpdatedApril 23, 2026
Details

As Low As

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Signature Loans
7.24%
APR7.24%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
7.25%
APR7.25%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
APR7.50%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
7.74%
APR7.74%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
APR8.00%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
8.25%
APR8.25%
Last UpdatedApril 23, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loans
8.50%
APR8.50%
Last UpdatedApril 23, 2026
Details

Maximum Loan Amount is $20,000. Lower limits may be applicable.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
8.74%
APR8.74%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
8.74%
APR8.74%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
8.75%
APR8.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
8.99%
APR8.99%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 23, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
9.24%
APR9.24%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.25%
APR9.25%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.49%
APR9.49%
Last UpdatedApril 23, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.74%
APR9.74%
Last UpdatedApril 23, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
9.74%
APR9.74%
Last UpdatedApril 23, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans (Signature max.)
9.75%
APR9.75%
Last UpdatedApril 23, 2026
Details

$15,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
9.99%
APR9.99%
Last UpdatedApril 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Signature
10.24%
APR10.24%
Last UpdatedApril 23, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Signature Loan
11.50%
APR11.50%
Last UpdatedApril 23, 2026
Details

No additional details available.

No home improvement personal loan rates found in Pahala, HI currently.

Pahala, HI Personal Loan Rate Trends

Compare local Pahala, HI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Hawaii Personal Loan Trends →
Personal Loan — HI Avg
8.715%
Unchanged vs 7 days ago

Hawaii personal loan rates currently average 8.715% APR.

Signature Loan — HI Avg
8.412%
Unchanged vs 7 days ago

Hawaii signature loan rates currently average 8.412% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Hawaii?

Most lenders in Pahala, Hawaii require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Hawaii often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Pahala, Hawaii require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Hawaii?

Yes. Debt consolidation is one of the most common uses of personal loans in Pahala, Hawaii. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Pahala, Hawaii?

Credit unions in Pahala, Hawaii often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Pahala, Hawaii?

  • CU Hawaii Federal Credit Union: 5.49% (Personal Loans)
  • Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
  • Kauai Teachers Federal Credit Union: 4.75% (Personal Loans)
  • HAWAIIAN ELECTRIC EMPLOYEES: 4.75% (Bill Consolidation Loan)
  • Valley Isle Community Federal Credit Union: 4.99% (Photovoltaic Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pahala, Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.