Best Personal Loan Rates in Caldwell, Idaho (ID) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Caldwell, Idaho include: CAPITAL EDUCATORSCAPITAL EDUCATORS2613 Cleveland Blvd, Caldwell, ID, 83605A5.0 ★Texas Ratio: 7.10% offering Educator Loan at 4.00% APR, Rogue Credit UnionRogue Credit Union5213 Cleveland Blvd, Caldwell, ID, 83607 8005A+5.0 ★Texas Ratio: 5.00% offering Personal Loan at 12.75% APR, Northwest Christian Credit UnionNorthwest Christian Credit UnionA+5.0 ★Texas Ratio: 4.47% offering Church/ Ministry Loans at 6.25% APR, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% offering Construction Loan at 6.38% APR, and Numerica Credit UnionNumerica Credit UnionA+5.0 ★Texas Ratio: 2.80% offering Toy Loans1 at 6.74% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Caldwell has 2 local institutions in our database, with personal loan rates as low as 4.00% APR from CAPITAL EDUCATORS at 2613 Cleveland Blvd, Caldwell, ID, 83605. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Caldwell, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Caldwell, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
$1,501 - $3,000
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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Caldwell, ID Personal Loan Rate Trends
Compare local Caldwell, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates rose 0.211 points over the past 7 days to 10.994% APR.
Idaho signature loan rates rose 0.260 points over the past 7 days to 11.942% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Caldwell, Idaho?
What are the best personal loan rates in Caldwell, Idaho?
- CAPITAL EDUCATORS: 4.00% (Educator Loan)
- Rogue Credit Union: 12.75% (Personal Loan)
- Northwest Christian Credit Union: 6.25% (Church/ Ministry Loans)
- Mountain America Federal Credit Union: 6.38% (Construction Loan)
- Numerica Credit Union: 6.74% (Toy Loans1)
Personal Loan Calculators
