Best Personal Loan Rates in Pocatello, Idaho (ID) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Pocatello, Idaho include: Mountain America Federal Credit UnionMountain America Federal Credit Union1012 Yellowstone Ave, Pocatello, ID, 83201 4419A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.25% APR, Connections Credit UnionConnections Credit Union1150 N 8th Ave, Pocatello, ID, 83201 5720A5.0 ★Texas Ratio: 10.96% offering Signature Loans at 8.25% APR, Idaho Central Credit UnionIdaho Central Credit Union544 E Benton St, Pocatello, ID, 83201 1011A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR, Westmark Credit UnionWestmark Credit Union333 W Alameda Rd, Pocatello, ID, 83201A+5.0 ★Texas Ratio: 2.97% offering Lifestyle Loan at 11.49% APR, and Frontier Credit UnionFrontier Credit Union1700 Hurley Dr, Pocatello, ID, 83202A5.0 ★Texas Ratio: 6.40% offering Signature Loan at 12.29% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Pocatello has 7 local institutions in our database, with personal loan rates as low as 7.25% APR from Mountain America Federal Credit Union at 1012 Yellowstone Ave, Pocatello, ID, 83201 4419. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pocatello, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pocatello, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; Regular APR: 17.99%
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$1,501 - $3,000
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As Low As; 5-Year fixed rate
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As Low As; Up to 60 months & $10,000 max per member
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
As Low As; Terms from 6 to 60 months
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
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As Low As; to 17.50% APR/OAC
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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As Low As; to 18.00% APR/OAC
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As Low As; to 18.50% APR/OAC
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As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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As Low As
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
As Low As; Terms from 6 to 60 months
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
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As Low As; to 17.50% APR/OAC
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As Low As; to 18.00% APR/OAC
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As Low As; to 18.50% APR/OAC
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; Regular APR: 17.99%
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As Low As; Up to 60 months & $10,000 max per member
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Pocatello, ID Personal Loan Rate Trends
Compare local Pocatello, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates currently average 11.005% APR.
Idaho signature loan rates currently average 11.675% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Pocatello, Idaho?
What are the best personal loan rates in Pocatello, Idaho?
- Mountain America Federal Credit Union: 7.25% (Construction loan)
- Connections Credit Union: 8.25% (Signature Loans)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
- Westmark Credit Union: 11.49% (Lifestyle Loan)
- Frontier Credit Union: 12.29% (Signature Loan)
Personal Loan Calculators
