Best Personal Loan Rates in Post Falls, Idaho (ID) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Post Falls, Idaho include: Mountain America Federal Credit UnionMountain America Federal Credit Union1729 E Seltice Way, Post Falls, ID, 83854A5.0 ★Texas Ratio: 11.38% offering Construction Loan at 6.38% APR, Numerica Credit UnionNumerica Credit Union775 N Highway 41 Ste 4B, Post Falls, ID, 83854A+5.0 ★Texas Ratio: 2.80% offering Toy Loans1 at 6.74% APR, Responders Emergency Services Credit UnionResponders Emergency Services Credit Union3640 E Seltice Way, Post Falls, ID, 83854A+5.0 ★Texas Ratio: 0.00% offering Signature/Unsecured at 8.90% APR, Gesa Credit UnionGesa Credit Union317 S Beck Rd, Post Falls, ID, 83854A+5.0 ★Texas Ratio: 4.63% offering Personal Loan at 10.50% APR, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union3031 E MULLAN AVE, POST FALLS, ID, 83854 8939A+5.0 ★Texas Ratio: 4.34% offering Personal Loan at 10.99% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Post Falls has 5 local institutions in our database, with personal loan rates as low as 6.38% APR from Mountain America Federal Credit Union at 1729 E Seltice Way, Post Falls, ID, 83854. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Post Falls, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Post Falls, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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As Low As; Regular APR: 17.99%
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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Post Falls, ID Personal Loan Rate Trends
Compare local Post Falls, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates rose 0.211 points over the past 7 days to 10.994% APR.
Idaho signature loan rates rose 0.260 points over the past 7 days to 11.942% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Post Falls, Idaho?
What are the best personal loan rates in Post Falls, Idaho?
- Mountain America Federal Credit Union: 6.38% (Construction Loan)
- Numerica Credit Union: 6.74% (Toy Loans1)
- Responders Emergency Services Credit Union: 8.90% (Signature/Unsecured)
- Gesa Credit Union: 10.50% (Personal Loan)
- Potlatch No 1 Financial Credit Union: 10.99% (Personal Loan)
Personal Loan Calculators
