Best Personal Loan Rates in Cicero, Illinois (IL) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Cicero, Illinois include: MWRD Employees Credit UnionMWRD Employees Credit Union6001 W Pershing Rd, Cicero, IL, 60804 4112A+5.0 ★Texas Ratio: 3.45% offering MyChoice Special Loan at 5.49% APR, Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit UnionA+5.0 ★Texas Ratio: 2.50% offering Signature Loan at 3.99% APR, Community Savings Bank Chicago, ILCommunity Savings Bank Chicago, ILA+5.0 ★Texas Ratio: 1.45% offering CSB Relief Loan at 4.00% APR, MembersAlliance Credit UnionMembersAlliance Credit UnionA+5.0 ★Texas Ratio: 2.78% offering Loan Consolidation (5 year) at 4.00% APR, and United Equity Credit UnionUnited Equity Credit UnionA+5.0 ★Texas Ratio: 3.09% offering Personal Loan at 4.50% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Cicero has 1 local institution in our database, with personal loan rates as low as 5.49% APR from MWRD Employees Credit Union at 6001 W Pershing Rd, Cicero, IL, 60804 4112. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cicero, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cicero, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
InstantLoan
25.00%
▼
APR25.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $3000.00
Community Savings Bank Chicago, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
CSB Relief Loan
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
A low 4.00% APR* to keep costs manageable; No payments during draw period; No penalties if you pay it off early; Access up to 90% of your gross monthly pay to help cover essentials; Works like a paycheck; Maximum loan amount of $35,000
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
4.50%
▼
APR4.50%
Last UpdatedApril 8, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedApril 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 8, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 60 Months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 8, 2026
Details
This APR will vary with the market based on the dividend rate.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 8, 2026
Details
As Low As
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 8, 2026
Details
$80K max.
APR5.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedApril 8, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 8, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedApril 8, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 8, 2026
Details
$50,000; As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 8, 2026
Details
As Low As
UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Construction Loan Special
5.54%
▼
APR5.54%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR5.70%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedApril 8, 2026
Details
As Low As
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Construction Loan*
5.80%
▼
APR5.80%
Last UpdatedApril 8, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
12 months
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $6000.00
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As; 72 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
$100.00 application fee
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Vacation Loan
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedApril 8, 2026
Details
$2,000
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 8, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.50%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 60 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedApril 8, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 8, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
APR6.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 8, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
APR6.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 8, 2026
Details
As Low As
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
18 months
APR6.99%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured/Consolidation
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
MAX 72 months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
A+; Up to 12 Months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As; 72 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As; Based on Credit History
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As; $40,000 Min
APR7.50%
Last UpdatedApril 8, 2026
Details
Up to 12 Months
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (75% LTV)
7.51%
▼
APR7.51%
Last UpdatedApril 8, 2026
Details
$35,000
APR7.55%
Last UpdatedApril 8, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 8, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedApril 8, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loan 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.89%
Last UpdatedApril 8, 2026
Details
As Low As; 2012 - 2018
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
APR7.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 8, 2026
Details
$500 - $2,000
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $10000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
24 months
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
APR8.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; $40,000 Min
APR8.00%
Last UpdatedApril 8, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
A; Up to 12 Months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
$10,000; As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 8, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (80% LTV)
8.02%
▼
APR8.02%
Last UpdatedApril 8, 2026
Details
$35,000
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.06%
▼
APR8.06%
Last UpdatedApril 8, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loan 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.09%
Last UpdatedApril 8, 2026
Details
As Low As; 2011 & Older
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedApril 8, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 8, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 8, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.29%
Last UpdatedApril 8, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loan 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedApril 8, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 8, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR8.50%
Last UpdatedApril 8, 2026
Details
24 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
As Low As; $60,000 Min.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
Streator Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Unsecured Loan Special
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
As Low As; UNSECURED LOAN SPECIAL!
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.56%
▼
APR8.56%
Last UpdatedApril 8, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loan 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 8, 2026
Details
As Low As; 2012 - 2018
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedApril 8, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 8, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loan 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.69%
Last UpdatedApril 8, 2026
Details
As Low As; 2019 & Newer
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
4.50%
▼
APR4.50%
Last UpdatedApril 8, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedApril 8, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
12 months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 8, 2026
Details
As Low As; Up to 60 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 8, 2026
Details
As Low As
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
APR6.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 8, 2026
Details
18 months
APR6.99%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As; 72 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As; $40,000 Min
APR7.50%
Last UpdatedApril 8, 2026
Details
Up to 12 Months
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
APR7.90%
Last UpdatedApril 8, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; $40,000 Min
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 8, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
As Low As; $60,000 Min.
APR8.50%
Last UpdatedApril 8, 2026
Details
24 Months
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 8, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $3000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $6000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 8, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 8, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As; Based on Credit History
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 8, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 8, 2026
Details
As Low As
APR7.55%
Last UpdatedApril 8, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 8, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 8, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 8, 2026
Details
As Low As; Qualifying balance up to $10000
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 8, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 8, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.06%
▼
APR8.06%
Last UpdatedApril 8, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 8, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 8, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
Credit Score A 700 & Up
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 8, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 8, 2026
Details
No additional details available.
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.56%
▼
APR8.56%
Last UpdatedApril 8, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 8, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Cicero, IL currently.
Cicero, IL Personal Loan Rate Trends
Compare local Cicero, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.106%
▼ 0.730 vs 7 days ago
Illinois personal loan rates fell 0.730 points over the past 7 days to 10.106% APR.
Signature Loan — IL Avg
12.455%
Illinois signature loan rates currently average 12.455% APR.
As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Cicero, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Cicero, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Cicero, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Cicero, Illinois?
Credit unions in Cicero, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Cicero, Illinois?
- MWRD Employees Credit Union: 5.49% (MyChoice Special Loan)
- Oak Lawn Municipal Employees Credit Union: 3.99% (Signature Loan)
- Community Savings Bank Chicago, IL: 4.00% (CSB Relief Loan)
- MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
- United Equity Credit Union: 4.50% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cicero, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 8, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
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