Best Personal Loan Rates in Decatur, Illinois (IL) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Decatur, Illinois include: Staley Credit UnionStaley Credit Union3330 N Woodford St, Decatur, IL, 62526A+5.0 ★Texas Ratio: 0.82% offering Credit Builder Loans at 5.70% APR, United Equity Credit UnionUnited Equity Credit Union1130 E Pershing Rd, Decatur, IL, 62526A+5.0 ★Texas Ratio: 3.09% offering Personal Loans Up to 12 Months at 7.50% APR, IBEW Local #146 Credit UnionIBEW Local #146 Credit Union3390 N Woodford St, Decatur, IL, 62526A+5.0 ★Texas Ratio: 0.00% offering Unsecured at 8.00% APR, Decatur Postal Credit UnionDecatur Postal Credit Union214 N Franklin St, Decatur, IL, 62523A+5.0 ★Texas Ratio: 4.56% offering Signature Loans at 9.25% APR, and Citizens Equity First Credit UnionCitizens Equity First Credit Union3301 N Woodford St, Decatur, IL, 62526 2837A5.0 ★Texas Ratio: 6.76% offering PERSONAL (UNSECURED) at 9.50% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
Decatur has 7 local institutions in our database, with personal loan rates as low as 5.70% APR from Staley Credit Union at 3330 N Woodford St, Decatur, IL, 62526. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Decatur, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Decatur, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL, 62526
Credit Builder Loans
5.70%
▼
APR5.70%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3390 N Woodford St, Decatur, IL, 62526
Unsecured
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
214 N Franklin St, Decatur, IL, 62523
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3301 N Woodford St, Decatur, IL, 62526 2837
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedApril 12, 2026
Details
$1,000
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3301 N Woodford St, Decatur, IL, 62526 2837
Personal Unsecured Loan
10.25%
▼
APR10.25%
Last UpdatedApril 12, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
202 E Ash Ave, Decatur, IL, 62526
Signature Loan
10.70%
▼
APR10.70%
Last UpdatedApril 12, 2026
Details
Up to 60 months
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3301 N Woodford St, Decatur, IL, 62526 2837
SINGLE PAYMENT NOTE (UNSECURED)
11.50%
▼
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedApril 12, 2026
Details
$1,000
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $3000.00
Community Savings Bank Chicago, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
CSB Relief Loan
4.00%
▼
APR4.00%
Last UpdatedApril 12, 2026
Details
A low 4.00% APR* to keep costs manageable; No payments during draw period; No penalties if you pay it off early; Access up to 90% of your gross monthly pay to help cover essentials; Works like a paycheck; Maximum loan amount of $35,000
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedApril 12, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 12, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedApril 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 12, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
$80K max.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
This APR will vary with the market based on the dividend rate.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedApril 12, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedApril 12, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 12, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedApril 12, 2026
Details
As Low As
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Construction Loan*
5.80%
▼
APR5.80%
Last UpdatedApril 12, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $6000.00
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
12 months
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedApril 12, 2026
Details
$100.00 application fee for one year. No credit check.
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedApril 12, 2026
Details
$2,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedApril 12, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 12, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 12, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 12, 2026
Details
As Low As
APR6.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 12, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
18 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured/Consolidation
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
MAX 72 months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
A+; Up to 12 Months
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 12, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As; Based on Credit History
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 12, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (75% LTV)
7.51%
▼
APR7.51%
Last UpdatedApril 12, 2026
Details
$35,000
APR7.55%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.89%
Last UpdatedApril 12, 2026
Details
As Low As; 2012 - 2018
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
New Lawn and Garden Tractor Loan
7.89%
▼
APR7.89%
Last UpdatedApril 12, 2026
Details
Requires 10% down; Limit one per member
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 12, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $10000
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 12, 2026
Details
$500 - $2,000
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
APR8.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
$10,000; As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
A; Up to 12 Months
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 12, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (80% LTV)
8.02%
▼
APR8.02%
Last UpdatedApril 12, 2026
Details
$35,000
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.06%
▼
APR8.06%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.09%
Last UpdatedApril 12, 2026
Details
As Low As; 2011 & Older
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedApril 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR8.29%
Last UpdatedApril 12, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedApril 12, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
New Lawn and Garden Tractor Loan
8.39%
▼
APR8.39%
Last UpdatedApril 12, 2026
Details
Requires 10% down; Limit one per member
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Streator Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Unsecured Loan Special
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
As Low As; UNSECURED LOAN SPECIAL!
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.56%
▼
APR8.56%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 12, 2026
Details
As Low As; 2012 - 2018
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedApril 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.69%
Last UpdatedApril 12, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedApril 12, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedApril 12, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 12, 2026
Details
B; Up to 12 Months
APR8.75%
Last UpdatedApril 12, 2026
Details
Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedApril 12, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Used Lawn and Garden Tractor Loan
8.89%
▼
APR8.89%
Last UpdatedApril 12, 2026
Details
Requires 10% down; Limit one per member
APR8.89%
Last UpdatedApril 12, 2026
Details
As Low As; 2011 & Older
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As; Loan Amount: $500-$40,000
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
$2,500
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Loan amount $1,000 to $25,000
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Holiday Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Available only from October through December, this loan is an easy way to pay for those added expenses from the holiday season. You may be eligible to borrow up to $2,000 for 12 months at a low, fixed rate of 8.99% APR*.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
above 24 months
APR8.99%
Last UpdatedApril 12, 2026
Details
$500 - $2,000
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Vacation/Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Bill Consolidation Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Revolving Lines of Credit Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
C; Up to 12 Months
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
9.06%
▼
APR9.06%
Last UpdatedApril 12, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
9.24%
▼
APR9.24%
Last UpdatedApril 12, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As; up to $48,000
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
C; Up to 24 Months
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedApril 12, 2026
Details
As Low As
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedApril 12, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
Loan amount $1,000 to $25,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedApril 12, 2026
Details
$1,000
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Personal Loans 60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedApril 12, 2026
Details
$1,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
12 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 12, 2026
Details
As Low As
APR6.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR6.99%
Last UpdatedApril 12, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 12, 2026
Details
18 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 12, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR8.75%
Last UpdatedApril 12, 2026
Details
Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
APR8.90%
Last UpdatedApril 12, 2026
Details
Limit of $10,000.00
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As; Loan Amount: $500-$40,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
above 24 months
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As; up to $48,000
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
214 N Franklin St, Decatur, IL, 62523
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedApril 12, 2026
Details
$1,000
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
202 E Ash Ave, Decatur, IL, 62526
Signature Loan
10.70%
▼
APR10.70%
Last UpdatedApril 12, 2026
Details
Up to 60 months
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedApril 12, 2026
Details
$1,000
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $3000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $6000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 12, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 12, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 12, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As; Based on Credit History
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 12, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR7.55%
Last UpdatedApril 12, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
As Low As; Qualifying balance up to $10000
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 12, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 12, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.06%
▼
APR8.06%
Last UpdatedApril 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 12, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 12, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 12, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
8.56%
▼
APR8.56%
Last UpdatedApril 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 12, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
$2,500
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
Loan amount $1,000 to $25,000
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
As Low As
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
For All Signature Loans
9.06%
▼
APR9.06%
Last UpdatedApril 12, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 12, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
Loan amount $1,000 to $25,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Decatur, IL currently.
Decatur, IL Personal Loan Rate Trends
Compare local Decatur, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.867%
▼ 0.114 vs 7 days ago
Illinois personal loan rates fell 0.114 points over the past 7 days to 10.867% APR.
Signature Loan — IL Avg
12.405%
▲ 0.959 vs 7 days ago
Illinois signature loan rates rose 0.959 points over the past 7 days to 12.405% APR.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Decatur, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Decatur, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Decatur, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Decatur, Illinois?
Credit unions in Decatur, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Decatur, Illinois?
- Staley Credit Union: 5.70% (Credit Builder Loans)
- United Equity Credit Union: 7.50% (Personal Loans Up to 12 Months)
- IBEW Local #146 Credit Union: 8.00% (Unsecured)
- Decatur Postal Credit Union: 9.25% (Signature Loans)
- Citizens Equity First Credit Union: 9.50% (PERSONAL (UNSECURED))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Decatur, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 12, 2026.
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