Best Personal Loan Rates in Des Plaines, Illinois (IL) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Des Plaines, Illinois include: Healthcare Associates Credit UnionHealthcare Associates Credit Union249 S River Rd, Des Plaines, IL, 60016A+5.0 ★Texas Ratio: 2.49% offering PERSONAL LOANS at 9.90% APR, Consumers Credit UnionConsumers Credit Union25 E Algonquin Rd, Des Plaines, IL, 60016 6101A5.0 ★Texas Ratio: 7.16% offering Personal Installment Loan at 11.99% APR, Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit UnionA+5.0 ★Texas Ratio: 2.50% offering Signature Loan at 3.99% APR, MembersAlliance Credit UnionMembersAlliance Credit UnionA+5.0 ★Texas Ratio: 2.78% offering Loan Consolidation (5 year) at 4.00% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Des Plaines has 2 local institutions in our database, with personal loan rates as low as 9.90% APR from Healthcare Associates Credit Union at 249 S River Rd, Des Plaines, IL, 60016. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Des Plaines, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Des Plaines, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
249 S River Rd, Des Plaines, IL, 60016
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedApril 21, 2026
Details
As low as
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
25 E Algonquin Rd, Des Plaines, IL, 60016 6101
Personal Installment Loan
11.99%
▼
APR11.99%
Last UpdatedApril 21, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 21, 2026
Details
up to $3000.00
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedApril 21, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedApril 21, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR4.50%
Last UpdatedApril 21, 2026
Details
As Low As
APR4.64%
Last UpdatedApril 21, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedApril 21, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedApril 21, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 21, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedApril 21, 2026
Details
As Low As
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 21, 2026
Details
This APR will vary with the market based on the dividend rate.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
APR5.25%
Last UpdatedApril 21, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedApril 21, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedApril 21, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 21, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR5.50%
Last UpdatedApril 21, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedApril 21, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedApril 21, 2026
Details
$3001.00
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedApril 21, 2026
Details
$100.00 application fee for one year. No credit check.
APR6.00%
Last UpdatedApril 21, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedApril 21, 2026
Details
$2,000
APR6.25%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 21, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End
6.74%
▼
APR6.74%
Last UpdatedApril 21, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.75%
Last UpdatedApril 21, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 21, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 21, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 21, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 21, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 21, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 21, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedApril 21, 2026
Details
A+; Up to 12 Months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 21, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedApril 21, 2026
Details
MAX 72 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 21, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 21, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 21, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR7.55%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 21, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedApril 21, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 21, 2026
Details
As Low As
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
$6001.00
APR7.99%
Last UpdatedApril 21, 2026
Details
$500 - $2,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 21, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 21, 2026
Details
A; Up to 12 Months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedApril 21, 2026
Details
$10,000; As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 21, 2026
Details
Application fee: $20.00
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedApril 21, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 21, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 21, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 21, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 21, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedApril 21, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedApril 21, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 21, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedApril 21, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 21, 2026
Details
B; Up to 12 Months
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As; Loan Amount $500-$40,000
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
$2,500
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
above 24 months
APR8.99%
Last UpdatedApril 21, 2026
Details
$500 - $2,000
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
Loan amount $1,000 to $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Vacation/Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
C; Up to 12 Months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
MAX 48 months
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Bill Consolidation Loans
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
9.24%
▼
APR9.24%
Last UpdatedApril 21, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
C; Up to 24 Months
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedApril 21, 2026
Details
As Low As
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedApril 21, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $15,000
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
$10,001
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
Loan amount $1,000 to $25,000
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
D; Up to 12 Months
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
$0-$7499
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As; Rate includes discounts2, see details below
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
FastCash Loan Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
249 S River Rd, Des Plaines, IL, 60016
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedApril 21, 2026
Details
As low as
APR4.50%
Last UpdatedApril 21, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 21, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 21, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 21, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As; Loan Amount $500-$40,000
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
above 24 months
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
$0-$7499
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 21, 2026
Details
up to $3000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedApril 21, 2026
Details
$3001.00
APR6.00%
Last UpdatedApril 21, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 21, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 21, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 21, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 21, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 21, 2026
Details
As Low As
APR7.55%
Last UpdatedApril 21, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 21, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 21, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedApril 21, 2026
Details
$6001.00
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 21, 2026
Details
Application fee: $20.00
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 21, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 21, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 21, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 21, 2026
Details
Credit Score A 700 & Up
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 21, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
$2,500
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 21, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
Loan amount $1,000 to $25,000
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 21, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 21, 2026
Details
MAX 48 months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 21, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
Loan amount $1,000 to $25,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $15,000
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
$10,001
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 21, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 21, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
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No home improvement personal loan rates found in Des Plaines, IL currently.
Des Plaines, IL Personal Loan Rate Trends
Compare local Des Plaines, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.601%
▼ 0.246 vs 7 days ago
Illinois personal loan rates fell 0.246 points over the past 7 days to 10.601% APR.
Signature Loan — IL Avg
12.577%
▲ 0.239 vs 7 days ago
Illinois signature loan rates rose 0.239 points over the past 7 days to 12.577% APR.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Des Plaines, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Des Plaines, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Des Plaines, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Des Plaines, Illinois?
Credit unions in Des Plaines, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Des Plaines, Illinois?
- Healthcare Associates Credit Union: 9.90% (PERSONAL LOANS)
- Consumers Credit Union: 11.99% (Personal Installment Loan)
- Oak Lawn Municipal Employees Credit Union: 3.99% (Signature Loan)
- MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Des Plaines, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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