Best Personal Loan Rates in Evansville, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Evansville, Indiana include: Diamond Valley Federal Credit UnionDiamond Valley Federal Credit Union840 E Diamond Ave, Evansville, IN, 47711 3420A+5.0 ★Texas Ratio: 2.21% offering Personal at 8.50% APR, Evansville Federal Credit UnionEvansville Federal Credit Union6209 Vogel Rd, Evansville, IN, 47715A+5.0 ★Texas Ratio: 3.39% offering Signature Loan at 8.75% APR, Evansville Firefighters Federal Credit UnionEvansville Firefighters Federal Credit Union312 N 4TH AVE, EVANSVILLE, IN, 47710A+5.0 ★Texas Ratio: 0.00% offering Personal Loans at 9.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Evansville has 3 local institutions in our database, with personal loan rates as low as 8.50% APR from Diamond Valley Federal Credit Union at 840 E Diamond Ave, Evansville, IN, 47711 3420. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Evansville, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Evansville, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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This APR will vary with the market based on the dividend rate.
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$100.00 application fee for one year. No credit check.
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As Low As; Purchase: 5.625% for 30-Year Fixed
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As Low As; Purchase: 5.750% for 30-Year Fixed
As Low As; Refinance: 5.750% for 30-Year Fixed
720 & Higher
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Qualifications Required: Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
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As Low As; Rates so low, it's madness!
720 & Higher
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MAX 72 months
As Low As; Bon Voyage!
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720 & Higher
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720 & Higher
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700-719
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660-699
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660-699
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As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
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Qualifications Required: Checking and Automatic Payments; Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
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660-699
(1/2 SIG 1/2 Shares); Maximum - $20,000.00 (60 Months); Per Board Approval
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MAX 48 months
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660-699
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660-699
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As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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As Low As; Click to apply!
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RVs Only
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As Low As; Up to $25,000*. No application fee!
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660-699
As Low As; Fixed
As Low As; $5000 MAX; Reviewed Every 24 Mo.
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
660-699
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As Low As; Subject to credit approval. Some restrictions may apply.
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As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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MAX 48 months
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As Low As; Click to apply!
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As Low As; $5000 MAX; Reviewed Every 24 Mo.
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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Evansville, IN Personal Loan Rate Trends
Compare local Evansville, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.263 points over the past 7 days to 10.568% APR.
Indiana signature loan rates rose 0.131 points over the past 7 days to 11.111% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Evansville, Indiana?
What are the best personal loan rates in Evansville, Indiana?
- Diamond Valley Federal Credit Union: 8.50% (Personal)
- Evansville Federal Credit Union: 8.75% (Signature Loan)
- Evansville Firefighters Federal Credit Union: 9.00% (Personal Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
