Best Personal Loan Rates in Fort Wayne, Indiana - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fort Wayne, Indiana include: MIDWEST AMERICAMIDWEST AMERICA801 E Tillman Rd, Fort Wayne, IN, 46816 1971A+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR, Power One Federal Credit UnionPower One Federal Credit Union1520 Spy Run Ave, Fort Wayne, IN, 46805 4031B+4.8 ★Texas Ratio: 16.67% offering 2022-2026 Loan at 4.49% APR, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073A+5.0 ★Texas Ratio: 3.69% offering Loan at 6.50% APR, Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN, 46818 1856A+5.0 ★Texas Ratio: 2.84% offering Credit Builder Plus Loan at 6.75% APR, and First Area Federal Credit Union Lewistown, PAFirst Area Federal Credit Union Lewistown, PA1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814A+5.0 ★Texas Ratio: 0.44% offering Personal loan at 8.90% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Fort Wayne has 15 local institutions in our database, with personal loan rates as low as 4.05% APR from MIDWEST AMERICA at 801 E Tillman Rd, Fort Wayne, IN, 46816 1971. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Wayne, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Wayne, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Fort Wayne Personal Loan Rates
Max. amount $5,000
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As Low As; 7.49% APR
As Low As; 7.49% APR
As Low As; 7.49% APR
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As Low As; 7.74% APR
As Low As; APR
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As low as; Rates effective as of 11/01/2025
(Financing purchases of hot tubs, UTVs, tractors and other untitled items)
No additional details available.
As Low As
As Low As; APR is annual percentage rate. Approval based on credit worthiness. Membership eligibility required.
As Low As; Competitive Rates. Quick Decisions. Local Processing.
As Low As; Rates as low as 10.00% APR
$500+
No additional details available.
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up to $20,000
$500+
As Low As; all rates based on creditworthiness
No additional details available.
Membership Discount
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up to $20,000
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$500+
Minimum loan amount $500+
Over $50,000
No additional details available.
No additional details available.
up to $20,000
No additional details available.
$25,000
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Minimum loan amount $5,000+
No additional details available.
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
Minimum loan amount $10,000+
No additional details available.
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APR*
As Low As; $60,000 Loan Minimum
APR* up to 15.49%
APR* up to 16.49%
As Low As
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APR*
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As Low As; 16.49%
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APR*
APR*
Over $20,000
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$20,000+; As Low As;*
As Low As; Personal Loan APR as low as*
As Low As
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Over $20,000
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As Low As;*
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APR*
APR*
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APR* up to 16.99%
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As Low As; * $60,000 Loan Minimum applies to 96 month term
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As Low As
Rates are subject to change without notice.
As Low As
as low as
APR* as low as
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As Low As; $60,000 Loan Minimum
As Low As
Over $25,000
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APR*
No additional details available.
Members can borrow up to $3,000.00, with a $100.00 application fee.
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Credit Score: 720 & Higher
Credit Score: 720 & Higher
Credit Score: 720 & Higher
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APR* as low as
Credit Score: 720 & Higher
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APR*
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APR* as low as
Credit Score: 720 & Higher
Credit Score: 720 & Higher
As Low As
No additional details available.
As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
As Low As
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As Low As; Extended through May!
Credit Score: 720 & Higher
Credit Score: 720 & Higher
Credit Score: 720 & Higher
Boats
As Low As
Qualifications Required: Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; Fixed APR; Guaranteed approval for at least $500; Borrow up to $3,500; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Rate shown reflects lowest possible rate and term up to 24-months; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract.
As Low As; Approval based on credit worthiness. Membership eligibility required.
APR*
No additional details available.
Boats
Land Loans - (10-year rate shown); Rates are subject to change without notice.
Boats
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Credit Score: 720 & Higher
Credit Score: 720 & Higher
Boats
Credit Score: 720 & Higher
Boats
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As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
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APR*
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Fort Wayne Personal Loan Rates
As low as; Rates effective as of 11/01/2025
As Low As
$500+
No additional details available.
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$500+
As Low As; all rates based on creditworthiness
Membership Discount
No additional details available.
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$500+
No additional details available.
No additional details available.
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
As Low As; Personal Loan APR as low as*
As Low As
As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
As Low As
As Low As; Extended through May!
As Low As; Approval based on credit worthiness. Membership eligibility required.
As Low As
Fort Wayne Debt Consolidation Loan Rates
No additional details available.
Fort Wayne Signature Loan Rates
As Low As; APR is annual percentage rate. Approval based on credit worthiness. Membership eligibility required.
As Low As; Competitive Rates. Quick Decisions. Local Processing.
As Low As; Rates as low as 10.00% APR
up to $20,000
up to $20,000
Minimum loan amount $500+
up to $20,000
Minimum loan amount $5,000+
No additional details available.
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
Minimum loan amount $10,000+
Fort Wayne, IN Personal Loan Rate Trends
Compare local Fort Wayne, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates currently average 10.274% APR.
Indiana signature loan rates currently average 11.969% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Wayne, Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Fort Wayne, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Fort Wayne, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Fort Wayne, Indiana?
What are the best personal loan rates in Fort Wayne, Indiana?
- MIDWEST AMERICA: 4.05% (Credit Builder Loan)
- Power One Federal Credit Union: 4.49% (2022-2026 Loan)
- Partners 1st Federal Credit Union: 6.50% (Loan)
- Fort Financial Federal Credit Union: 6.75% (Credit Builder Plus Loan)
- First Area Federal Credit Union Lewistown, PA: 8.90% (Personal loan)
Personal Loan Calculators
