Best Personal Loan Rates in Fort Wayne, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fort Wayne, Indiana include: STAR Financial BankSTAR Financial Bank215 W Main Street, Fort Wayne, IN, 46802A+5.0 ★Texas Ratio: 2.20% offering Debt Free 7 Year Fixed at 6.20% APR, MIDWEST AMERICAMIDWEST AMERICA801 E Tillman Rd, Fort Wayne, IN, 46816 1971A+5.0 ★Texas Ratio: 0.00% offering Personal Loan at 6.99% APR, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073A+5.0 ★Texas Ratio: 3.82% offering Loan at 6.99% APR, SCASCA101 E WASHINGTON BLVD STE 700, FORT WAYNE, IN, 46802A+5.0 ★Texas Ratio: 2.21% offering USED 2018 AND OLDER PERSONAL LOAN at 7.75% APR, and ProFed Federal Credit UnionProFed Federal Credit Union1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436A+5.0 ★Texas Ratio: 1.68% offering Variable Rate Personal Unsecured at 8.75% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Fort Wayne has 18 local institutions in our database, with personal loan rates as low as 6.20% APR from STAR Financial Bank at 215 W Main Street, Fort Wayne, IN, 46802. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Wayne, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Wayne, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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up to $20,000
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As Low As; all rates based on creditworthiness
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up to $20,000
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up to $20,000
Max. amount $25,000
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As Low As; $5,000 min loan amount
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As Low As; $5,000 min loan amount
As Low As; $10,000 min loan amount
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This APR will vary with the market based on the dividend rate.
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Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
As Low As
$100.00 application fee
As Low As; Purchase: 5.625% for 30-Year Fixed
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As Low As; for 30-Year Fixed
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As Low As; for 30-Year Fixed
720 & Higher
720 & Higher
720 & Higher
720 & Higher
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As Low As; Purchase: 5.750% for 30-Year Fixed
As Low As; Refinance: 5.750% for 30-Year Fixed
720 & Higher
720 & Higher
As Low As; *AS LOW AS*
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720 & Higher
720 & Higher
As Low As; Personal loans must be in the amount of $5,000 or greater to qualify for promotional rate. Your personal loan rate may vary based on amount borrowed, length of term and creditworthiness. Payment example: Borrow $5000 for 12 months at 6.99%; monthly payment = $432.61. All accounts have to be in good standing. All loans subject to underwriting standards. Promotion ends 04.30.2026, and Afena FCU reserves the right to change or discontinue the promotion without notice.
As Low As; March Madness Special
Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)
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MAX 72 months
As Low As; Let us help you book that Spring Break trip with our Spring Break Get-A-Way loan. Bon Voyage!
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As Low As; Get up to $5000
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720 & Higher
720 & Higher
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720 & Higher
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720 & Higher
As Low As; starts at 7.50%*
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700-719
700-719
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As Low As; Up to $2,000
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700-719
700-719
As Low As; Credit score of 630 and above required
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700-719
700-719
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660-699
660-699
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660-699
660-699
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
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Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
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660-699
660-699
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(1/2 SIG 1/2 Shares); Maximum - $20,000.00 (60 Months); Per Board Approval
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660-699
660-699
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660-699
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MAX 48 months
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As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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700-719
700-719
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As Low As; all rates based on creditworthiness
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Max. amount $25,000
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As Low As; *AS LOW AS*
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As Low As; Personal loans must be in the amount of $5,000 or greater to qualify for promotional rate. Your personal loan rate may vary based on amount borrowed, length of term and creditworthiness. Payment example: Borrow $5000 for 12 months at 6.99%; monthly payment = $432.61. All accounts have to be in good standing. All loans subject to underwriting standards. Promotion ends 04.30.2026, and Afena FCU reserves the right to change or discontinue the promotion without notice.
As Low As; March Madness Special
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As Low As; starts at 7.50%*
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As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
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As Low As; Subject to credit approval. Some restrictions may apply.
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As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
As Low As
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
up to $20,000
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up to $20,000
up to $20,000
No additional details available.
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MAX 48 months
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Fort Wayne, IN Personal Loan Rate Trends
Compare local Fort Wayne, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates fell 0.093 points over the past 7 days to 10.368% APR.
Indiana signature loan rates currently average 11.544% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Fort Wayne, Indiana?
What are the best personal loan rates in Fort Wayne, Indiana?
- STAR Financial Bank: 6.20% (Debt Free 7 Year Fixed)
- MIDWEST AMERICA: 6.99% (Personal Loan)
- Partners 1st Federal Credit Union: 6.99% (Loan)
- SCA: 7.75% (USED 2018 AND OLDER PERSONAL LOAN)
- ProFed Federal Credit Union: 8.75% (Variable Rate Personal Unsecured)
Personal Loan Calculators
