Best Personal Loan Rates in Fort Wayne, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fort Wayne, Indiana include: STAR Financial BankSTAR Financial Bank215 W Main Street, Fort Wayne, IN, 46802A+5.0 ★Texas Ratio: 2.20% offering Debt Free 7 Year Fixed at 5.95% APR, Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN, 46818 1856A+5.0 ★Texas Ratio: 3.12% offering Credit Builder Plus Loan at 6.75% APR, ProFed Federal Credit UnionProFed Federal Credit Union1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436A+5.0 ★Texas Ratio: 1.68% offering Variable Rate Personal Unsecured at 8.75% APR, First Area Federal Credit Union Lewistown, PAFirst Area Federal Credit Union Lewistown, PA1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814A+5.0 ★Texas Ratio: 0.45% offering Personal loan at 8.90% APR, and EWEB EMPLOYEESEWEB EMPLOYEES1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814 7900C+4.1 ★Texas Ratio: 25.28% offering Personal Property Loans at 9.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Fort Wayne has 17 local institutions in our database, with personal loan rates as low as 5.95% APR from STAR Financial Bank at 215 W Main Street, Fort Wayne, IN, 46802. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Wayne, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Wayne, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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As low as; Apply Now
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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up to $20,000
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up to $20,000
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up to $20,000
Max. amount $25,000
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As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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This APR will vary with the market based on the dividend rate.
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As Low As; 5.725% APR*
As Low As; 5.752% APR*
As Low As; 5.752% APR*
$100.00 application fee for one year. No credit check.
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Interest Rate As Low As; Purchase: 6.000% for 30-Year Fixed; Refinance: 6.000% for 30-Year Fixed
720 & Higher
Interest Rate As Low As; Purchase: 5.875% for 30-Year Fixed
720 & Higher
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720 & Higher
As Low As; *AS LOW AS*
720 & Higher
Qualifications Required: Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
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MAX 72 months
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As Low As; 7.225% APR*
720 & Higher
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720 & Higher
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700-719
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As Low As; Up to $2,000
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700-719
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700-719
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As Low As; APR*
660-699
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660-699
As Low As; Rates as Low as:
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
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Qualifications Required: Checking and Automatic Payments; Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
660-699
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MAX 48 months
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660-699
As Low As; monthly payment of $28.07 per $1,000 borrowed
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660-699
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As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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700-719
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As Low As; Click to apply!
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RVs Only
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As Low As; Rates as Low as:
As Low As; 9.99% APR*
Up to $25,000*. No application fee!
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660-699
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Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
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660-699
As Low As
Credit Score 720 & Higher
$500-$2,500
$2,501
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700-719
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As Low As; monthly payment of $21.48 per $1,000 borrowed
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660-699
Credit Score 700-719
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
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700-719
As Low As; Up to $10,000
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Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
As low as; Apply Now
As Low As
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As Low As; all rates based on creditworthiness
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Max. amount $25,000
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As Low As; *AS LOW AS*
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As Low As; Rates as Low as:
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
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As Low As
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As Low As; monthly payment of $28.07 per $1,000 borrowed
As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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As Low As; Rates as Low as:
As Low As; 9.99% APR*
Up to $25,000*. No application fee!
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Credit Score 720 & Higher
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As Low As; monthly payment of $21.48 per $1,000 borrowed
Credit Score 700-719
As Low As; Up to $10,000
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As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
up to $20,000
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up to $20,000
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up to $20,000
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As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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MAX 48 months
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As Low As; Click to apply!
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Fort Wayne, IN Personal Loan Rate Trends
Compare local Fort Wayne, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.469 points over the past 7 days to 10.824% APR.
Indiana signature loan rates rose 0.308 points over the past 7 days to 11.419% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Fort Wayne, Indiana?
What are the best personal loan rates in Fort Wayne, Indiana?
- STAR Financial Bank: 5.95% (Debt Free 7 Year Fixed)
- Fort Financial Federal Credit Union: 6.75% (Credit Builder Plus Loan)
- ProFed Federal Credit Union: 8.75% (Variable Rate Personal Unsecured)
- First Area Federal Credit Union Lewistown, PA: 8.90% (Personal loan)
- EWEB EMPLOYEES: 9.00% (Personal Property Loans)
Personal Loan Calculators
