Best Personal Loan Rates in Mishawaka, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Mishawaka, Indiana include: Policemens Federal Credit UnionPolicemens Federal Credit Union1816 N Main St, Mishawaka, IN, 46545A+5.0 ★Texas Ratio: 0.46% offering Recreational Loan at 7.00% APR, Inova Federal Credit UnionInova Federal Credit Union602 N Main St, Mishawaka, IN, 46545A5.0 ★Texas Ratio: 11.24% offering Land Loan at 7.60% APR, Everwise Credit UnionEverwise Credit Union345 N Bittersweet Rd, Mishawaka, IN, 46544 4220A5.0 ★Texas Ratio: 7.93% offering Personal Loan at 8.25% APR, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union111 W Edison Rd, Mishawaka, IN, 46545A+5.0 ★Texas Ratio: 4.69% offering Land/Lot Loans 75% LTV (non-platted subdivision) at 9.87% APR, and Communitywide Federal Credit UnionCommunitywide Federal Credit Union3530 Hickory Rd, Mishawaka, IN, 46545 8805B+4.8 ★Texas Ratio: 17.76% offering Personal Loans at 9.99% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Mishawaka has 6 local institutions in our database, with personal loan rates as low as 7.00% APR from Policemens Federal Credit Union at 1816 N Main St, Mishawaka, IN, 46545. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mishawaka, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mishawaka, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
MAX 72 months
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MAX 48 months
No additional details available.
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This APR will vary with the market based on the dividend rate.
As Low As; (Current Model Year Not Previously Titled)
Loans from $250 to $2,500
$100.00 application fee for one year. No credit check.
As Low As; (Current Model Year Not Previously Titled)
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No additional details available.
As Low As; Purchase: 5.625% for 30-Year Fixed
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As Low As; - (30-year rate shown)
As Low As; - (30-year rate shown)
No additional details available.
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As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
720 & Higher
720 & Higher
No additional details available.
As Low As; Purchase: 5.750% for 30-Year Fixed
As Low As; Refinance: 5.750% for 30-Year Fixed
720 & Higher
As Low As; *AS LOW AS*
No additional details available.
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As Low As; - (10-year rate shown)
Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)
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720 & Higher
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As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
No additional details available.
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As Low As; Let us help you book that Spring Break trip with our Spring Break Get-A-Way loan. Bon Voyage!
As Low As; Get up to $5000
No additional details available.
No additional details available.
720 & Higher
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720 & Higher
As Low As; (Up To 10th Previous Model Year)
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700-719
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As Low As; Up to $2,000
No additional details available.
700-719
$2500
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700-719
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660-699
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660-699
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As Low As; Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
As Low As
As Low As
660-699
As Low As
As Low As
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
Financing purchases of hot tubs, UTVs, tractors and other untitled items
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(1/2 SIG 1/2 Shares); Maximum - $20,000.00 (60 Months); Per Board Approval
No additional details available.
660-699
As Low As
660-699
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No additional details available.
As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
No additional details available.
700-719
As Low As
As Low As
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As Low As; Click to apply!
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As Low As
RVs Only
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660-699
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As Low As; Up to $25,000*. No application fee!
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As Low As
As Low As
As Low As; Fixed
As Low As; *AS LOW AS*
As Low As
As Low As
As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
As Low As
As Low As
As Low As
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As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As Low As
As Low As
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As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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As Low As; Up to $25,000*. No application fee!
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MAX 48 months
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As Low As; Rate based on creditworthiness and term of loan.
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As Low As; Click to apply!
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Mishawaka, IN Personal Loan Rate Trends
Compare local Mishawaka, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.188 points over the past 7 days to 10.306% APR.
Indiana signature loan rates fell 0.158 points over the past 7 days to 10.981% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Mishawaka, Indiana?
What are the best personal loan rates in Mishawaka, Indiana?
- Policemens Federal Credit Union: 7.00% (Recreational Loan)
- Inova Federal Credit Union: 7.60% (Land Loan)
- Everwise Credit Union: 8.25% (Personal Loan)
- Notre Dame Federal Credit Union: 9.87% (Land/Lot Loans 75% LTV (non-platted subdivision))
- Communitywide Federal Credit Union: 9.99% (Personal Loans)
Personal Loan Calculators
