Best Personal Loan Rates in Osgood, Indiana (IN) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Osgood, Indiana include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Staley Credit UnionStaley Credit UnionA+5.0 ★Texas Ratio: 0.82% offering Credit Builder Loan at 5.70% APR, and Industrial Federal Credit UnionIndustrial Federal Credit UnionA+5.0 ★Texas Ratio: 5.23% offering FHA Loans at 5.72% APR. Personal loan rates as of May 3, 2026 according to verified data from MonitorBankRates.
Osgood borrowers have access to 66 lenders serving the Indiana area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Osgood, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Osgood, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 3, 2026
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As Low As
As Low As
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This APR will vary with the market based on the dividend rate.
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As Low As; 5.725% APR*
As Low As; 5.752% APR*
As Low As; 5.752% APR*
As Low As
$100.00 application fee for one year. No credit check.
No additional details available.
No additional details available.
Interest Rate As Low As; Purchase: 6.000% for 30-Year Fixed; Refinance: 6.000% for 30-Year Fixed
720 & Higher
Interest Rate As Low As; Purchase: 5.875% for 30-Year Fixed
720 & Higher
No additional details available.
720 & Higher
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As Low As; *AS LOW AS*
720 & Higher
Qualifications Required: Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
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As Low As
No additional details available.
MAX 72 months
As Low As; Rates as Low as:
As Low As; 7.225% APR*
720 & Higher
As Low As
No additional details available.
720 & Higher
As Low As; starts at 7.50%*
No additional details available.
700-719
As Low As
As Low As; Up to $2,000
700-719
As Low As
As Low As
No additional details available.
No additional details available.
700-719
As Low As; Rates as Low as:
660-699
As Low As; APR*
As Low As; Rates as Low as:
660-699
As Low As
No additional details available.
As Low As; Subject to credit approval. Some restrictions may apply.
No additional details available.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Qualifications Required: Checking and Automatic Payments; Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
As low as; Apply Now
As Low As; ...
660-699
As Low As
As Low As
MAX 48 months
No additional details available.
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660-699
As Low As; low as 9.29%*
As Low As; monthly payment of $28.07 per $1,000 borrowed
As Low As; ...
660-699
As Low As
No additional details available.
As low as; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
No additional details available.
700-719
As Low As
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As Low As
As Low As
As Low As; Click to apply!
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RVs Only
As Low As; 9.99% APR*
As Low As; Fixed
As Low As
As Low As
As Low As; Rates as Low as:
As Low As
Up to $25,000*. No application fee!
No additional details available.
As Low As
As Low As
660-699
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
As Low As
660-699
Credit Score 720 & Higher
As Low As
As Low As
As Low As
No additional details available.
$500-$2,500
$2,501
700-719
No additional details available.
No additional details available.
No additional details available.
As Low As; monthly payment of $21.48 per $1,000 borrowed
As Low As
As Low As
up to $20,000
660-699
Credit Score 700-719
As Low As
No additional details available.
As Low As
As Low As
As Low As; Apply Now »
As Low As
As Low As
700-719
No additional details available.
As Low As; Up to $10,000
As Low As
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up to $20,000
No Collateral
As Low As
660-699
Credit Score 660-699
As Low As; Up to 60 months
As Low As
No additional details available.
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up to $20,000
As Low As
Max. amount $25,000
As Low As
As Low As; Terms up to: 60 months
with Credit Score <740
As Low As; Personal Loan Special
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; *AS LOW AS*
As Low As
As Low As; starts at 7.50%*
As Low As
As Low As
As Low As; APR*
As Low As; Rates as Low as:
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
As low as; Apply Now
As Low As; ...
As Low As
As Low As
As Low As; ...
As Low As; monthly payment of $28.07 per $1,000 borrowed
As Low As
As low as; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
As Low As
As Low As
As Low As
As Low As; Fixed
As Low As
As Low As; Rates as Low as:
Up to $25,000*. No application fee!
As Low As
As Low As; 9.99% APR*
As Low As
As Low As
Credit Score 720 & Higher
As Low As
As Low As
As Low As
No additional details available.
As Low As; monthly payment of $21.48 per $1,000 borrowed
No additional details available.
No additional details available.
Credit Score 700-719
As Low As; Apply Now »
As Low As; Up to $10,000
No additional details available.
Credit Score 660-699
As Low As
No additional details available.
As Low As
Max. amount $25,000
As Low As; Personal Loan Special
As Low As
with Credit Score <740
As Low As; Terms up to: 60 months
No additional details available.
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As Low As
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MAX 48 months
No additional details available.
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No additional details available.
As Low As; Click to apply!
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
No additional details available.
As Low As
up to $20,000
As Low As
No additional details available.
As Low As
up to $20,000
As Low As
No additional details available.
up to $20,000
No additional details available.
Osgood, IN Personal Loan Rate Trends
Compare local Osgood, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates fell 0.094 points over the past 7 days to 10.730% APR.
Indiana signature loan rates rose 0.095 points over the past 7 days to 11.514% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Osgood, Indiana?
What are the best personal loan rates in Osgood, Indiana?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Staley Credit Union: 5.70% (Credit Builder Loan)
- Industrial Federal Credit Union: 5.72% (FHA Loans)
Personal Loan Calculators
