Best Personal Loan Rates in Portage, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Portage, Indiana include: GESB Sheet Metal Workers Federal Credit UnionGESB Sheet Metal Workers Federal Credit Union6450 Ameriplex Dr, Portage, IN, 46368 1389A+5.0 ★Texas Ratio: 0.13% offering Unsecured at 9.00% APR, Midwest Family Federal Credit UnionMidwest Family Federal Credit Union2832 WILLOWCREEK RD, PORTAGE, IN, 46368A5.0 ★Texas Ratio: 9.47% offering Personal at 9.75% APR, Members Advantage Credit Union Michigan City, INMembers Advantage Credit Union Michigan City, IN6170 US Highway 6, Portage, IN, 46368A+5.0 ★Texas Ratio: 5.81% offering Advantage Loans at 11.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Portage has 3 local institutions in our database, with personal loan rates as low as 9.00% APR from GESB Sheet Metal Workers Federal Credit Union at 6450 Ameriplex Dr, Portage, IN, 46368 1389. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Portage, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Portage, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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This APR will vary with the market based on the dividend rate.
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As Low As; Purchase: 5.625% for 30-Year Fixed
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720 & Higher
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As Low As; Purchase: 5.750% for 30-Year Fixed
As Low As; Refinance: 5.750% for 30-Year Fixed
720 & Higher
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Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)
720 & Higher
As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
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As Low As; Get up to $5000
MAX 72 months
As Low As; Let us help you book that Spring Break trip with our Spring Break Get-A-Way loan. Bon Voyage!
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720 & Higher
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720 & Higher
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700-719
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700-719
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700-719
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660-699
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660-699
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
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Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
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660-699
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As Low As; Rate based on creditworthiness and term of loan.
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(1/2 SIG 1/2 Shares); Maximum - $20,000.00 (60 Months); Per Board Approval
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MAX 48 months
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As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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700-719
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RVs Only
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660-699
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As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
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As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
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As Low As; Rate based on creditworthiness and term of loan.
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MAX 48 months
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Portage, IN Personal Loan Rate Trends
Compare local Portage, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates fell 0.250 points over the past 7 days to 10.118% APR.
Indiana signature loan rates fell 0.142 points over the past 7 days to 11.402% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Portage, Indiana?
What are the best personal loan rates in Portage, Indiana?
- GESB Sheet Metal Workers Federal Credit Union: 9.00% (Unsecured)
- Midwest Family Federal Credit Union: 9.75% (Personal)
- Members Advantage Credit Union Michigan City, IN: 11.99% (Advantage Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
