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Best Personal Loan Rates in Keokuk, Iowa (IA) - April 2026

Current personal loan options available to borrowers in Keokuk, Iowa include: SECU Credit UnionSECU Credit Union3200 Main St, KEOKUK, IA, 52632A+5.0 ★Texas Ratio: 5.71% offering 10-year fixed loan at 5.82% APR, Aim Credit UnionAim Credit Union310 Bank St, Keokuk, IA, 52632A+5.0 ★Texas Ratio: 5.45% offering Loan at 7.45% APR, Fort Dodge Family Credit UnionFort Dodge Family Credit UnionA5.0 ★Texas Ratio: 10.12% offering Teen Loan Special Unsecured at 5.60% APR, Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.75% offering 1 Year Construction Loan at 5.75% APR, and Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)A+5.0 ★Texas Ratio: 1.72% offering Construction Loan* at 5.80% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.

Keokuk has 2 local institutions in our database, with personal loan rates as low as 5.82% APR from SECU Credit Union at 3200 Main St, KEOKUK, IA, 52632. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Keokuk, Iowa.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Keokuk, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
10-year fixed loan
5.82%
APR5.82%
Last UpdatedApril 12, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
7.45%
APR7.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Personal Loan
7.45%
APR7.45%
Last UpdatedApril 12, 2026
Details

As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
7.74%
APR7.74%
Last UpdatedApril 12, 2026
Details

3 Years

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

4 Years

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
8.45%
APR8.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
9.45%
APR9.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
10.45%
APR10.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Loan
11.45%
APR11.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
Signature Loan
14.49%
APR14.49%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Teen Loan Special Unsecured
5.60%
APR5.60%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year Construction Loan
5.75%
APR5.75%
Last UpdatedApril 12, 2026
Details

As Low As

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Construction Loan*
5.80%
APR5.80%
Last UpdatedApril 12, 2026
Details

No additional details available.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Loans
6.13%
APR6.13%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
6.19%
APR6.19%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
6.44%
APR6.44%
Last UpdatedApril 12, 2026
Details

As Low As

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Loan Rate
6.45%
APR6.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Loans
6.45%
APR6.45%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
6.69%
APR6.69%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
6.69%
APR6.69%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
6.94%
APR6.94%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
6.94%
APR6.94%
Last UpdatedApril 12, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
7.00%
APR7.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
7.19%
APR7.19%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
7.19%
APR7.19%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
7.19%
APR7.19%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
7.19%
APR7.19%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
7.25%
APR7.25%
Last UpdatedApril 12, 2026
Details

As Low As; Up to 72 Months

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
7.44%
APR7.44%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
7.44%
APR7.44%
Last UpdatedApril 12, 2026
Details

As Low As

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Unsecured Loans
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

personal loan; Qualifications Required

River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (75% LTV)
7.51%
APR7.51%
Last UpdatedApril 12, 2026
Details

$35,000

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New Consumer Goods Loan (20% Down)
7.65%
APR7.65%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
7.69%
APR7.69%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
7.69%
APR7.69%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
7.69%
APR7.69%
Last UpdatedApril 12, 2026
Details

As Low As

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Unsecured Loans
7.75%
APR7.75%
Last UpdatedApril 12, 2026
Details

personal loan; Qualifications Required

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
7.75%
APR7.75%
Last UpdatedApril 12, 2026
Details

As Low As; Up to 72 Months

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New 2024 & Newer Model Year Recreation Loan
7.85%
APR7.85%
Last UpdatedApril 12, 2026
Details

As Low As

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Construction Loan
7.93%
APR7.93%
Last UpdatedApril 12, 2026
Details

Credit Score: 700+

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
7.94%
APR7.94%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Unsecured Loans
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

personal loan; Qualifications Required

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Lot Loan (80% LTV)
8.02%
APR8.02%
Last UpdatedApril 12, 2026
Details

$35,000

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
8.15%
APR8.15%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
8.19%
APR8.19%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2022-2023 Model Year Recreation Loan
8.19%
APR8.19%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
8.25%
APR8.25%
Last UpdatedApril 12, 2026
Details

As Low As; Up to 72 Months

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
8.44%
APR8.44%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2020-2021 Model Year Recreation Loan
8.45%
APR8.45%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
8.49%
APR8.49%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
8.49%
APR8.49%
Last UpdatedApril 12, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Holiday Loan
8.49%
APR8.49%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
8.60%
APR8.60%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New Consumer Goods Loan (20% Down)
8.65%
APR8.65%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New Consumer Goods Loan (0% Down)
8.65%
APR8.65%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2019 & Older Model Year Recreation Loan
8.69%
APR8.69%
Last UpdatedApril 12, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As; Up to 48 Months

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loans
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Family Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

As Low As; * Actual Rate you receive is based on your credit score and term.

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Used Consumer Goods Loan (Wholesale)
9.15%
APR9.15%
Last UpdatedApril 12, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal
9.25%
APR9.25%
Last UpdatedApril 12, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
CLOSED END SIGNATURE
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

As Low As; UP TO 12 MONTHS

Quaker Oats Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Unsecured Loan
9.51%
APR9.51%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
New Consumer Goods Loan (0% Down)
9.65%
APR9.65%
Last UpdatedApril 12, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
No Collateral Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Consumer Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

Fixed rates starting at

Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Unsecured Loans 6 - 24 months
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Signature Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
CLOSED END SIGNATURE
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

As Low As; 13 TO 36 MONTHS

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Used Consumer Goods Loan (Retail)
10.15%
APR10.15%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Used Consumer Goods Loan (Wholesale)
10.15%
APR10.15%
Last UpdatedApril 12, 2026
Details

As Low As

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Variable APR (80.1% to 100% Loan to Value)
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

Floor 6.75%

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
10.29%
APR10.29%
Last UpdatedApril 12, 2026
Details

As Low As

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

Quaker Oats Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

No additional details available.

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

As Low As

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

As Low As

Citizens Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Unsecured Loans
10.90%
APR10.90%
Last UpdatedApril 12, 2026
Details

As Low As

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
No Collateral Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Signature Loans
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

United Credit Union Council Bluffs, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
OPEN END SIGNATURE
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

As Low As; 24 MONTH REVIEW

Casebine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
General Unsecured
11.04%
APR11.04%
Last UpdatedApril 12, 2026
Details

As Low As

1st Gateway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Note Loan
11.05%
APR11.05%
Last UpdatedApril 12, 2026
Details

As Low As; Max term of 12 months

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Used Consumer Goods Loan (Retail)
11.15%
APR11.15%
Last UpdatedApril 12, 2026
Details

As Low As

North Star Community Credit Union Cherokee, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.47%
Signature (Closed End)
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan Greater than
11.25%
APR11.25%
Last UpdatedApril 12, 2026
Details

$5,000; As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
11.25%
APR11.25%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Personal/Signature Loan
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
11.75%
APR11.75%
Last UpdatedApril 12, 2026
Details

As Low As

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Personal Loan
11.84%
APR11.84%
Last UpdatedApril 12, 2026
Details

Rates are stated as Annual Percentage Rate (APR). The APR you receive depends on credit history, loan term, loan amount, and other factors using DuTrac's standard credit underwriting and creditworthiness criteria. Rates are subject to change without notice. All loans are subject to approval. Personal Loan example: 48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
Unsecured
11.90%
APR11.90%
Last UpdatedApril 12, 2026
Details

Up to $1,000

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
Unsecured to $2,999
11.90%
APR11.90%
Last UpdatedApril 12, 2026
Details

Over $1,000

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
to $2,999 Unsecured
11.90%
APR11.90%
Last UpdatedApril 12, 2026
Details

Over $1,000

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As

Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
No Collateral Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.07%
Unsecured
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Unsecured Loans 25 - 48 months
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
12.00%
APR12.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

1st Gateway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Unsecured
12.05%
APR12.05%
Last UpdatedApril 12, 2026
Details

As Low As; The APR you receive will be based upon credit worthiness criteria. Rates, terms, and conditions subject to change without notice. Loan subject to credit approval.

Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Unsecured Loan
12.11%
APR12.11%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedApril 12, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
12.25%
APR12.25%
Last UpdatedApril 12, 2026
Details

As Low As

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 12, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Personal/Signature Loan
12.74%
APR12.74%
Last UpdatedApril 12, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
310 Bank St, Keokuk, IA, 52632
Personal Loan
7.45%
APR7.45%
Last UpdatedApril 12, 2026
Details

As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
7.00%
APR7.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
8.49%
APR8.49%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
8.49%
APR8.49%
Last UpdatedApril 12, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loans
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Consumer Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

Fixed rates starting at

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

$12K Unsecured Limit

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

River Valley Credit Union Ames, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan Greater than
11.25%
APR11.25%
Last UpdatedApril 12, 2026
Details

$5,000; As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

As Low As

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
Personal Loan
11.84%
APR11.84%
Last UpdatedApril 12, 2026
Details

Rates are stated as Annual Percentage Rate (APR). The APR you receive depends on credit history, loan term, loan amount, and other factors using DuTrac's standard credit underwriting and creditworthiness criteria. Rates are subject to change without notice. All loans are subject to approval. Personal Loan example: 48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Personal Loan Special
12.00%
APR12.00%
Last UpdatedApril 12, 2026
Details

$20K Unsecured Limit

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedApril 12, 2026
Details

As Low As

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedApril 12, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 12, 2026
Details

As Low As

No debt consolidation personal loan rates found in Keokuk, IA currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
Signature Loan
14.49%
APR14.49%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

Family Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

As Low As; * Actual Rate you receive is based on your credit score and term.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

As Low As

Quaker Oats Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

No additional details available.

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
CLOSED END SIGNATURE
9.50%
APR9.50%
Last UpdatedApril 12, 2026
Details

As Low As; UP TO 12 MONTHS

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Signature Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
CLOSED END SIGNATURE
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

As Low As; 13 TO 36 MONTHS

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
10.29%
APR10.29%
Last UpdatedApril 12, 2026
Details

As Low As

Quaker Oats Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loans
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

As Low As

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Signature Loans
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

United Credit Union Council Bluffs, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Iowa Heartland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
OPEN END SIGNATURE
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

As Low As; 24 MONTH REVIEW

North Star Community Credit Union Cherokee, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.47%
Signature (Closed End)
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Personal/Signature Loan
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Personal/Signature Loan
12.74%
APR12.74%
Last UpdatedApril 12, 2026
Details

As Low As

No home improvement personal loan rates found in Keokuk, IA currently.

Keokuk, IA Personal Loan Rate Trends

Compare local Keokuk, IA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Personal Loan Trends →
Personal Loan — IA Avg
11.253%
▼ 1.638 vs 7 days ago

Iowa personal loan rates fell 1.638 points over the past 7 days to 11.253% APR.

Signature Loan — IA Avg
11.129%
▼ 0.068 vs 7 days ago

Iowa signature loan rates fell 0.068 points over the past 7 days to 11.129% APR.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Iowa?

Most lenders in Keokuk, Iowa require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Iowa often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Keokuk, Iowa require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Iowa?

Yes. Debt consolidation is one of the most common uses of personal loans in Keokuk, Iowa. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Keokuk, Iowa?

Credit unions in Keokuk, Iowa often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Keokuk, Iowa?

  • SECU Credit Union: 5.82% (10-year fixed loan)
  • Aim Credit Union: 7.45% (Loan)
  • Fort Dodge Family Credit Union: 5.60% (Teen Loan Special Unsecured)
  • Cedar Falls Community Credit Union: 5.75% (1 Year Construction Loan)
  • Fidelity Bank & Trust (IA): 5.80% (Construction Loan*)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Keokuk, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 12, 2026.