Best Personal Loan Rates in Luxemburg, Iowa (IA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Luxemburg, Iowa include: Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)105 E Main St, Luxemburg, IA, 52056A+5.0 ★Texas Ratio: 1.72% offering Construction Loan* at 5.80% APR, Fort Dodge Family Credit UnionFort Dodge Family Credit UnionA5.0 ★Texas Ratio: 10.12% offering Teen Loan Special Unsecured at 5.60% APR, Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.75% offering 1 Year Construction Loan at 5.75% APR, SECU Credit UnionSECU Credit UnionA+5.0 ★Texas Ratio: 5.71% offering 10-year fixed loan at 5.82% APR, and Northwest Bank (IA)Northwest Bank (IA)A+5.0 ★Texas Ratio: 3.01% offering Equipment Term Loans at 5.99% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Luxemburg has 1 local institution in our database, with personal loan rates as low as 5.80% APR from Fidelity Bank & Trust (IA) at 105 E Main St, Luxemburg, IA, 52056. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Luxemburg, Iowa.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Luxemburg, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
No additional details available.
No additional details available.
As Low As
No additional details available.
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
$12K Unsecured Limit
As Low As
As Low As
As Low As
As Low As
As Low As; Up to 72 Months
As Low As
As Low As
No additional details available.
As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.
personal loan; Qualifications Required
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As
As Low As
As Low As
As Low As
3 Years
As Low As; Up to 72 Months
personal loan; Qualifications Required
As Low As
Credit Score: 700+
As Low As
4 Years
$12K Unsecured Limit
personal loan; Qualifications Required
As Low As
As Low As
As Low As
As Low As; Up to 72 Months
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
As Low As; Up to 48 Months
As Low As
As Low As; Money for anything you can imagine. (Fixed term)
As Low As
As Low As
$12K Unsecured Limit
$20K Unsecured Limit
As Low As; * Actual Rate you receive is based on your credit score and term.
As Low As
As Low As
As Low As; Rate based on creditworthiness and term of loan.
As Low As
No additional details available.
As Low As
As Low As; Money for anything you can imagine. (Fixed term)
As Low As; UP TO 12 MONTHS
$12K Unsecured Limit
$20K Unsecured Limit
As Low As
No additional details available.
As Low As
As Low As
As Low As
Offer available through August 1, 2026.
As Low As
As Low As
As Low As; Money for anything you can imagine. (Fixed term)
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
Fixed rates starting at
No additional details available.
As Low As; 13 TO 36 MONTHS
$12K Unsecured Limit
$20K Unsecured Limit
As Low As
As Low As
Floor 6.75%
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Money for anything you can imagine. (Fixed term)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Money for anything you can imagine. (Fixed term)
No additional details available.
$20K Unsecured Limit
As Low As; 24 MONTH REVIEW
As Low As
As Low As; Max term of 12 months
APR based on $10,000 loan and $250 fee (e.g. A five year $10,000 loan at 11.088% APR requires a monthly payment of $212.46)
As Low As
As Low As
As Low As
$5,000; As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Rates are stated as Annual Percentage Rate (APR). The APR you receive depends on credit history, loan term, loan amount, and other factors using DuTrac's standard credit underwriting and creditworthiness criteria. Rates are subject to change without notice. All loans are subject to approval. Personal Loan example: 48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.
Over $1,000
Up to $1,000
Over $1,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
$20K Unsecured Limit
As Low As; The APR you receive will be based upon credit worthiness criteria. Rates, terms, and conditions subject to change without notice. Loan subject to credit approval.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Loan payment is $457.52 for 60 payments at 13.24%.
As Low As
$12K Unsecured Limit
As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
$12K Unsecured Limit
As Low As
As Low As
Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
As Low As
As Low As
$20K Unsecured Limit
$12K Unsecured Limit
As Low As
As Low As
$12K Unsecured Limit
$20K Unsecured Limit
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Fixed rates starting at
Offer available through August 1, 2026.
$12K Unsecured Limit
$20K Unsecured Limit
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
$20K Unsecured Limit
As Low As
$5,000; As Low As
As Low As
As Low As
As Low As
Rates are stated as Annual Percentage Rate (APR). The APR you receive depends on credit history, loan term, loan amount, and other factors using DuTrac's standard credit underwriting and creditworthiness criteria. Rates are subject to change without notice. All loans are subject to approval. Personal Loan example: 48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.
As Low As
As Low As
$20K Unsecured Limit
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; * Actual Rate you receive is based on your credit score and term.
As Low As
As Low As; UP TO 12 MONTHS
As Low As
As Low As
No additional details available.
As Low As
As Low As; 13 TO 36 MONTHS
As Low As
As Low As
As Low As
As Low As
As Low As; 24 MONTH REVIEW
No additional details available.
APR based on $10,000 loan and $250 fee (e.g. A five year $10,000 loan at 11.088% APR requires a monthly payment of $212.46)
As Low As
As Low As
As Low As
Luxemburg, IA Personal Loan Rate Trends
Compare local Luxemburg, IA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa personal loan rates fell 0.653 points over the past 7 days to 11.242% APR.
Iowa signature loan rates rose 0.052 points over the past 7 days to 11.173% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Iowa?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Iowa?
Are credit unions or banks better for personal loans in Luxemburg, Iowa?
What are the best personal loan rates in Luxemburg, Iowa?
- Fidelity Bank & Trust (IA): 5.80% (Construction Loan*)
- Fort Dodge Family Credit Union: 5.60% (Teen Loan Special Unsecured)
- Cedar Falls Community Credit Union: 5.75% (1 Year Construction Loan)
- SECU Credit Union: 5.82% (10-year fixed loan)
- Northwest Bank (IA): 5.99% (Equipment Term Loans)
Personal Loan Calculators
